Craft Your Platinum Story
Unlock a world of luxury, rewards and exceptional benefits that fit your lifestyle.
For both New and Existing American Express Card Members
- Receive 150,000 Membership Rewards® points*
- Earn 10,000 Membership Rewards® points^
Valid till 28 May 2025.
T&Cs apply.
*With annual fee payment & min. spending of S$8,000 within first 3 months of Card approval. ^Based on 2 Membership Rewards® points for evey full S$1.60 spent.
for The Platinum Card®
For both New and Existing American Express Card Members
- Receive S$200 Statement Credits*
- Earn 1,250 Membership Rewards® points^
Valid till 28 May 2025.
T&Cs apply.
*With annual fee payment & min. spending of S$1,000 within first month of Card approval. ^Based on 2 Membership Rewards® points for every full S$1.60 spent.
for The American Express® Platinum Credit Card
Featured Benefits
Experience Membership
benefits worth more than S$8,000#
The Platinum Card®
✔ More than S$1,000 in Travel, Dining and Lifestyle statement credits
✔ Complimentary hotel stay and membership gifts worth more than S$800
✔ Benefits worth up to S$800 at over 1,500 Fine Hotels + Resorts
✔ Unlimited access to over 1,400 airport lounges worldwide
✔ Complimentary upgraded hotel membership tiers
Indulge in Membership
benefits worth more than S$1,350#
The American Express® Platinum Credit Card
✔ Up to S$200 Lifestyle Credits to use in retail & dining
✔ Up to 50% off food bill all year round with Love DIning by Platinum
✔ Complimentary drinks with Chillax by Platinum
✔ Complimentary Comoclub Membership
✔ Stack your Card benefits like a pro
# This is the indicative amount of the potential savings and value for The Platinum Card® in January 2025 based on the assumptions set out in detail below. The actual amount of savings and value may differ depending on an individual’s actual spending and utilization of The Platinum Card®. Please note that this indicative amount (as well as the assumptions for such potential savings and value) may be updated from time to time without prior notice. For the avoidance of doubt, this indicative amount does not: (i) amount to a guarantee or undertaking by American Express and/or (ii) constitute part of the Card Member Agreement for The Platinum Card®.
# This is the indicative amount of the potential savings and value for The American Express® Platinum Credit Card in January 2025 based on the assumptions set out in detail below. The actual amount of savings and value may differ depending on an individual’s actual spending and utilization of The American Express® Platinum Credit Card. Please note that this indicative amount (as well as the assumptions for such potential savings and value) may be updated from time to time without prior notice. For the avoidance of doubt, this indicative amount does not: (i) amount to a guarantee or undertaking by American Express and/or (ii) constitute part of the Card Member Agreement for The American Express® Platinum Credit Card.
Discover All Benefits
Discover full benefits and its Terms & Conditions at go.amex/myplatinum. Terms & Conditions apply for all mentioned privileges.
S$200 Airline Credit 1
Go off the beaten path at your own pace with up to S$200 Airline Credit every year when you make qualifying spends with Singapore Airlines or Scoot.
Enrolment is required.
International Airline Program
Enjoy preferential fares on flight tickets with participating airlines through American Express Travel Online. Participating airlines include Singapore Airlines, Qatar Airways, Etihad Airways and Emirates.
Bonus Membership Rewards® Points with Singapore Airlines and Scoot
Go far and wide with your Platinum Card. Earn 5 Membership Rewards points with every full S$1.60 spent with Singapore Airlines or Scoot (equates to 1.95 miles per S$1).
The earn rate of 1.95 miles per S$1 is based on the conversion rate of 400 Membership Rewards points = 250 miles. Platinum Members can choose to convert their Membership Rewards points to Frequent Flyer Miles form Airline Partners.
The American Express Global Lounge Collection® (worth S$1,011) 2
Travel in style. Elevate your travel experience before your next flight. Escape the chaos with complimentary lounge access for you, one Supplementary Card Member and one guest each. Be spoiled for choice with access to our growing network of over 1,400 lounges across 650 cities in 140 countries.
