American Express

Please scroll down to read important information about your rates, fees and other cost information before submitting your application.

The Platinum Card® - International Dollar Card - Terms and Conditions

IMPORTANT INFORMATION REGARDING RATES,
FEES AND OTHER COST INFORMATION

PAYMENT INFORMATION

All charges made on this charge card are due and payable when you receive your periodic statement.

FEES
Annual Membership Fee US$795
Transaction Fees Foreign Transaction 2.7% of each transaction after conversion to US dollars.
Penalty Fees
Late Payment:
Returned Payment:

Up to US$40
Up to US$40.
TERMS AND CONDITIONS

By submitting this application, you are requesting us to open an Account in your name and to issue Card(s) as you direct. Only qualified individuals 18 or over may apply for an Account. Eligibility for your card Account is limited to Non US Residents.

You promise that the information you provide on this application is accurate. You authorize us to verify this information and to obtain reports from consumer reporting agencies. You authorize us and our affiliates and subsidiaries to share information we have about you at any time for marketing and administrative purposes as permitted by law. Upon request, we will tell you if we have received a consumer report and the name and address of the agency that provided it.

You must provide a legible copy of your passport or identification and proof of your residential address, which must be either a bill or receipt, not older than three months, of a public service rendered at your residence, such as an electricity, gas, water, landline phone, cable TV or Internet, or a property and/or personal tax document, or a Maintenance/Utilities Residential Association Statement, or local ID with address, or local Bank Statement showing your name and residential address. Mobile phone bills or Credit Card statements are not accepted as valid proof of residency. All attached documents must match the personal information provided in this application. When you use your Account (or sign or keep The Card), you agree to the terms of the Card Member Agreement that will be provided to you. Your Card Member Agreement includes an arbitration provision, which impacts your opportunity to have claims related to the Account heard in court or resolved by a jury, and to participate in a class action or similar proceeding.

We may change the Card Member Agreement subject to applicable law. We may do this in response to the business, legal or competitive environment. Changes to some terms may require 45 days’ advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Card Membership.

Additional Cards: Additional Card Members do not have accounts with us but they can use your Account subject to the terms of the Card Member Agreement. You are responsible for all use of your Account by Additional Card Members and anyone they allow to use your Account. You must pay for all charges they make. You authorize us to give Additional Card Members information about your Account and to discuss it with them.

USA PATRIOT Act Notice: Federal law requires all Financial Institutions to obtain, verify and record information that identifies each person who opens an Account, including your name, address, date of birth and other information that will allow us to verify your identity.


The annual fee for the The Platinum Card® will be US$795. There is no annual fee for Additional Cards.

The Platinum Card is issued by American Express® Travel Related Services Company, Inc.
©2024 American Express Travel Related Services Company, Inc. All rights reserved.


BENEFIT TERMS

2X Membership Rewards® points
1) The terms and conditions of the Membership Rewards® program apply. Visit www.membershiprewardsLAC.com or call 1-800-297-3276 for more information. Participating partners and available rewards are subject to change without notice. The value of Membership Rewards points varies depending on how you choose to use them. For more information, go to www.membershiprewards.com/pointsinfo
2) 2X Membership Rewards® in U.S. restaurants: You will earn one point for each dollar charged for an eligible purchase in each billing period on The American Express Platinum Card. You will earn: 1 additional point (for a total of 2 points) for each dollar charged at restaurants located in the U.S. To earn additional points for a restaurant purchase, the purchase must be at a restaurant located in the United States. You will NOT earn additional points for purchases made at a restaurant owned by a U.S. company but located outside the U.S. (e.g. Hard Rock Café in Paris). You may not earn additional points for purchases at a restaurant located within another establishment (e.g. a restaurant inside a hotel, casino, or event venue). For example, purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant. You also will NOT earn additional points for purchases at nightclubs and convenience stores. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of gift cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Merchants are assigned codes based on what they primarily sell. A purchase will not qualify for additional points if the merchant's code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not qualify for additional points. A purchase may not qualify for additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.

Additional Cards
At your request we may issue Cards to additional Card Members. They do not have accounts with us, but they can use your Account subject to the terms of this Agreement. We may report additional Card Member’s use of your Account to credit reporting agencies. You are responsible for all use of your Account by additional Card Members and anyone they allow to use your Account. You must pay for all charges they make. You authorize us to give additional Card Members information about your Account and to discuss it with them. If you want to cancel an additional Card member’s right to use your Account (and cancel their Card) you must tell us. The annual fee for each additional The Platinum Card® is US$0.

