Amex Apple Rewards Store¹

• The Apple Rewards Store is operated and managed by the third party merchant, OneEmpower (Hong Kong) Limited, who is solely responsible for all products, services, consultation and advice offered.
• The minimum redemption amount is HK$50, which is equivalent to 12,000 Membership Rewards points at any one transaction.
• Compared to the standard Pay with Points rate of 300 points per HK$1. The redemption rate here is 240 points per HK$1.
• Full amount of Eligible Purchase will be charged to the Eligible Card at the time of purchase and the equivalent amount of redeemed points will appear as statement credit in your Account within 5 working days upon redemption or may take longer in certain circumstances. Please pay the full amount shown on your statement of account (including the full charge of the Eligible Purchase) on or before the payment due date to avoid incurring any fees and/ or charges.
• Photos are for reference only.
• Apple is a trademark of Apple Inc., registered in the U.S. and other countries and regions.

Transfer Points to Partners2

• Once Membership Rewards points have been transferred they cannot be reversed.
• An administration fee of HK$300 will apply. For American Express^® Gold Business Card and American Express^® Business Card, the administration fee is HK$200 for each air mile conversion. It is not applicable to Centurion^® Card, American Express Explorer^® Credit Card, American Express^® Gold Corporate Card and American Express^® Corporate Card.
  
• Any Linked Account or Card Account being more than 30 days overdue is not in good standing, redemption or transfer of points will not be processed. Point transfers are subject to American Express Membership Rewards Terms and Conditions.

Pay with Points Max³

• To enjoy the offer, the transaction must be redeemed during the Promotion Period. Please note that it takes up to 3 working days for the transaction to reflect on the Eligible Card Account and being available to redeem.
• Cover it with Points redemptions must be redeemed for the entire Eligible Transaction, with the minimum of HK$10 (equivalent to 2,400 Membership Rewards points). For Shop with Points, Eligible Cardmembers can choose how much in terms of Hong Kong dollar value to redeem, between the minimum of HK$10 (equivalent to 2,400 Membership Rewards points) and the total dollar amount of the Eligible Transaction, as long as there are enough points in the Membership Rewards account at the time of redemption.