Participating lounges include:
- The Centurion® Lounge
- International American Express Lounges
- Delta Sky Club® Lounges
- Plaza Premium Airport Lounges
- Priority Pass™ Lounges (enrolment required)
Access may vary based on lounge locations.
Fine Hotels + Resorts (worth S$800) 3
Make every moment of your journey count. Every holiday is special, but your Platinum Card makes it even more memorable. Create new memories with an exclusive suite of benefits worth up to S$800 at over 1,500 Fine Hotels + Resorts properties worldwide. Perks include daily breakfast for two, US$100 experience credit, guaranteed 4pm check-out and more.
Participating Fine Hotels + Resorts properties include hospitality brands such as:
- Aman
- Belmond
- Relais & Châteaux
- St. Regis
- The Ritz-Carlton
The Hotel Collection 4
The Hotel Collection includes over 1,000 handpicked properties from trusted brands like Hyatt and Hilton Hotels. Enjoy exceptional value when you book through American Express Travel Online. Book a minimum of two-night stay and enjoy the following:
- Room upgrade, when available
- US$100 credit
- [NEW] 12pm check-in, when available
- [NEW] Late check-out, when available
Hotel Elite Tier Status
Transform your trips into spectacular memories. Enjoy your complimentary upgraded membership tiers at our preferred partners' loyalty programmes – no minimum stay required.
- Marriott Bonvoy™ Gold Elite Status
- Pan Pacific DISCOVERY Platinum Status - Enrolment has to be done by 31 December 2025
- Hilton Honors Elite Gold Status
- Radisson Rewards Premium Status
Enrolment is required. Visit go.amex/benefitenrol to enrol.
Car Elite Tier Status
Make every car ride memorable with our preferred partners’ loyalty programmes to enjoy special benefits such as savings, upgrades and priority service:
- Avis President's Club
- Hertz Gold Plus Rewards® Five Star
Enrolment is required. Visit go.amex/benefitenrol to enrol.
Platinum Perks (worth S$800) 5
Pamper yourself with complimentary hotel stay and membership gifts worth more than S$800 upon sign-up or renewal. Participating hotel properties include The Fullerton Hotel Singapore and more. Explore the full list of participating properties at go.amex/platstay.
Global Dining Credit (worth up to S$400) 6
From Michelin-starred hot spots to hidden gems, embark on a gastronomic journey and discover new favourites with up to S$400 Global Dining Credit every year. Satiate every craving with our curated collection of over 2,000 restaurants in 20 countries. Stay up-to-date on the latest participating restaurant listing at go.amex/sgplatdincredit.
Enrolment is required.
Love Dining by Platinum (worth S$400) 7
Exclusive access to the Love Dining program and enjoy up to half the bill* on us all year round at premium dining locations curated by American Express, such as Fairmont Singapore, The Fullerton Hotel Singapore, The St. Regis Singapore, Lawry's The Prime Rib, Si Chuan Dou Hua and more. Discover the full list of dining locations at go.amex/lovedining.
*Half the bill applies to 2 persons dining only. Savings are based on the number of diners and blackout dates apply. T&Cs apply.
Chillax by Platinum
Own the night in your own special way. Enjoy the finer things in life with a complimentary drink on us with purchase at some of the most popular contemporary bars in Singapore; from bespoke cocktails to fine whisky. Stay updated with the latest participating bar listing at go.amex/chillax.
S$400 Lifestyle Credit 8
Step into the world of the refined. Receive up to S$400 Lifestyle Credit per calendar year, with minimum spending at our curated lifestyle partners including Adeva Spa, Spa Rael, The Ultimate and Grand Cru Wine Concierge (online). Stay updated with the latest participating partners at go.amex/sgplatlscredit.
Enrolment is required.
S$204 Entertainment Credit
Explore new stories. Whether it’s fighting for justice or dancing along to your favourite musical, enjoy streaming services or discover new events with up to S$17 every month to spend at over 10 popular entertainment brands.