Fine Hotels + Resorts®
VFine Hotels + Resorts® (FHR®) program benefits are available for new bookings made through Platinum Travel Services with participating properties and are valid only for The Platinum Card® Members. Bookings must be made using an eligible Card and must be paid using that Card, or another American Express® Card, in the eligible Card Member's name, and that Card Member must be traveling on the itinerary booked. The average total value of the program benefits is based on prior-year bookings for stays of two nights; the actual value varies. Noon check-in and room upgrade are subject to availability and are provided at check-in; certain room categories are not eligible for upgrade. The type of US$100 Credit and additional amenity (if applicable) varies by property; the credit will be applied to eligible charges up to the amount of the credit. To receive the credit, the eligible spend must be charged to your hotel room. The credit will be applied at check-out. Advance reservations are recommended for certain credits. The type and value of the daily breakfast (for two) varies by property; breakfast will be valued at a minimum of US$60 per room per day. To receive the breakfast credit, the breakfast bill must be charged to your hotel room. The breakfast credit will be applied at check-out. If the cost of Wi-Fi is included in a mandatory property fee, a daily credit of that amount will be applied at check-out. Benefits are applied per room, per stay (with a three-room limit per stay). Back-to-back stays booked by a single Card Member, Card Members staying in the same room or Card Members traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR® benefits (“Prohibited Action”). American Express and the property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR® benefits. Benefit restrictions vary by property. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change. To be eligible for FHR program benefits, your eligible Card Account must not be cancelled. For additional information, call the number on the back of your Card.

The Global Lounge Collection®

The Centurion® Lounge
The Platinum Card® Members have unlimited complimentary access to all locations of The Centurion Lounge. Additional Gold Cards and Additional Green Cards on your The Platinum Card® account are not eligible for complimentary access. All access to The Centurion Lounge is subject to space availability. To access The Centurion Lounge, Platinum Card Members must arrive within 3 hours of their departing flight and present The Centurion Lounge agent with the following upon each visit: their valid Card, a boarding pass showing a confirmed reservation for a departing flight on the same day on any carrier and a government-issued I.D. Note that select lounges allow access to Card Members with a confirmed reservation for any same-day travel (departure or arrival). Refer to the specific location’s access policy for more information. Failure to present this documentation may result in access being denied. Card Member must be at least 18 years of age to enter without a parent or legal guardian. For locations with a self-service bar, the Card Member must be of legal drinking age in the location’s jurisdiction to enter without a parent or legal guardian. All Centurion Lounge visitors must be of legal drinking age in the jurisdiction where the Lounge is located to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from the Lounge for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Soliciting other Card Members for access into our lounge is not permissible. Hours may vary by location and are subject to change. Amenities vary among The Centurion Lounge locations and are subject to change. Card Members will not be compensated for changes in locations, rates or policies. In addition to the complimentary services and amenities in the Lounge, certain services, products or amenities may be offered for sale. You are responsible for any purchases and/or servicing charges you make in The Centurion Lounge or authorize our Member Services Professionals to perform on your behalf. Services available at the Member Services Desk are based on the type of American Express Card used to enter the Lounge. American Express will not be liable for any articles lost or stolen or damages suffered by visitors to The Centurion Lounge. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with lounge access in any way or that you intend to do so, we may remove access to The Centurion Lounge from the Account. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.

Escape Lounges - The Centurion Studio Partner
This benefit is available to The Platinum Card® Members. Additional Gold Cards and Additional Green Cards on your Platinum account are not eligible for complimentary access. Card members receive complimentary access to all US locations of the Escape Lounges. Card Member must present their valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. Card Member must be at least 18 years of age to enter without a parent or legal guardian. All Escape Lounge visitors must be of legal drinking age in the jurisdiction where the Lounge is located to consume alcoholic beverages. Please drink responsibly. Card Member must adhere to all house rules of participating lounges. Card members and their guests will receive all of the complimentary benefits and amenities afforded to the Escape Lounges customers, including access to purchase non-complimentary items. Some product features may be subject to additional charges. Escape Lounges locations are subject to change. Additional restrictions may apply.

