Critical Illness Insurance | American Express Hong Kong

Plan Features

Lump Sum Critical Illness Benefit

Receive up to HK$400,000 of lump sum payment in the event of first diagnosis with one of the listed critical illnesses

Extra Major 5 Critical Illness Lump Sum Benefit

Receive up to HK$80,000 of additional protection on top of the Lump Sum Critical Illness Benefit, if the diagnosis is one of the major 5 critical illnesses as defined in the list

Worldwide Coverage

Enjoy 24-hour worldwide protection

Indexation on Benefit and Premium

Benefit and premium will be increased by 5% upon each policy anniversary, for up to 10 consecutive years, to minimize the impact of medical inflation on the coverage

Latest News

Health Insurance Limited-Time Offer for American Express Cardmembers

From now till May 20, 2025, register for the offer before successfully enroll in enrolling in Amex Premier Critical Illness Protector, Amex Premier Hospital Cash Plus or Amex Premier Personal Accident Protector to be rewarded with 20% statement credit per policy, up to a maximum of HK$4,000 statement credit per Registered Card.

Steps of offer registration:

1.Log-in and save Save the offer to your Eligible Card in the “Offer” section via the Amex HK App or your Online Account

Enroll successfully

Successfully enrolled in the selected American Express Health Insurance with your Registered Card on or before May 20, 2025

Receive and enjoy

Receive a 20% statement credit per policy, up to a maximum of HK$4,000 statement credit per Registered Card, during the promotion period

Exclusions, T&Cs apply. Applicable to selected Cards only. Please refer to Important Documents – "American Express Health Insurance Limited-time Offer Terms and Conditions" for details.