How rewarding is the Airpoints Platinum Card?

Find out what new American Express Card Members could earn in the first year of membership

What is your average monthly Credit Card spend?

Key Information

Annual Fee:	$195 p.a.
Card Type:	Credit Card
Interest Free Period:	Up to 55 days³
Interest Rate:	22.95% p.a. on purchases⁴

Featured Benefits

Earn Airpoints Dollars

The fastest Airpoints Dollar earning Platinum Card in NZ. $70 spend = 1 Airpoints Dollar¹.

Smartphone Screen Cover

Complimentary Smartphone screen cover when you pay for your smartphone outright, or your monthly smartphone

contract or SIM only plan with your Card. 10% excess of the claimed amount applies. Terms, conditions and exclusions apply⁵.

NZ and International Travel Insurance

Receive complimentary domestic and international Travel Insurance when you use your Card to pay for your return trip.
Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits)⁵

Additional Cards are $0

Get up to 4 Additional Cards⁶ for family members at no extra fee. All Airpoints Dollars earned on Additional Cards will be
credited to your account.

Learn More

1. Airpoints Terms & Conditions. Subject to the American Express Airpoints Platinum Card Benefits Terms and Conditions available here. Status Points and Airpoints Dollars are not earned on purchases of American Express Travellers Cheques, Gift Cards or for purchases of Foreign Exchange, cash advances, balance transfers, interest, annual Card fees or other fees and charges billed to the account. Air New Zealand Airpoints Programme terms and conditions also apply. Airpoints Dollars and Status Points earning rates are subject to change with reasonable notice.

2. Bonus & Eligibility. Offer only available to new American Express Card Members who apply online by 26 May 2025, are approved and spend $1,500 on their new Card in the first 3 months from Card approval date. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc in the preceding 18 month period are ineligible for this offer. 400 bonus Air New Zealand Airpoints Dollars will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

3. Up to 55 Days Interest Free. You will have up to 55 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued.

4. Interest Rate. Interest rate does not apply for Cash Advances and associated fees and charges. Visit here for more information.

5. Insurance. For all non-emergency insurance claims, please follow the link www.americanexpress.com/newzealand/claims. This insurance is subject to Terms, Conditions and exclusions – see the full insurance Terms and Conditions for your American Express Airpoints Platinum Card available at here. You must use your American Express Airpoints Platinum Card to pay for your return trip or eligible items to be covered under the insurance or pay for your smartphone or monthly contract in order to be covered under the Smartphone Screen Insurance. Maximum of 2 claims per 12 month period, per Account, maximum cover of $500 per claim and an excess of 10% of the claimed amount applies. Waiting periods may apply. The insurance is underwritten by Chubb Insurance New Zealand Limited (Company No. 104656) under a group policy held by American Express International (NZ), Inc. (Company Number 867929). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This communication does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs. Domestic & International Travel Insurance. American Express Airpoints Platinum Card Insurances are underwritten by Chubb Insurance New Zealand Limited (Company No. 104656) (Chubb) and are subject to the terms, conditions and exclusions contained in the American Express Airpoints Platinum Card Insurances policy of insurance between American Express International (NZ) Inc. (Company No. 867929) (American Express) and Chubb. This product page does not take into account your objectives, financial situation or needs. It is important for you to read the terms and conditions and consider the appropriateness of that insurance in relation to your individual requirements.

6. Additional Cards. Additional Card Members must be 18 years of age or older. The basic Card Member will be liable for all spending on Additional Cards.