Delta Sky Club®
This benefit is available to the Platinum Card Members. The Platinum Card® Members must present their valid American Express Card, government-issued I.D., and boarding pass to the Delta Sky Club ambassador. Boarding pass must show a reservation for a same-day Delta-operated flight (Delta or Delta connection) departing from or arriving at the airport in which the Delta Sky Club is located. Name on boarding pass must match name on the Card. Eligible Platinum Card Members on departing flights can only access the Delta Sky Club within 3 hours of their flight's scheduled departure time. During a connection between Delta-operated flights on the same ticket, you may use the Delta Sky Club in your connecting airport at any time during the layover. Delta reserves the right to limit access for non-revenue flyers at any Delta Sky Club. Additional Gold Cards and Additional Green Cards on Business Platinum accounts, and Additional Gold Cards on Consumer Platinum accounts, are not eligible for complimentary access through The Global Lounge Collection benefit. Access to Delta Sky Club partner lounges is not permitted. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the lounge. Eligible Platinum Card Members must adhere to all Delta Sky Club House Rules while accessing participating airport clubs. Participating airport clubs and locations subject to change without notice. Eligible Platinum Card Members may bring guests into the Delta Sky Club subject to the most current Delta Sky Club access and pricing policies, and must use their valid Platinum Card as the payment method for guest access. Guests also must also be flying on a same-day Delta-operated flight. Guest access and fees subject to terms and conditions of participating airport clubs.
For the most current Delta Sky Club access and pricing policy, please visit Delta.com/skyclub. All Delta Sky Club rules apply to Delta Sky Club membership and use. To review the rules, please visit Delta.com/skyclub. Benefit and rules subject to change without notice. Additional restrictions may apply.
Effective January 1, 2024: Eligible Platinum Card Members traveling on a same-day Delta-operated flight with Basic Economy (E) fare tickets will not have access to the Delta Sky Club or to Grab and Go.

Plaza Premium Lounge
This benefit is available to The Platinum Card® Members. Additional Gold Cards and Additional Green Cards on your Platinum account are not eligible for complimentary access. Card Members receive complimentary access to any global location of Plaza Premium Lounges. Card Member must present their valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. In some cases, Card Member must be 21 years of age to enter without a parent or guardian. Card Members may bring up to one (1) guest into Plaza Premium Lounges as complimentary guests. Must be of legal drinking age to consume alcohol. Please drink responsibly. Card Member must adhere to all house rules of participating lounges. Card Members and their guests will receive all of the complimentary benefits and amenities afforded to the Plaza Premium Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Plaza Premium Lounge locations are subject to change.

Priority PassTM
You must be at least 18 years old to enroll as a Member of the Priority Pass program. This benefit is available to Platinum Card® Members. Platinum Card Members and Additional Platinum Card Members may enroll in the PriorityPassTM program. Additional Gold Card Members are not eligible. PriorityPass is an independent airport lounge access program. You acknowledge and agree that American Express will verify your Card Account number and provide updated Card Account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass program and may use this information for marketing related to the program. Once enrolled, Platinum Card Members whose Card account is not cancelled may access participating Priority Pass lounges by presenting your Priority Pass card and airline boarding pass. If the Card Account is canceled, you will not be eligible for Priority Pass and your enrollment will be cancelled. When visiting a Priority Pass Select lounge that admits guests, Platinum Card Members receive complimentary access for up to one accompanying guest. After one guest, the Card Account on file with PriorityPass Select will be automatically charged the guest fee of the PriorityPass Standard program for each additional guest after you have signed up for the additional guest visit and it has been reported to Priority Pass by the participating lounge. Some lounges limit the number of guests or do not admit guests. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package,and can be viewed at www.prioritypass.com. Upon receipt of your enrollment information, PriorityPass will send your PriorityPass card and membership package which you should receive with in 2-4weeks. If you have not received the PriorityPass card after 4 weeks, please contact American Express using the number on the back of your American Express® Card. To receive immediate access to the lounges after enrolling in Priority Pass, you can activate your membership online by using your Priority Pass membership details to receive a Digital Membership Card. For a step-by-step guide on the activation process, visit prioritypass.com/activation.

