-
American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express
  • Frequently Asked Questions

    Top Actions

    Top Questions

    Top Topics

    Need to Speak To Someone? Contact Us
Log In
IndiaChange Country

Personal Accident Insurance

Be protected at every step of life with a comprehensive worldwide Personal Accident Insurance cover of up to Rs 3 Crores with no medical checks up to 65 years of age.

Underwritten by
ICICI Lombard logo
  • 1
personal accident insurance
Underwritten by
ICICI Lombard logo
  • 1

Personal Accident Insurance

High Coverages

High covers of up to Rs 3 crores

Priority Claim Processing

Easy & quick claim process with minimal mandatory documentation

Global Coverage

Global covers along with 'Domestic Accidents' inclusion

No Medical Check-Up

No medical check-up required up to the age of 65 years

All You Need to Know

Why American Express?

24*7 Dedicated helpline

Dedicated claims and servicing helpline with priority claim processing

Hassle-free enrollment

Instant Policy issuance with Zero paperwork

Service and Security

Feel confident that you’re backed by the same quality service from American Express that you’ve come to know and trust

Trusted Partnership

We have partnered with ICICI Lombard General Insurance and PNB MetLife India Life Insurance to provide you with comprehensive coverages for the people and things that matter most to you

Our Insurance Partners

We work with a number of specialist Insurance providers to underwrite our Insurance plans. We do this to ensure that you’re always guaranteed in the most secure way possible.

  • ICICI Lombard logo
  • PNB MetLife logo

Still Have Questions?

Disclaimer

The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.

View the complete Disclaimer The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.

General Insurance is underwritten by ICICI Lombard General Insurance Company Ltd.

ICICI Lombard has its registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivanayak Temple, Prabhadevi, Mumbai – 400 025. IRDAI Reg No. 115. Toll Free No. 1800 2666. Fax No 02261961323. CIN U67200MH2000PLC129408. Website: www.icicilombard.com Email: customersupport@icicilombard.com

Life Insurance is underwritten by Future Generali India Life Insurance Co. Ltd. (Future Generali) and PNB MetLife India Insurance Company Ltd. (PNB MetLife).

Future Generali has its registered office at Indiabulls Finance Centre, 6th Floor, Tower 3, Senapati Bapat Marg, Elphinstone West Mumbai, Maharashtra – 400013. IRDAI Registration No: 133. CIN:U66010MH2006PLC165288. IRDAI Registration no. 133. Email: care@futuregenerali.in Call at: 1800 102 2355. Website: life.futuregenerali.in

PNB MetLife has its principle office at No.5 Brigade Seshmahal, Vani Vilas Road, Basavanagudi, Bangalore – 560004. Toll free No. 1800-425-6969. Website: www.pnbmetlife.com Email: indiaservice@pnbmetlife.co.in.

This information is provided by American Express Banking Corp. (AEBC), India, having its Principal office at MGF Metropolitan, Office Tower, Level 7, District Centre, Saket, New Delhi-110017. Insurance Regulatory and Development Authority of India has authorized AEBC India to act as a Corporate Agent from 1st April, 2022 to 31st March, 2025 for soliciting and procuring General Insurance and Life Insurance business under Registration No. CA0066. The contents of this message (including any attachments) and the contents there of are attributable solely to the ICICI Lombard General Insurance Company Limited, Future Generali India Life Insurance and PNB MetLife India Insurance Company Ltd. ('Insurance Company'). No part of the same is either directly or indirectly, attributable to AEBC. The participation of the Cardmember is purely on a voluntary basis. Any such person who purchases or otherwise subscribes to the Insurance Product would do at his/her discretion and shall not receive any advantages in additions to those which he/she would ordinarily be entitled to as an American Express Cardmember. AEBC India does not accept any responsibility for the Insurance Company's actions or decisions. AEBC holds no warranty & makes no representation about claims processing. The contract of Insurance is between the insurer and the insured and not between the bank and the insured. Insurance company is liable to claims processing as per the terms and conditions of this Policy. AEBC India identifies insurance providers and products that may be of some interest to some of their customers. In this role, American Express does not act as an agent or fiduciary for the Cardmember, and may act on behalf of the insurance provider (as its agent or otherwise), as permitted by law. Please be aware that we receive up to 20% of the premium as commissions for Non-Life insurance products and up to 40% in the first year and up to 10% of the premium in the subsequent years for Life insurance products from providers as per Insurance Regulatory and Development Authority of India guidelines.

Beware of spurious phone calls and fictitious/fraudulent offers. IRDAI clarifies to public that –

  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
  • IRDAI does not announce any bonus

Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Product code:

  • ICICI Lombard Complete Health Insurance - ICIHLIP22096V062122, Group Personal Accident - ICIPAGP22077V062122, Private Car Package Policy - IRDAN115RP0017V01200102, International Travel Insurance - ICITIOP22093V032122, Two Wheeler Package Policy - IRDAN115RP0015V04201415, Smart Plan House Holders Package Policy - IRDAN139P0002V01200910, Group Health Insurance Policy - IRDA/NL-HLT/BAXAGI/P-H/V.I/94/13-14
  • Future Generali Express Term Life Plan – T21. UIN: 133N082V01
  • PNB MetLife India Insurance Co. Ltd. Mera Jeevan Suraksha Plan – MJS, PNB MetLife IRDAI registration number – 117

To understand and view our Data Protection and Privacy Principles, please visit us at- http://www.americanexpress.com/india/microsite/privacy_statement/index.html