Enrolment is required.
S$150 Fashion Credit 9
Acquire timeless iconic pieces with up to S$150 Fashion Credit yearly at NET-A-PORTER and MR PORTER.
Enrolment is required.
Lifestyle Elite Tier Status
Experience an elevated lifestyle as you get on a fast-track for lifestyle loyalty programmes such as:
- Comoclub C5 (till 31 Dec 2025)
- Enjoy a complimentary upgrade to Comoclub C5 membership tier, bypassing the usual spending requirement of S$50,000.
- Marina Bay Sands’ Sands LifeStyle Prestige (till 31 Jul 2025)
- Jumpstart to Sands LifeStyle Membership – Prestige Status, without the usual prerequisite spend of S$5,000 in a calendar year.
- Paragon Prestige (till 31 Dec 2025)
- Enjoy a complimentary upgrade to the Paragon Club Prestige Tier when you register your interest and sign-up as a new-to-Paragon Club member.
Enrolment is required.
Spa
Enjoy up to 30% off and other privileges at participating spa partners such as Adeva Spa, Spa Rael, The Ultimate and The Spa by The Ultimate. Valid until 31 Dec 2025.
Tower Club Singapore (worth S$2,550) 10
Craft your network and bring your vision to life with complimentary access to the Members-only Tower Club Singapore's fitness center and restaurants including:
- Atlantic
- Ba Xian
- Straits Bar
Regional Golf Programme (worth S$479) 11
Celebrate your wins with a round of golf at over 40 regional greens, with complimentary green fees on us whenever you bring paying companion(s).
Enhanced Golf Programme
Hone your swing with special benefits at local golf clubs. Valid till 31 Dec 2025.
Participating golf clubs:
- CityGolfer
- Enjoy a complimentary 2 hours session with 1 accompanying paying guest.
- Warren Golf & Country Club
- Receive 100% more complimentary balls per visit*
*Minimum purchase of 100 range balls and maximum purchase of 200 range balls.
Membership Rewards Programme (worth S$1,000) 12
Earn 2 Membership Rewards points for every S$1.60 spent. Points do not expire and there is no limit to the points you can earn. The more you spend on your American Express Card, the higher your points balance to redeem from a wide range of rewards. Explore more benefits here.
Enrolment is required.
10Xcelerator by Membership Rewards
Earn a total of 10 Membership Rewards points (equivalent to 6.25 miles) with every full S$1.60 eligible spend with The Platinum Card at Platinum 10Xcelerator Partners in Singapore.
Earn up to an additional 10 bonus Membership Rewards points for every S$1.60 spent for the first S$16,000 cumulative spend at participating Platinum 10Xcelerator Partners when you enroll here between 1 January 2025 to 31 December 2025 (both dates inclusive). Annual enrolment is required. Terms and Conditions apply.
Spending in excess of S$16,000 will continue to bring you a total of 10 Membership Rewards points for every full S$1.60 spent.
View the list of participating Platinum 10Xcelerator partners here.
Pay with Points
Free up your cash anytime, anywhere using your Membership Rewards points to cover your recent purchases with a statement credit. Learn more here.
Membership Rewards Catalogue
Redeem for eVouchers across dining, retail and grocery partners from our Membership Rewards catalogue and receive them within 24 hours.
Amex Apple Rewards Store
Upgrade to the latest Apple gadgets and choose to offset your purchase in full or partially with points and enjoy 20% more value at Amex Apple Rewards Store.
Travel Insurance
Stay protected with comprehensive travel insurance for you, your immediate family, your supplementary Card members and their immediate family when you book travel with your Platinum Card.
Purchase Protection
Enjoy peace of mind against accidental theft or damage, returns or extended warranty for items purchased on your Platinum Card.
Global Assistance
Should you need emergency assistance while travelling, we can provide immediate personal advice over the phone:
- Travel Emergency Assistance - Should the unforeseen happen during your travel, you will have access to emergency services such as worldwide medical and legal assistance.