Lufthansa Lounge Access
This benefit is available to The Platinum Card® Members. Additional Gold Cards and Additional Green Cards on your The Platinum Card account are not eligible for complimentary access. The Platinum Card Members have complimentary access to select Lufthansa Business Lounges (regardless of ticket class) and Lufthansa Senator Lounges (when flying business class) when flying on a Lufthansa Group flight. To access the Lufthansa lounges, Platinum Card Member must present their valid Platinum Card, a government issued I.D., and a same-day departure boarding pass showing confirmed reservation on a Lufthansa Group flight (Lufthansa, SWISS and Austrian airlines). Card Members must adhere to all rules of participating lounges. Participating lounges and locations subject to change without notice. Additional guest access and fees subject to terms and conditions of participating lounges. In some Lounges the Platinum Card Member must be at least 18 years of age to enter without a parent or guardian. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly.
For the most current Lufthansa rules and guest access and pricing policy, please visit http://www.lufthansa.com/us/en/Lounge-types-and-access.

Additional Global Lounge Collection Partner Lounges
American Express offers access to additional lounges in the Global Lounge Collection where Platinum Card® Members have unlimited complimentary access to participating locations. Card Members must present their valid Centurion Card, a government-issued I.D., and a boarding pass showing a confirmed reservation for same-day travel on any carrier. Guest access and associated fees are subject to the terms and conditions of the participating lounge provider. Participation, locations, rates, and policies of lounges are subject to change without notice, and Card Members and their guests will not be compensated for such changes. Amenities, services, and hours may vary by participating lounge and are subject to change without notice. American Express and the participating lounge will not be liable for any articles lost or stolen, or damages suffered by the Card Member or guests inside the participating lounge. For participating lounges with a self-service bar, the Card Member may be required to be of legal drinking age in the participating lounge jurisdiction to enter without a parent or legal guardian. All Card Members and their guests must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. Each participating lounge may have their own policy allowing for children under a certain age to enter for free with the Card Member who is a parent or legal guardian. Card Member must adhere to all house rules of participating lounges. If American Express, in its sole discretion, determines that the Card Member or their guests have engaged in abuse, misuse, or gaming in connection with access to participating lounges in any way, or that the Card Member or their guests intend to do so, we may remove access to the Additional Lounges from the Account. American Express and the participating lounge reserve the right to revise the rules at any time without notice. For the most current list of participating lounges and access requirements, please use the Lounge Finder feature in the American Express App or visit www.americanexpress.com/findalounge.

Hilton Honors Gold Status
1. As a Platinum Card® Member, you are eligible to enrolll in complimentary Hilton Honors Gold status. Offer available only to Platinum Card® Members and is not transferable. Full details of Gold status can be found at HiltonHonors.com/MemberBenefits and is subject to change by Hilton. Gold status benefits are subject to availability at participating hotels and resorts within the Hilton Portfolio. Once you request enrollment in Hilton Honors Gold status, American Express will share your enrollment information with Hilton. Hilton may use this information in accordance with its privacy policy available at Hilton.com/PrivacyPolicy. If you already have Hilton Honors Gold Status, you can maintain the benefit in the future because you don’t need to meet any stay requirements. You maintain Gold status without meeting otherwise required criteria only while an eligible Cardholder or until American Express notifies you that the benefit is terminated. Hilton Honors™ membership, earning and redemption of Points are subject to Hilton Honors Terms & Conditions. Visit HiltonHonors.com/Terms for more details. Effective April 2, 2018, the Earnings Style Options program, including Points and Points and Points and Miles, is no longer a valid feature of Hilton Honors. Any claims relating to the earning of Points and/or Miles under the Earnings Style Option program after April 2, 2018 are void.
2. Eligibility for all on-property Hilton Honors benefits subject to full Hilton Honors Terms & Conditions.
3. Only at select hotel brands: Waldorf Astoria Hotels & Resorts, Conrad Hotels & Resorts, Canopy by Hilton, Hilton Hotels & Resorts, Curio Collection by Hilton, DoubleTree by Hilton, and Tapestry Collection by Hilton.
4. Base Points are earned from the Hilton Honors Program when you stay at hotels and resorts within the Hilton Portfolio. Bonus Points do not qualify for the 80% bonus.
5. For you and up to one additional guest registered to the same room each day of your stay. Breakfast is only served in the hotel's designated restaurant or Executive Floor Lounge. In limited hotels, the hotel may provide you with full breakfast or in-room service. Only at select hotel brands: Waldorf Astoria™ Hotels & Resorts, Conrad Hotels & Resorts™, Curio Collection by Hilton™, Hilton Hotels & Resorts, DoubleTree by Hilton™, Tapestry Collection by Hilton™ and Hilton Garden Inn™.
6. 5th Reward Night Free on Standard Room reward stays of 5 nights or more. Free night value based on the average nightly value of the stay, up to 4 free nights on a stay of 20 consecutive nights within the same stay.
7. Subject to Hilton Honors Terms & Conditions.
8. Wi-Fi may not be complimentary in meeting spaces or at properties with a resort charge.
9. Only at select hotel brands: Waldorf Astoria Hotels & Resorts, Conrad Hotels & Resorts, Hilton Hotels & Resorts, Curio Collection by Hilton, DoubleTree by Hilton, Tapestry Collection by Hilton, Embassy Suites by Hilton, Hilton Garden Inn and Hilton Grand Vacations properties. Bottled Water benefits may not be complimentary at properties with a resort charge.
10. When booking directly through Hilton. For more information on our Best Price Guarantee, visit our Terms & Conditions.
©2024 Hilton

