Your passport to a world of unforgettable experiences
The Platinum Card®
Key Benefits at a Glance
Platinum Rewards
Earn 1 Membership Rewards® point for every dollar spent. Points do not expire.
Complimentary Airport Lounge Access
Unlimited access to over 1,300 airport lounges around the world with the American Express Global Lounge Collection™.
Travel Insurance Coverage
Up to USD500,000 complimentary travel accident protection
Explore the Power of The Platinum Card
The Platinum Card grants you exclusive access to an exciting world of privileges enjoyed by a select few.
Platinum Membership Rewards® Program
- Earn 1 Membership Rewards® point for every dollar spent. Points do not expire.
Airport Lounge Access
- Access to over 1,300 airport lounges worldwide, including access to the exclusive Centurion® Lounge.
Private Club Access
- Enjoy complimentary access to the elite, members-only Tower Club Singapore
Exceptional Service and Support
- Our Platinum Concierge Desk is ready to assist you 24 hours a day, 365 days a year
- Up to USD2,000,000 medical treatment benefit and up to USD 500,000 complimentary travel accident protection
Airport Lounge Access
Enjoy complimentary access along with your traveling companion to the following lounges:
- PAGSS International Lounges in NAIA Terminals 1 and 3 (International Departure Area). Click here for the terms and conditions.
- Priority Pass™ lounges*. Click here to find a lounge.
- The Centurion® lounges. Click here to find a lounge.
- Delta SkyClub® lounges** (Cardmember only). Click here to find a lounge.
Benefits differ by partner and are subject to change/availability. Participating Airport Lounges are subject to change at any time.
Present your active Card and other required travel documents upon entry in participating airport lounges.
*Priority Pass Card must be presented at Priority Pass lounge partners. Lounge visit fee for guest/s over the complimentary allocation will be USD35 per person per visit. Enrollment for Priority Pass membership is required. Click here to enroll.
**Cardmembers traveling on the same-day operated Delta -operated flight with Basic Economy (E) fare tickets will not have access to the Delta Sky Club or to Grab and Go.
International Airline Program
Enjoy preferential fares* on international air travel when you purchase qualifying ticket with our airline partners – Emirates, Etihad Airways and Qatar Airways through the Platinum Travel Service at 8840-7800 (Press Option 2).
*Terms & conditions apply.
Platinum Hotel Program
Special treatment is reserved for Platinum members at a selection of exceptional hotels and resorts around the world.
Elite Partner Programs
You and your Supplementary Cardmembers can enroll into the loyalty programs of our hotel partners at an elite status, bypassing any stays/points requirements:
- Hilton Honors Gold status
- Radisson Rewards Premium status
To enroll, call Platinum Card Services (+632) 8840-7800 (Press Option 1)
Explore over 1,300 properties worldwide when you book Fine Hotels + Resorts with the Platinum Travel Service and receive an average total value of US$550 US in perks. Like daily breakfast for two, 4PM late check-out, and a US$100 experience credit to savor something unique at each property. Terms apply.
Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 500 hotels worldwide.
For more information about Fine Hotels + Resorts and The Hotel Collection or to make reservations, call Platinum Travel Service at (+632) 8840-7800 (Press Option 2) from Monday to Friday (except holidays), 9AM to 6PM.
Car Rental Loyalty Programs
As a Platinum Member, enjoy special benefits such as discounts, upgrades and priority service at exclusive car rental partners.
- Hertz Gold Plus Rewards - Five Star
- Avis Presidents Club
Comprehensive Travel Accident and Inconvenience Protection Insurance
Get up to USD2,000,000 medical expenses and up to USD500,000 travel accident protection coverage when entire travel fare is charged to your Platinum Card.
- Medical Expenses – Up to USD2,000,000
- Travel Accident Insurance – Up to USD500,000
- Travel Delay – Up to USD400 (up to USD100 every 4 hours delay)
- Trip Cancellation – Up to USD10,000
- Missed Connecting Flight – Up to USD650 (minimum of 6 hours delay)
- Baggage Delay – Up to USD400 (minimum of 6 hours)
- Loss of or Damage to Personal Baggage and Personal Effects – Up to USD2,000 (subject to per item limit of USD150)
Purchase Protection
Your retail purchases are insured from theft, loss or damage within 30 days from purchase for up to US$1,650 per item or max of US$10,000 per year. Applicable only when you charge your entire fare to your Platinum Card.
