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Health Insurance
Enjoy life’s carefree moments knowing that you are covered against unforeseen expenses. American Express brings you specialized Health Insurance solutions through ICICI Lombard and Tata AIG that will cover your medical requirements and protect you and your family in critical situations. So, go ahead and choose the plan that suits you best.
Health Insurance
Product Underwritten by ICICI Lombard General Insurance
- Choose coverages starting from Rs. 5 lacs to Rs. 30 lacs
- Pre-existing diseases covered# after 2 years of continuous coverage
- No medical check-up required up to the age of 60 years
- Instant Policy Issuance in 4 easy steps
Health Insurance
Product Underwritten by TATA AIG General Insurance
- Choose coverages starting from Rs. 50 lacs to Rs. 1 Crore
- World-wide coverage for specified Critical Illness*
- No medical check-up required up to the age of 60 years
- Get OPD benefits of up to Rs.25,000
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The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.
General Insurance is underwritten by ICICI Lombard General Insurance Company Limited and Tata AIG General Insurance Company Limited.
ICICI Lombard has its registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivanayak Temple, Prabhadevi, Mumbai – 400 025. IRDAI Reg No. 115. Toll Free No. 1800 2666. Fax No 02261961323. CIN U67200MH2000PLC129408.
Website: www.icicilombard.com
Email: customersupport@icicilombard.com
Tata AIG has its registered office at Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN Number: U85110MH2000PLC128425. IRDA of India Regn. No. 108.
Website: https://www.tataaig.com
Email: customersupport@tataaig.com
Life Insurance is underwritten by Future Generali India Life Insurance Company Limited (Future Generali) and PNB MetLife India Insurance Company Limited (PNB MetLife).
Future Group's and Generali Group's liability is restricted to the extent of their shareholding in Future Generali India Life Insurance Company Limited. (IRDAI Regn. No.: 133) (CIN: U66010MH2006PLC165288) | Regd. & Corporate Office address: Unit 801 and 802, 8th ‑floor, Tower C, Embassy 247 Park, L.B.S. Marg, Vikhroli (W), Mumbai – 400083. Call us at 1800 102 2355 | Fax: 022-40976600 | UIN: 133N090V02| ARN: ADVT/Comp/2022-23/March/989.
Website: life.futuregenerali.in
Email: care@futuregenerali.in
PNB MetLife has registered office at Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore - 560001, Karnataka.
Website: www.pnbmetlife.com
Email: indiaservice@pnbmetlife.co.in
This information is provided by American Express Banking Corp. (AEBC), India, having its Principal office at MGF Metropolitan, Office Tower, Level 7, District Centre, Saket, New Delhi-110017. Insurance Regulatory and Development Authority of India has authorized AEBC India to act as a Corporate Agent from 1st April, 2025 to 31st March, 2028 for soliciting and procuring General Insurance and Life Insurance business under Registration No. CA0066. The contents of this message (including any attachments) and the contents there of are attributable solely to the ICICI Lombard General Insurance Company Limited, Tata AIG General Insurance Company Limited, Future Generali India Life Insurance and PNB MetLife India Insurance Company Ltd. ('Insurance Company'). No part of the same is either directly or indirectly, attributable to AEBC. The participation of the Cardmember is purely on a voluntary basis. Any such person who purchases or otherwise subscribes to the Insurance Product would do at his/her discretion and shall not receive any advantages in additions to those which he/she would ordinarily be entitled to as an American Express Cardmember. AEBC India does not accept any responsibility for the Insurance Company's actions or decisions. AEBC holds no warranty & makes no representation about claims processing. The contract of Insurance is between the insurance company and the insured and not between the AEBC and the insured. Insurance company is liable to claims processing as per the terms and conditions of this Policy. AEBC India identifies insurance providers and products that may be of some interest to some of their customers. In this role, American Express does not act as an agent or fiduciary for the Cardmember, and may act on behalf of the insurance company provider (as its agent or otherwise), as permitted by law. Please be aware that we receive up to 20% of the premium as commissions for Non-Life insurance products and up to 40% in the first year and up to 7.5% of the premium in the subsequent years for Life insurance products from providers as per Insurance Regulatory and Development Authority of India guidelines.
Beware of spurious phone calls and fictitious/fraudulent offers. IRDAI clarifies to public that –
- IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
- IRDAI does not announce any bonus
Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
For any grievance redressal if not resolved you can also reach out to Insurance Ombudsman email id as given below :
Email: complaints@irdai.gov.in
Product code:
ICICI Lombard Complete Health Insurance - ICIHLIP23165V012223, Group Personal Accident - ICIPAGP22077V062122, Private Car Package Policy - IRDAN115RP0017V01200102, International Travel Insurance - ICITIOP22093V032122, Two Wheeler Package Policy - IRDAN115RP0015V04201415, Smart Plan House Holders Package Policy - IRDAN139P0002V01200910, ICICI Lombard Criti Shield Plus - ICIHLIP22131V012122
Future Generali Express Term Life Plan – T21. UIN: 133N082V01
PNB MetLife India Insurance Co. Ltd. Mera Jeevan Suraksha Plan – MJS, PNB MetLife IRDAI registration number – 117
Tata AIG Auto Secure - Private Car Package Policy, UIN: IRDAN108RP0002V01200001, Product Code: 3184
Tata AIG Health Insurance - Product Code & Name: 288905, Group Medicare 360, UIN: TATHLGP22162V012122
To understand and view our Data Protection and Privacy Principles, please visit us at-
http://www.americanexpress.com/india/microsite/privacy_statement/index.html
# Only declared and accepted pre-existing diseases will be covered
* Coverage under In-patient Treatment is extended to cover for Medical Expenses of the Insured Person incurred outside India, up to the Sum Insured, provided that the diagnostics was made in India and the Insured Person travels abroad solely for the purpose of treatment. Here are the listed Critical Illness.
1. Cancer of Specified Severity
2. Stroke resulting in permanent symptoms
3. End Stage Liver Failure
4. End Stage Lung Failure
5. Myocardial Infarction (First Heart Attack of specific severity)
6. Major Brain Surgery
7. Kidney Failure Requiring Regular Dialysis
8. Major organ Transplant / Bone Marrow Transplant
9. Coma of Specified Severity
10. Permanent Paralysis of Limbs
11. Muscular dystrophy
12. Myasthenia gravis
13. Motor Neuron Disease with permanent symptoms
14. Severe Progressive Supranuclear Palsy
15 Third Degree Burns
Important Note:
A. Medical Expenses of the Insured Person incurred outside India - up to the Sum Insured amount
B. Provided that the diagnosis was made in India and the Insured Person travels abroad solely for the purpose of treatment
C. Benefit on reimbursement basis, Cashless facility may be arranged on case-to-case basis