Marriott BonvoyTM Gold Elite Status
Enrollment through American Express is required to receive the benefit. The Platinum Card® Members and Additional Platinum Card® Members are eligible to enroll in the complimentary Marriott Bonvoy™ Gold Elite Status benefit in the Benefits section of their americanexpress.com online account or by calling the number on the back of their Card. If a Card Member already has a Marriott Bonvoy account number, they may enter it in the Benefits section prior to enrollment. Once the Card Member requests enrollment, American Express will share their enrollment information with Marriott International Inc. Marriott Bonvoy may use this information in accordance with its privacy statement available at www.marriott.com/about/privacy.mi. Enrollment into the Marriott Bonvoy program is required to receive program benefits, and enrollment may be terminated without prior notice subject to Marriott Bonvoy terms and conditions. Enrollment usually occurs within 3-5 business days, but in limited instances it may take longer. Please call the number on the back of your Card for assistance if you have not received a benefit enrollment confirmation within 10 days from the time you requested enrollment. The Marriott Bonvoy program is subject to change and certain eligibility requirements and benefit availability may vary by property. Marriott Bonvoy Gold Elite status benefits may be combined with the American Express Fine Hotels + Resorts® program. Not all Marriott International brand properties participate in the Marriott Bonvoy program. Reservations booked through third parties and online booking services are not eligible to earn Marriott Bonvoy points, miles or Gold Elite Status benefits. All Marriott Bonvoy program terms and conditions apply; for complete terms and conditions, visit www.marriottbonvoy.com/terms. American Express reserves the right to instruct Marriott Bonvoy to remove Gold Elite status if the Card Member ceases to be a Platinum Card® Member or their account is cancelled or past due. To be eligible for this Gold Elite status benefit, Card Account(s) must not be cancelled and you must remain in good standing with Marriott Bonvoy. If your Card has been replaced, please check the Benefits section of your americanexpress.com account, mobile app or call the number on the back of your Card to confirm your continued enrollment in the Gold Elite status benefit. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this the Gold Elite status benefit in any way, American Express may remove access to this benefit from the Account. For additional information, call the number on the back of your Card.

MeliáRewards Gold
Enrollment in the MeliáRewards Gold programme is required. Benefits are subject to change and availability may vary by property. MeliáRewards Gold amenities may not be wholly combined with the Fine Hotels + Resorts® programme. All American Express terms and conditions apply. All Meliá Hotels International terms and conditions apply. To view terms and conditions visit www.melia.com/nMenus/jsp/terminosCondiciones.jsp. American Express reserves the right to instruct Meliá Hotels International to cancel your membership if you cease to be a Platinum Cardmember or your account is not in good standing.

Membership Rewards
Terms and Conditions of the Membership Rewards® program apply. Visit www.membershiprewards.com/terms or call 1-800-297-3276 for more information. Participating partners and available rewards are subject to change without prior notice. The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.

No Pre-Set Spending Limit
No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

Online Services
In order to pay your account online, you must have an eligible bank account in U.S. dollars with a financial institution in the United States. See your Card Member Agreement for more information.