Insurance coverage is subject to the terms and conditions of the insurance provider. For inquires and claims, contact Starr International Insurance Philippines from Monday to Friday (excluding holidays), 9am to 5pm.
Claims Inquiries:
- claimcare.ph@starrcompanies.com
- (+632) 8689-6639
Online Claims Submission
Note: Written notice of claim must be given to Starr Insurance within thirty (30) days after occurrence of any accident or other event that might give rise to a claim under the policy. However, in the event of accidental death, notice must be given to Starr Insurance within fifteen (15) days from the date of incident.
Customer Service:
- Travel.NAC@starrcompanies.com
- (+632) 8689-6633
Private Club Access
Enjoy complimentary access to the elite, members-only Tower Club Singapore. Located on the penthouse floors of Republic Plaza, which commands breathtaking views of Raffles Place, you will enjoy membership privileges such as the use of all dining and conference facilities.
American Express Invites®
American Express Invites® brings you a programme of handpicked events, then invites you to experience them. From sought-after shows to exclusive one-off events created just for Platinum Card Members, you can be part of many special moments.
The Platinum Concierge Desk
Our Platinum Concierge Desk is dedicated to making your wishes come true. Leave the little details to your committed Concierge Desk, 24 hours a day and 365 days a year, making even the tiniest of requests come true.
Whether you're looking for an exceptional place for a special occasion, pre-booking tickets to the greatest shows on earth or trying to find the most charming hotel in a city you've never been to, your 27/4 Platinum Concierge is ready to help you. Call your Platinum Concierge at (+632) 8840-7800 (Press Option 3).
Online Shopping
Save your Card details in your favorite online shops for fast and easy checkout. Ensure to enter the correct card security code when making a purchase online.
- For STRAIGHT online transactions, enter the 4-digit code printed on the front portion of your Card.
- For BUY NOW, PAY LATER online transactions, use the 3-digit code printed at the back portion of your Card.
Life's more rewarding when it is about you. Enjoy rewards to your heart's content by redeeming your points with rewards tailored to your taste - from dining to shopping to entertainment and more.
Membership Rewards®
Earn 1 Membership Rewards® point for every dollar you spend.
Enjoy rewards to your heart's content by redeeming your points with rewards tailored to your taste - from dining to shopping to entertainment and more. No earning cap or expiration date --- that's simply because these points are for the lifetime of your Membership.
Click here for the Incentivo Catalogue and for more details on the American Express Membership Rewards® Program.
Frequent Traveler Programs
You are automatically enrolled under the Frequent Traveler Program. Redeem your points from as low as 1,000 Membership Rewards® points to 1,000 Air Miles with frequent flyer programmes such as Enrich, KrisFlyer, Asia Miles, Delta Skymiles, Royal Orchid Plus or frequent stayer programmes with hotel groups like Hilton Honors & Marriott Bonvoy.
Financial Management
- No pre-set spending limit.
- Billings in US Dollar.
- Complete control of your spending by paying your outstanding bill in full every month.
Cash Advance
Get up to USD 5,000 cash via select BDO branches nationwide or any BDO affiliated ATMs. For overseas cash advance availment, just look for ATMs bearing the American Express logo.
Online Services
Check your statement online anytime whether you are home or abroad.
Many Ways to Pay Your Bill
Choose how you want to pay:
- BDO Branches: Cash or check payments are accepted at any branch.
- BDO Online Banking: Transact anytime anywhere in the world through www.bdo.com.ph.
- Auto-Debit Arrangement (ADA) Payment Facility.
Enjoy exclusive access to a complimentary lifestyle concierge that provides personalized assistance to make life easier.
From everyday requests such as booking a personal trainer, arranging reservations with hotels or restaurants, to scheduling medical consultations, and even sourcing for a must-have item exclusively sold in Italy.
The Platinum Concierge will be more than happy to assist you, whenever and wherever you are.
We may be reached at:
(+632) 8840-7800 (Press Option 3)
(IAC)+800-8-8407400 (International Toll-Free)
Click here for the list of International Access Codes.
For more details on the benefits, terms & conditions and product disclosure, please click here
Your passport to a world of unforgettable experiences
By invitation only
Terms and conditions apply for the benefits mentioned.
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