How rewarding is the Airpoints Card?
Find out what new American Express Card Members could earn in the first year of membership

What is your average monthly Credit Card spend?
Key Information
Annual Fee: | $0 p.a. |
Card Type: | Credit Card |
Interest Free Period: | Up to 55 days3 |
Interest Rate: | 0% p.a. for the first 6 months, reverting to 22.95% p.a. thereafter4 |
Featured Benefits
$0 Card fee
With the American Express Airpoints Card you can earn Airpoints Dollars without paying an annual Card fee.
6 months interest-free purchases
New Card Members enjoy 0% p.a. on purchases for the first 6 months4.
Earn Airpoints Dollars
$100 spend = 1 Airpoints Dollar1.
Additional Cards are $0
Get up to 4 Additional Cards5 for family members at no extra fee. All Airpoints Dollars earned on Additional Cards will be
credited to your account.
1. Airpoints Terms & Conditions. Airpoints Dollars are earned in accordance with the American Express Airpoints Card Terms and Conditions. Exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for Traveller's Cheques, Gift Cheques and Foreign currencies or annual Card fees or other fees and charges billed to the account. These do not earn Airpoints Dollars. For the full list of exclusions, please refer to the American Express Airpoints Card Terms and Conditions available here.
2. Bonus & Eligibility. Offer only available to new American Express Card Members who apply online, are approved and spend $750 or more on eligible purchases on their new Card in the first 3 months from Card approval date. Eligible purchases do not include annual Card fees, cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc in the preceding 18 month period are ineligible for this offer. 50 bonus Air New Zealand Airpoints Dollars will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
3. Up to 55 Days Interest Free. You will have up to 55 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued.
4. Introductory Interest Rate. Offer only available to new American Express Airpoints Card Members who apply and are approved. The 0% p.a. introductory rate applies to purchases for six months commencing the day the account is opened. Any balances transferred including from your existing American Express Card, cash advances and fees are excluded from the 0% introductory interest rate. At the end of the six-month introductory period, the interest rate for new charges and any remaining balances will revert to the prevailing interest rate at that time. Interest rates are current as of 1 February 2025 and subject to change. Visit here for more information.
5. Additional Cards. Additional Card Members must be 18 years of age or older. The basic Card Member will be liable for all spending on Additional Cards.