- Home Assist - For urgent situations around the house, we will arrange an emergency callout to assess and fix any problem.
- Roadside Assist - With Roadside Assist, we offer around-the-clock help whenever you are on the road.
Discover full benefits and its Terms & Conditions at go.amex/platinumwithyou. Terms & Conditions apply for all mentioned privileges.
Love Dining (worth S$400) 13
Exclusive access to the Love Dining programme and enjoy up to half the bill* on us all year round at premium dining locations curated by American Express, such as Fairmont Singapore, The Fullerton Hotel Singapore, The St. Regis Singapore, Lawry’s The Prime Rib, Si Chuan Dou Hua and more. Discover the full list of dining locations at go.amex/lovedining.
*Half the bill applies to 2 persons dining only. Savings are based on the number of diners and blackout dates apply.
Chillax by Platinum (worth S$300) 14
Enjoy the finer things in life with a complimentary drink on us with purchase at some of the most popular contemporary bars in Singapore; from bespoke cocktails to fine whisky. Stay updated with the latest participating bar listing at go.amex/chillax.
Lifestyle Credit (worth S$200) 15
Foodie, trendsetter or both. Live the way you want with up to S$200 Lifestyle Credit upon successful payment of the Annual Membership fee each year. Valid till 31 December 2025.
Complimentary Comoclub Membership
Skip the S$15,000 qualifying spend and enjoy a complimentary 12-month C4 tier Comoclub membership.
With Comoclub C4 membership, earn 4 Comocredits with every S$1 spent. Enjoy privileges with COMO Hotels and Resorts, such as early check-in from 10 AM, late check-out till 4 PM, and complimentary daily yoga sessions, subject to availability.
Enrolment is required.
Platinum Wellness
Awaken your senses and pamper yourself with a luxurious spa day. Enjoy up to 25% off and other privileges at participating spa partners such as Adeva Spa, Spa Rael, The Ultimate and The Spa by The Ultimate
Regional Golf Programme (worth S$479) 11
Enjoy complimentary green fees and special benefits with our Golf Programmes. Perfect your swing with complimentary green fees and privileged access to over 40 golf clubs in Singapore, Cambodia, Philippines, Malaysia, Indonesia, Thailand and Vietnam. Find out more at go.amex/golfcc. Valid till 31 December 2025.
Enhanced Golf Privileges
Enjoy special benefits at CityGolfer and Warren Golf & Country Club. Find out more at go.amex/enhancedgolfcc.
• Virtual Golf at CityGolfer
◌ Enjoy a complimentary 2 hours session with 1 accompanying paying guest.
• Driving Range Benefit at Warren Golf & Country Club
◌ Hone your swing at Warren Golf & Country Club's driving range with 100% more complimentary balls per visit*
Valid till 31 December 2025.
*Minimum purchase of 100 range balls and maximum purchase of 200 range balls.
Enjoy a world of benefits with Membership Rewards
Earn 2 Membership Rewards points for every S$1.60 spent. Points do not expire and there is no limit to the points you can earn. The more you spend on your American Express Card, the higher your points balance to redeem from a wide range of rewards. Explore more benefits here.
Enrolment is required.
10Xcelerator by Membership Rewards
Earn a total of 10 Membership Rewards points (equivalent to 6.25 miles) with every full S$1.60 eligible spend with The Platinum Card at Platinum 10Xcelerator Partners in Singapore.
Earn up to an additional 10 bonus Membership Rewards points for every S$1.60 spent for the first S$16,000 cumulative spend at participating Platinum 10Xcelerator Partners when you enroll here between 1 January 2025 to 31 December 2025 (both dates inclusive). Annual enrolment is required. Terms and Conditions apply.
Spending in excess of S$16,000 will continue to bring you a total of 10 Membership Rewards points for every full S$1.60 spent.
View the list of participating Platinum 10Xcelerator partners here.
