American Express®
Website Rules and Regulations

Last Modified: December, 2020  

American Express Company, its subsidiaries and affiliates (‘American Express’) requires that all visitors to our site(s) on the World Wide Web that mention American Express branded products and services (the “Site”) adhere to the following rules and regulations. By accessing the Site you indicate your acknowledgment and acceptance of these terms and conditions.

In Hungary, American Express operates through American Express Europe S.A. (Hungary branch) (registered office: Váci út 47, Budapest 1134, Hungary, company registration number: 01-17-001195, registration authority: Capital Tribunal as Court of Registration, tax number: 26561794-2-41, EU tax number: HU26561794, email: Ugyfelszolgalat@aexp.com), the Hungarian branch of American Express Europe S.A. (seat: Avenida Partenón 12-14, 28042, Madrid, Spain, company registration number: A-82628041, registration authority: Madrid Mercantile Register). American Express Europe S.A. is authorized in Spain by the Banco de España (reference number: 6,837) to provide payment services. To the activities of American Express Europe S.A.’s branch in Hungary, local rules apply which can be enforced by the National Bank of Hungary (www.mnb.hu).

1. Site ownership

The Site is owned and controlled by American Express.

2. Laws and regulations

User access to and use of the Site is subject to all applicable international, federal, state and local laws and regulations.

3. Copyright/Trademarks

The trademarks, logos and service marks ("Marks") displayed on the Site are the property of American Express and other parties. Users are prohibited from using any Marks for any purpose including, but not limited to, use as metatags on other pages or sites on the World Wide Web, without obtaining the prior written permission of American Express or such third party which may own the Marks, as the case may be. All information and content, including any software programs available on or through the Site ("Content"), is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or through the Site for commercial or public purposes.

4. Hyperlinking and linked internet sites

THIS SITE MAY PROVIDE A LINK TO OTHER SITES BY ALLOWING THE USER TO LEAVE THIS SITE TO ACCESS THIRD-PARTY MATERIAL OR BY BRINGING THE THIRD-PARTY MATERIAL INTO THIS SITE VIA "INVERSE" HYPERLINKS AND FRAMING TECHNOLOGY (A "LINKED SITE"). AMERICAN EXPRESS HAS NO DISCRETION TO ALTER, UPDATE, OR CONTROL THE CONTENT ON A LINKED SITE. THE FACT THAT AMERICAN EXPRESS HAS PROVIDED A LINK TO A SITE IS NOT AN ENDORSEMENT, AUTHORIZATION, SPONSORSHIP, OR AFFILIATION WITH RESPECT TO SUCH SITE, ITS OWNERS, OR ITS PROVIDERS. THERE ARE INHERENT RISKS IN RELYING UPON USING, OR RETRIEVING ANY INFORMATION FOUND ON THE INTERNET, AND AMERICAN EXPRESS URGES YOU TO MAKE SURE YOU UNDERSTAND THESE RISKS BEFORE RELYING UPON, USING, OR RETRIEVING ANY SUCH INFORMATION ON A LINKED SITE.

American Express prohibits caching, unauthorized hypertext links to the Site and the framing of any Content available through the Site. American Express reserves the right to disable any unauthorized links or frames and American Express specifically disclaim any responsibility for the Content available on any other Internet sites linked to the Site other than their own. Access to any other Internet sites linked to the Site is at the user's own risk.

User should be aware that Linked Sites may contain rules and regulations, privacy provisions, confidentiality provisions, transmission of personal data provisions, and other provisions that differ from the provisions provided on the Site. American Express is not responsible for such provisions, and expressly disclaims any and all liability related to such provisions.

5. No warranties

ALL CONTENT, PRODUCTS, AND SERVICES ON THE SITE, OR OBTAINED FROM A WEBSITE TO WHICH THE SITE IS LINKED (A "LINKED SITE") ARE PROVIDED TO YOU "AS IS" WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY.

OTHER THAN AS REQUIRED UNDER MANDATORY PROVISIONS OF APPLICABLE CONSUMER PROTECTION LAW, UNDER NO CIRCUMSTANCE WILL AMERICAN EXPRESS BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A USER'S RELIANCE ON INFORMATION OBTAINED THROUGH THE SITE OR A LINKED SITE, OR USER'S RELIANCE ON ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED SITE. IT IS THE RESPONSIBILITY OF THE USER TO EVALUATE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY OPINION, ADVICE OR OTHER CONTENT AVAILABLE THROUGH THE SITE, OR OBTAINED FROM A LINKED SITE. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC OPINION, ADVICE, PRODUCT, SERVICE, OR OTHER CONTENT.

6. Limitation of liability for use of the site

American Express specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with access to or use of the Site, (even if American Express® have been advised of the possibility of such damages) including liability associated with any viruses which may infect a user's computer equipment.

7. Confidentiality of user communications

Except as required by law, American Express will maintain the confidentiality of all user communications which contain personal user information and which are transmitted directly to American Express. Postings by a user on any message board or in any chat room will not be protected as confidential. Furthermore American Express may, without liability of any kind or nature, use and provide information contained in any such postings (including any ideas, concepts, know-how or other intellectual property) to any third party including but not limited to its parent company, subsidiaries and affiliates or to American Express for any purpose whatsoever and as deemed appropriate by American Express, subject to applicable law.

8. Postings

American Express is under no obligation to review any messages, information or content ("Postings") posted on the Site by users and assumes no responsibility or liability relating to any such Postings. Notwithstanding the above, American Express may from time to time monitor the Postings on the Site and may decline to accept and/or remove any Postings that contain:

1. Any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racially, ethnically or otherwise objectionable material of any kind, including, but not limited to, any material which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law.
2. Advertisements or solicitations of any kind.
3. Messages posted by users impersonating others.
4. Personal information such as messages which provide phone numbers, social security numbers, account numbers, addresses, or employers’ data
5. Messages by non-spokesperson employees of American Express purporting to speak on behalf of American Express and containing confidential information about American Express.
6. Messages that offer unauthorized downloads of any copyrighted or private information.
7. Multiple messages placed within individual folders by the same user restating the same point.
8. Chain letters of any kind.

9. Transmission of Personal Data

User acknowledges and agrees that by providing American Express with any personal or proprietary user information through the Site, user consents to the transmission of such personal or proprietary user information over international borders as necessary for processing in accordance with American Express' standard business practices.

User should be aware that Linked Sites may contain transmission of personal data provisions that differ from the provisions provided herein. American Express is not responsible for such provisions, and expressly disclaims any and all liability related to such provisions.

10. Changes to rules and regulations

American Express reserves the right to revise these Rules and Regulations at any time and users are deemed to be apprised of and bound by any changes to these Rules and Regulations.

11. Violations of rules and regulations

American Express reserve the right to seek all remedies available at law and in equity for violations of these Rules and Regulations, including the right to block access from a particular Internet address to the Site.

12. Access to password protected/secure areas

Access to and use of password protected and/or secure areas of the Site is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the Site may be subject to prosecution. Access to and use of password protected and/or secure areas of the Site are subject to applicable terms and conditions which may differ from these Rules and Regulations.

13. Jurisdiction/governing law

The use of this Site is governed by English law, and the users of this Site agree to submit to the jurisdiction of the English courts.