The Hotel Collection
Valid only for new The Hotel Collection bookings of two or more consecutive nights made through Platinum Travel Services. Payment must be made in full with an American Express Card. If you are a Centurion or Platinum Supplementary Cardmember looking to book a hotel within The Hotel Collection programme, you can contact your Centurion or Platinum Travel service through the number on the back of the card. Cardmember must travel on itinerary booked to be eligible for benefits described.
*The Cardmember will receive the credit as a deduction from the final bill when checking out of the hotel; they receive $1 for each eligible dollar spent up to $100 USD. Eligible charges exclude charges for taxes, gratuities, fees and cost of the room. Additional exclusions based on specific hotel restrictions may also apply (including without limitation purchases within the hotels that are unaffiliated and/or owned by third parties) –see hotel front desk for details. Credit must be used in conjunction with initial stay and cannot be carried over to another stay, is not redeemable for cash and expires at check-out. Credit is non-exchangeable and non-refundable and is applied in USD or equivalent in local currency based on exchange rate on day of arrival.
**A one category room upgrade is based on availability and eligibility at check-in to the hotel.

Limit one credit per room, per stay. Three-room limit per Cardmember per stay; back-to-back stays within a 24-hour period at the same property considered one stay. Participating providers and benefits subject to change.
© 2024 American Express.


American Express Customer Service Department, P.O. Box 981535, El Paso, TX 79998-1535. ©2024 American Express Travel Related Services Company, Inc. All rights reserved.


AMEX INSURANCE DISCLOSURES

Descriptions of Platinum Card® insurance coverages are provided on this Web site for informational purposes only. The Terms and Conditions provide complete coverage information and supersede all other sources. To review Terms and Conditions, please refer to the master policy.


Car Rental Loss & Damage Insurance
Car Rental Loss and Damage Insurance Plan is underwritten by Indemnity Insurance Company of North America, Administrative Office, The Corporate Center, Resolución #33, Suite 500, San Juan, Puerto Rico 00920. Coverage is determined by the Terms, Conditions, and Exclusions of policy 58US3775 and is subject to change with notice. This document does not supplement or replace the policy. Certain restrictions apply. Card Member should not accept the insurance CDW offered by the rental company. Some vehicles are not covered. If other insurance is available to You which provides the same or similar coverage as that provided by this Plan, this Plan becomes excess and you will be paid only that portion of the Covered Incident benefit which is not reimbursed by other insurance up to Our limits. Platinum Card Members are insured internationally, except for vehicles rented in Australia, Ireland, Italy, Israel, Jamaica and New Zealand. No cover is provided for auto rental for a Card Member within their country of official residence.

Extended Warranty
Extended Warranty Program is underwritten by Indemnity Insurance Company of North America Administrative Office, The Corporate Center 33 Resolución Street, Suite 500 San Juan, Puerto Rico 00920-2707. Coverage is determined by the Terms, Conditions, and Exclusions of policy 58US3763 and is subject to change with notice. Covers up to US$1,000 per covered product up to US$50,000 in a calendar year. If other insurance is available to You which provides the same or similar coverage as that provided by this Plan, this Plan becomes excess and you will be paid only that portion of the Covered Incident benefit which is not reimbursed by other insurance up to Our limits. This document does not supplement or replace the policy. Covered Territory means the 50 States of the United States of America, District of Columbia, Commonwealth of Puerto Rico and the Virgin Islands of the United States.

Purchase Protection
Purchase Protection Plan is underwritten by Indemnity Insurance Company of North America Administrative Office, The Corporate Center 33 Resolución Street, Suite 500 San Juan, Puerto Rico 00920-2707. Coverage is determined by the Terms, Conditions, and Exclusions of policy 58US3761 and is subject to change with notice. Covers items purchased solely for personal use; that are new, have not been used, and are not excluded. Coverage up to US$1,000 for any one Covered Incident and up to US$50,000 for all Covered Incidents during a calendar year. If other insurance is available to You which provides the same or similar coverage as that provided by this Plan, this Plan becomes excess and you will be paid only that portion of the Covered Incident benefit which is not reimbursed by other insurance up to Our limits. This document does not supplement or replace the policy.

Travel Accident Insurance
Travel Accident Insurance Plan is underwritten by Indemnity Insurance Company of North America, Administrative Office, The Corporate Center Calle Resolución #33, Suite 500, San Juan, Puerto Rico 00920. Coverage is determined by the Terms, Conditions, and Exclusions of policy BDA002 and is subject to change with notice. This document does not supplement or replace the policy. If other insurance is available to You which provides the same or similar coverage as that provided by this Plan, this Plan becomes excess and you will be paid only that portion of the Covered Incident benefit which is not reimbursed by other insurance up to Our limits.

