Website Rules & Regulations

American Express Company, its subsidiaries and affiliates, specifically Crnogorska komercijalna banka AD Podgorica (CKB), ("American Express") requires that all the visitors to our site(s) on the World Wide Web (the "Site") adhere to the following rules and regulations. By accessing the Site you acknowledge and accept these terms and conditions.

Laws and regulations 

You must use the Site in compliance with all federal, state and local laws and regulations. 

Copyright/Trademarks 

The trademarks, logos and service marks ("Marks") displayed on the Site are the property of American Express and other relevant parties holding ownership rights. Users are prohibited from using any Marks for any purpose including, but not limited to use as metatags on other pages or sites on the World Wide Web without the written permission of American Express or such third party which may own the Marks. All information and content including any software programs available on or through the Site ("Content") is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content or Marks available on or through the Site for personal, commercial or public purposes. 

Hyperlinking

This site may provide a link to other sites by allowing the user to leave this site to access third-party material or by bringing the third-party material into this site. American Express has no discretion to alter, update, or control the content on a linked site. The fact that American Express has provided a link to a site is not an endorsement, authorization, sponsorship, or affiliation with respect to such site, its owners, or it’s providers. There are inherent risks in relying upon using, or retrieving any information found on the internet, and you must make sure you understand these risks before relying upon, using, or

retrieving any such information on a linked site. 

No warranties

All content on the site is provided to you "as is" without warranty of any kind either Express or implied including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose, title, non-infringement, security or

accuracy. 

American Express does not endorse and is not responsible for (a) the accuracy or reliability of any opinion, advice
or statement made through the site by any party other than American Express; (b) any content provided on linked sites or (c) the capabilities or reliability of any product or service obtained from a linked site.  

Other than as required under applicable consumer protection law, under no circumstance will American Express
be liable for any loss or damage caused by a user's reliance on information obtained through the site or a linked site, or user's reliance on any product or service obtained from a linked site. It is the responsibility of the user to evaluate the accuracy, completeness or usefulness of any opinion, advice or other content available through the site, or obtained from a linked site. You must seek the advice of professionals, as appropriate, regarding the  evaluation of any specific opinion, advice, product, service, or other content. 

Limitation of liability for use of the site and linked sites 

The information, software, products and descriptions of services published on the site or a linked site may include inaccuracies or typographical errors, and American Express specifically disclaims any liability for such inaccuracies or errors. American Express does not warrant or represent that the content on the site is complete or up-to-date. American Express is under no obligation to update any content on the site. American Express may change the content on the site at  any time without notice. American Express may make improvements or changes to the site at any time. 

You agree that American Express, its affiliates and any of their respective officers, directors, employees, or
agents will not be liable, whether in contract, tort, delict, strict liability or otherwise, for any indirect, punitive, special,  consequential, incidental or indirect damages (including without limitation lost profits, cost of procuring substitute

service or lost opportunity) arising out of or in connection with the use of the site or a linked site, or with the delay or inability to use the site or a linked site, even if American Express is made aware of the possibility of such damages. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user's equipment, failure of
mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., you cannot access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or

any force majeure. American Express cannot and does not guarantee continuous, uninterrupted or secure access to the web site. 

Limitation of liability for services arranged through the site 

You agree that American Express is a mere agent for the providers of services available through the site, including but not limited to travel services. Any and all claims regarding any failure or breach with respect to the services offered through the site are limited to claims against any and all service providers. American Express hereby disclaims any liability, whether based on contract, delict, tort, strict liability or otherwise, including without limitation liability for any direct, punitive, special, consequential, incidental our indirect damages, in connection with the goods or services provided by any carrier or other supplier through the site, including without limitation liability for any act, error, omission, injury, loss, accident, delay or irregularity which may be incurred through the fault, negligent or otherwise, of such carrier or supplier and you hereby  exonerate American Express from any liability with respect to the same.     

Confidentiality of user communications 

Except as required by law and in accordance with the American Express Internet Privacy Statement, American Express will maintain the confidentiality of all user communications which contain personal user information and which are transmitted directly to American Express in compliance with the relevant legislative or regulatory obligations.

Linked internet sites 

American Express prohibits caching, unauthorized hypertext links to the Site and the framing of any Content available through the Site. American Express reserves the right to disable any unauthorized links or frames and specifically disclaims any responsibility for the Content available on any other Internet sites linked to the Site. Access to any other Internet sites linked to the Site is at the user's own risk.