Pay with Points
Free up your cash anytime, anywhere using your Membership Rewards points to cover your recent purchases with a statement credit. Learn more here.
Pay with Points +
Enjoy a 25% enhanced redemption rate when you use points to pay or part-pay your purchases made on the Card with over 80 Pay with Points + Partners.
Membership Rewards Catalogue
Redeem for eVouchers across dining, retail and grocery partners from our Membership Rewards catalogue and receive them within 24 hours.
Amex Apple Rewards Store
Upgrade to the latest Apple gadgets and choose to offset your purchase in full or partially with points and enjoy 20% more value at Amex Apple Rewards Store.
Platinum Financial Benefits
Take a load off your mind with our range of financial services, including Travel Accident Insurance, Fraud Protection and American Express Global AssistTM.
No Worries Guarantee
With 90-days return guarantee, even if the store does not accept, you can return almost any purchase made in Singapore for a refund up to S$800 per item.
90-days purchase protection automatically insures your purchases against accidental damage or theft, up to S$10,000 per incidence of theft of damage.
Enjoy up to 50% off your food bill with Love Dining
+
Offset your Love Dining bill further with up to S$200 Lifestyle Credit every year
+
Enjoy 25% more value when you pay or part-pay your eligible purchases with Pay with Points +
Enjoy up to S$200 Lifestyle Credit at participating 10Xcelerator partners every year
+
Earn 10 Membership Rewards points for every S$1.60 spent with 10Xcelerator by Membership Rewards
Discover full benefits and its Terms & Conditions at go.amex/platinumwithyou. Terms & Conditions apply for all mentioned privileges.
Apply now and receive up to 100,000 Air Miles*
For both New and Existing American Express Card Members
- Receive 150,000 Membership Rewards® points*
- Earn 10,000 Membership Rewards® points^
Valid till 28 May 2025.
T&Cs apply.
*With annual fee payment & min. spending of S$8,000 within first 3 months of Card approval. ^Based on 2 Membership Rewards® points for evey full S$1.60 spent.
for The Platinum Card®
Apply now and receive S$200 statement credits
For both New and Existing American Express Card Members
- Receive S$200 Statement Credits*
- Earn 1,250 Membership Rewards® points^
Valid till 28 May 2025.
T&Cs apply.
*With annual fee payment & min. spending of S$1,000 within first month of Card approval. ^Based on 2 Membership Rewards® points for every full S$1.60 spent.
The American Express® Platinum Credit Card
1 S$200 Airline Credit - From now to 31 December 2025, get S$100 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you spend S$300 or more in a single transaction at participating partners, up to 2 times each calendar year.
2 The American Express Global Lounge Collection® (worth S$1,011) - The Platinum Card offers Priority Pass membership to Basic Card Member which is valued at US$469 each. At any visit to a Priority Pass lounge, each Card Member can bring in one guest for no charge, where available. One Supplementary Card Member is entitled to 4 visits and 4 guests per year, valued at US$280 based on calculation of US$35 per entry. Value has been converted on Jan 2025 at a foreign exchange rate of US$1 = S$1.35.
3 Fine Hotels + Resorts (worth S$800) - Average value based on Fine Hotels + Resorts booking in 2022 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
4 The Hotel Collection - *To receive The Hotel Collection benefits, a minimum of two-night stay is required. Experience credit varies by property. Certain room categories are not eligible for upgrade.
5 Platinum Perks (worth S$800) - The calculation of S$800 is based on the dining, spa and lifestyle vouchers included within 2025 voucher pack. Hotel stay vouchers are excluded from calculation as actual value will vary based on property, room rate, upgrade availability, and use of benefits.
6 Global Dining Credit (worth up to S$400) - Local Dining Credit (worth up to S$200): From now to 31 December 2025, get S$100 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you dine at participating local restaurants, up to 2 times each calendar year. Abroad Dining Credit (worth up to S$200): From now to 31 December 2025, get S$100 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you dine at participating restaurants in 20 countries, up to 2 times each calendar year.