Travel Inconvenience
The Travel Inconvenience Insurance Plan is underwritten by Indemnity Insurance Company of North America, Administrative Office, The Corporate Center Resolución #33, Suite 500, San Juan, Puerto Rico 00920. If other insurance is available to You which provides the same or similar coverage as that provided by this Plan, this Plan becomes excess and you will be paid only that portion of the Covered Incident benefit which is not reimbursed by other insurance up to Our limits. Coverage is determined by the Terms, Conditions, and Exclusions of policy 58US3760 and is subject to change with notice. This document does not supplement or replace the policy.

Platinum Travel Assistance

Baggage Assistance and Compensation
Platinum Travel Assistance. The Travel Assistance services are provided by AXA Assistance USA, Inc. ("AXA"), an AXA Group company, are given the name of Platinum Travel Assistance and are valid only for American Express International Dollar Card Platinum Card® Members or the Additional Card Members. The Platinum Travel Assistance services will be valid only during the time in which the American Express Platinum Card® account is active and in good standing. The use of the Platinum Travel Assistance Service implies that the basic Card member understands and accepts the following General Conditions. The following general terms and conditions are in effect when services are provided by AXA and/or vendors and providers through which services are coordinated on behalf of the Card Member while traveling outside of his or her country of permanent residence or when 100 KMs away from home. The services provided by AXA are restricted to emergency situations that arise directly and independently of all other causes, resulting in external bodily injury, of violent and/or accidental means or of a medical condition which is sudden, unanticipated and urgent which requires immediate medical or surgical evaluation or treatment to provide relief of acute pain and suffering. Important restriction and limitations apply. Services in certain countries may not be provided. Please check important Terms and Conditions. Should the Card Member have doubt about the availability of service at their intended travel destination, they may contact AXA at Toll free +1(800) 575-3311 in the U.S.A. or Call collect +1(312)-935-3672 from any other locations worldwide.

Legal Referral and Assistance
Platinum Travel Assistance. The Travel Assistance services are provided by AXA Assistance USA, Inc. ("AXA"), an AXA Group company, are given the name of Platinum Travel Assistance and are valid only for American Express International Dollar Card Platinum Card® Members or the Additional Card Members. The Platinum Travel Assistance services will be valid only during the time in which the American Express Platinum Card® account is active and in good standing. The use of the Platinum Travel Assistance Service implies that the basic Card member understands and accepts the following General Conditions. The following general terms and conditions are in effect when services are provided by AXA and/or vendors and providers through which services are coordinated on behalf of the Card Member while traveling outside of his or her country of permanent residence or when 100 KMs away from home. The services provided by AXA are restricted to emergency situations that arise directly and independently of all other causes, resulting in external bodily injury, of violent and/or accidental means or of a medical condition which is sudden, unanticipated and urgent which requires immediate medical or surgical evaluation or treatment to provide relief of acute pain and suffering. Important restriction and limitations apply. Services in certain countries may not be provided. Please check important Terms and Conditions. Should the Card Member have doubt about the availability of service at their intended travel destination, they may contact AXA at Toll free +1(800) 575-3311 in the U.S.A. or Call collect +1(312)-935-3672 from any other locations worldwide.

Platinum Travel Assistance Program
Platinum Travel Assistance. The Travel Assistance services are provided by AXA Assistance USA, Inc. ("AXA"), an AXA Group company, are given the name of Platinum Travel Assistance and are valid only for American Express International Dollar Card Platinum Card® Members or the Additional Card Members. The Platinum Travel Assistance services will be valid only during the time in which the American Express Platinum Card® account is active and in good standing. The use of the Platinum Travel Assistance Service implies that the basic Card member understands and accepts the following General Conditions. The following general terms and conditions are in effect when services are provided by AXA and/or vendors and providers through which services are coordinated on behalf of the Card Member while traveling outside of his or her country of permanent residence or when 100 KMs away from home. The services provided by AXA are restricted to emergency situations that arise directly and independently of all other causes, resulting in external bodily injury, of violent and/or accidental means or of a medical condition which is sudden, unanticipated and urgent which requires immediate medical or surgical evaluation or treatment to provide relief of acute pain and suffering. Important restriction and limitations apply. Services in certain countries may not be provided. Please check important Terms and Conditions. Should the Card Member have doubt about the availability of service at their intended travel destination, they may contact AXA at Toll free +1(800) 575-3311 in the U.S.A. or Call collect +1(312)-935-3672 from any other locations worldwide.

American Express Customer Service Department, P.O. Box 981535, El Paso, TX 79998-1535.
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