NO BETTER TIME TO REFER!
Get up to S$160 cashback* when you refer your friends and family to American Express® Cards.
Get ready to turn your referrals into amazing cashback*.
Simply refer your friends to selected American Express Cards to earn these rewards.
Limited-Time The Platinum Card® Offer
You get S$160 cashback* for each approved referral of The Platinum Card.
Your friends and family will get S$100 cashback* upon first Qualifying Spend in the first month of Card approval and annual fee payment. Plus, our Best Miles Offer Ever of 100,000 Air Miles (awarded in the form of 160,000 Membership Rewards® points) upon S$8,000 Qualifying Spend in the first 3 months of Card approval and annual fee payment.
- The Platinum Card
- The American Express® Platinum Reserve Credit Card
- The American Express® Platinum Credit Card
- The American Express® Rewards Card
- The American Express® Gold Charge Card
- The American Express® Personal Card
- The American Express® Singapore Airlines KrisFlyer Ascend Credit Card
- The American Express® Singapore Airlines KrisFlyer Credit Card
- The American Express® Singapore Airlines PPS Club Credit Card
- The American Express® Singapore Airlines Solitaire PPS Credit Card
Refer the Card that best suits your friends and family and you both enjoy referral rewards!
The Platinum Card
- You will receive S$160 cashback* when your friend / family member’s Card is approved.
- Your friend / family member will receive S$100 cashback* upon first Qualifying Spend in the first month of Card approval and annual fee payment.
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- Best Miles Offer Ever: 100,000 Air Miles (awarded in the form of 160,000 Membership Rewards points) as welcome offer upon S$8,000 Qualifying Spend in the first 3 months of Card approval and annual fee payment.
The American Express Platinum Credit Card
- You will receive S$80 cashback* when your friend / family member’s Card is approved.
- Your friend / family member will receive S$50 cashback* upon first Qualifying Spend in the first month of Card approval and annual fee payment.
The American Express Singapore Airlines KrisFlyer Ascend Credit Card
- You will receive S$80 cashback* when your friend / family member’s Card is approved.
- Your friend / family member will receive S$50 cashback* upon first Qualifying Spend in the first month of Card approval and annual fee payment.
With the Cards mentioned above, your friends and family are also eligible for Welcome Offers that can be found here.
Offer valid till 28 May 2025. T&Cs apply.
*Cashback will be rewarded in the form of Statement Credits.
For full terms and conditions of the Member-Get-Member (MGM) Referral Programme, visit go.amex/sgmgmtnc.
Simply follow the steps below and get started on a rewarding journey!
Step 1: Log In
Log in to the American Express App or via the ‘Refer Now’ button below.
Invite your friends by clicking on 'Refer Friends' under the Membership tab in the American Express App.
Step 2: Share your referral link
Confirm and click on 'Share' to send your unique referral link to friends and family members via text message, e-mail or social media platforms.
Your friends and family can choose which Card they wish to apply through this unique referral link.
Step 3: Get rewarded
You and your friend will receive cashback (in the form of Statement Credits) post meeting the eligibility criteria.
Offer valid till 28 May 2025. Member-Get-Member (MGM) Referral Programme Terms and Conditions apply
Frequently Asked Questions
Eligible American Express Card Members who have any of the below Cards can refer their friends and family to apply for The Platinum Card, The American Express Singapore Airlines KrisFlyer Ascend Credit Card or The American Express Platinum Credit Card and earn rewards.
- The Platinum Card
- The American Express Platinum Reserve Credit Card
- The American Express Platinum Credit Card
- The American Express Rewards Card
- The American Express Gold Charge Card
- The American Express Personal Card
- The American Express Singapore Airlines KrisFlyer Ascend Credit Card
- The American Express Singapore Airlines KrisFlyer Credit Card
- The American Express Singapore Airlines PPS Club Credit Card
- The American Express Singapore Airlines Solitaire PPS Credit Card
Eligible American Express Card Members who have any of the below Cards are eligible to participate in this programme.
- The Platinum Card
- The American Express Platinum Reserve Credit Card
- The American Express Platinum Credit Card
- The American Express Rewards Card
- The American Express Gold Charge Card
- The American Express Personal Card
- The American Express Singapore Airlines KrisFlyer Ascend Credit Card
- The American Express Singapore Airlines KrisFlyer Credit Card
- The American Express Singapore Airlines PPS Club Credit Card
- The American Express Singapore Airlines Solitaire PPS Credit Card
Follow the steps below for American Express App:
- If you are using the American Express App, log in to the app, click on the Membership icon located in the bottom tile.
- Click on ‘Refer Friends’ tab and share your unique referral link with friends and family.
- Your friends and family may choose to apply for the Card that suits them best. For more Card options eligible under this programme, they can scroll to the bottom of this page. Ensure that they sign up using your unique referral link only for both you and them to be eligible for referral bonus.
- Once your friend’s Card has been approved and met the eligibility requirement, both you and your friend will receive the relevant referral reward.
Follow the steps below if you are using ‘Refer Now’:
- Log in to your American Express account.
- Copy your unique referral link and share with friends and family.
- Your friends and family may choose to apply for the Card that suits them best. For more Card options eligible under this programme, they can scroll to the bottom of this page.
- Once your friend’s Card has been approved and met the eligibility requirement, both you and your friend will receive the relevant referral reward.
Your friends and family can choose to apply for the Card that best suits their needs using your unique referral link. For more Card options eligible under this programme, they can scroll to the bottom of the page that opens in the unqiue referral link.
You will receive referral bonus of cashback (in the form of Statement Credits) approximately ten (10) weeks after your friend’s application for the eligible Card is approved and they pay the annual fee.
Depending on the Card that they apply for, they will receive cashback (in the form of Statement Credits) upon meeting the eligibility requirement. This will be on top of the Welcome Offers that they will enjoy, details of which can be found here: https://www.americanexpress.com/sg/credit-cards/all-cards/
You will receive the referral bonus approx. ten (10) weeks after your friend’s application for the eligible Card is approved and they pay the annual fee.
Yes, your friend will be able to see the different Card options available once they click on the unique link. For the list of Cards you can refer and full terms and conditions, kindly visit go.amex/sgmgmtnc.
Yes, you will get a referral bonus, details of the referral bonus can be found here: go.amex/sgmgmtnc.