7 Love Dining by Platinum (worth S$400) - The savings of S$400 is based on an assumption of two-to-dine scenario with 4 visits a year, average spend of S$200 per visit at a participating Love Dining Restaurant or Hotel. Actual savings potential varies based on usage of benefit. Example quoted is purely for illustration purpose.
8 S$400 Lifestyle Credit - From now to 31 December 2025, get S$200 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you spend S$300 or more in a single transaction at participating partners, up to 2 times each calendar year.
9 S$150 Fashion Credit - From now to 31 December 2025, get S$75 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you spend online or in-app across one or both brands, up to 2 times each calendar year.
10 Tower Club Singapore (worth S$2,550) - The savings is based on 12 months of monthly subscription at Tower Club Singapore. The annual membership is valued at $2,550.60 (S$195 + 9% GST x12 months).
11 Regional Golf Programme (worth S$479) - The savings calculation is based on a scenario whereby Card Member invites two paying guests for weekend golf session at Orchid Country Club 4 visits a year. Actual savings potential varies based on usage of benefit. Example quoted is purely for illustration purpose. See following breakdown for detailed calculation:
Green Fees without Programme:
- Per pax per visit = S$359.70
Green Fees with Regional Golf Programme (Card member + 2 guests):
- Total Cost = S$359.70 x 2 = S$719.40
- Per pax per visit (assumption of split costs between 3 pax) = S$719.40 / 3 = S$239.80
Total Card Member savings per visit:
- S$359.70 - S$239.80= S$119.90
Total Card Member savings per year:
- S$119.904 x 4 = $479.60
12 Membership Rewards Programme (worth S$1,000) - For every full S$1.60 eligible spend made at Platinum 10Xcelerator Partner in Singapore. The breakdown of the Membership Rewards points are as follows:
I. For cumulative spend of ≤S$16,000 in a calendar year, earn up to a total of 20 Membership Rewards points, which comprises:
- 2 Membership Rewards points:
- 8 Bonus Membership Rewards points; and
- 10 Bonus Membership Rewards points whereby 25 Membership Rewards points will be awarded for every eligible spending made in blocks of full S$4.
II. For spending in excess of S$16,000 in a calendar year, earn a total of 10 Membership Rewards points, which comprises:
- 2 Membership Rewards points; and
- 8 Bonus Membership Rewards points.
The example of S$1,000 statement credit is based on a scenario (I) with an assumption that Card Member spent first S$16,000 on the Platinum Card and earned total 200,000 Membership Rewards points. Actual statement credit potential vary based on usage of benefit. Example quoted is purely for illustration purpose.
13 Love Dining (worth S$400) - The savings of S$400 is based on an assumption of two-to-dine scenario with 4 visits a year, average spend of S$200 per visit at a participating Love Dining Restaurant or Hotel. Actual savings potential varies based on usage of benefit. Example quoted is purely for illustration purpose.
14 Chillax by Platinum (worth S$300) - The savings of S$300 is based on an assumption of visiting any one of the Chillax bars every month with average saving of S$25 for one complimentary cocktail. Actual savings potential varies based on usage of benefit. Example quoted is purely for illustration purpose.
15 Lifestyle Credit (worth S$200) - From now to 31 December 2025, get S$100 back in statement credits once every 6-month Redemption Period (1 January to 30 June and 1 July to 31 December) when you spend S$100 or more in a single transaction at participating partners, up to 2 times each calendar year. Your first S$100 Lifestyle Credit is available from now till 30 June 2025. Refer to go.amex/sgplatcclist for the full list of participating brands and eligible purchases. List of participating brands is subject to change from time to time. Please refer to the list for the latest updates before a spend is made. An annual enrolment is required.
The Platinum Card®
Annual Fee: S$1,744 (incl. of 9% GST)
Card Type: Charge Card
Eligibility: Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
The American Express® Platinum Credit Card
Annual Fee: S$327 (incl. of 9% GST)
Card Type: Credit Card
Eligibility: Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.