Membership Rewards®
Have you already started earning Membership Rewards points?
Log in to see your points balance and start redeeming.
About the Membership Rewards Programme
The Membership Rewards Programme is available on selected American Express® Cards. You earn one Membership Rewards point for every full pound of eligible spend. You can use your points on almost anything you buy on your Card, such as shopping online, Gift Cards, travel, and even reducing your Card balance.
Get to know Membership Rewards
How The Programme Works
Earn
You earn Membership Rewards points for every £1 of eligible spend on your Card. Use your Card for your everyday purchases and watch your points add up.
Redeem
Redeeming your Membership Rewards points is simple. Log in to your account to get access to an exciting range of rewards, from travel to shopping.
- 1The Platinum Card® - Representative 698.1% APR variable
- 2American Express® Preferred Rewards Gold Credit Card - Representative 87.8% APR variable
Have you already started earning Membership Rewards points?
Log in to see your points balance and start redeeming.
How to Earn Points
You earn Membership Rewards points for every £1 of eligible spend on your Card. Simply use your American Express® Card for your everyday purchases and watch your points add up.
Personal Cards
Shopping, travel, gifting, and more. Earn on virtually all your spending and watch your Membership Rewards points accumulate.
Business Cards
From stocking up on inventory to paying recurring bills and expenses. With points on every purchase, earn Membership Rewards points you can reinvest in your business.
Corporate Cards
From travel expenses to using points to shop online. Add the benefit of earning Membership Rewards points in your Corporate Card Programme.
Discover the flexibility of your Membership Rewards points. From luxury retail purchases, reducing your Card balance, redeeming Gift Cards, to planning your next vacation - whatever your taste, the perfect reward awaits you.
Use Your Points, Your Way
Use Points to Shop Online & Donate to Charity
Use Points to Shop with Safekey
1000 points = £4.50
SafeKey is a service that prevents fraudulent activity at checkout by ensuring it is the Cardholder making the purchase. SafeKey enables you to use your Membership Rewards points to pay at thousands of online stores, travel brands, takeaways and many more.
How to redeem:
- At checkout, choose to pay with Membership Rewards points, your American Express® Card, or a combination of both.
- Select ‘View Points Options’ on the SafeKey screen after checkout to begin redemption.
- Confirm the amount of points you wish to redeem and click 'use points'.
Use Points to Shop at Amazon
1000 points = £4.50
Use your Membership Rewards points to pay for the total or part of your order at Amazon.
How to redeem:
- Visit Amazon.co.uk and link your Membership Rewards account to your Amazon.co.uk account.
- Choose to pay with your points, Card or a combination of both.
- View the payment summary of the amount due and the value of points used towards the payment before confirming.
Use Points to Shop at PayPal
1000 points = £4.50
Use your points at thousands of online stores when you check out with PayPal. Just link your Membership Rewards account to your PayPal account.
How to redeem:
- Link your Membership Rewards account to your PayPal account. Click here for guidance on how to link your accounts.
- Select your Card when checking out with PayPal.
- Select “Pay with Rewards” to use your Membership Rewards points to pay for part of the cost or the full amount.
- See your available points balance and associated £ value for use.
- Confirm the amount of points you want to use and finalise your purchase.
Use Points to Fund Carbon Removal Projects
1000 points = £4.50
Use Membership Rewards® points with companies that allow you to help fund projects to remove carbon from the atmosphere directly. A number of companies now offer this to individuals, one of which is Climeworks. Learn more about this process and how you can contribute to Climeworks’ work at Climeworks.com.
American Express does not offer the services provided by Climeworks. We do not endorse Climeworks or other similar organisations and are not otherwise in a commercial partnership in relation to the organisations’ activities. We have outlined this option to indicate the breadth of Membership Rewards redemption options available to Cardmembers.
How to redeem:
- Use your American Express® Card and complete checkout.
- Select ‘View Points Options’ on SafeKey screen after checkout to begin redemption.
Use Points to Donate to Charity
1000 points = £4.50
Use Membership Rewards points to donate to more than 9,000 UK charities when you make a donation via JustGiving.
How to redeem:
- Search for a charity or fundraising page on JustGiving.
- Click Donate.
- Once you have entered your payment details you can choose to pay, or part-pay, with your points.
Use Points to Reduce Your Card Balance
Use Points to Reduce your Monthly Card Balance
1000 points = £4.50
Use Membership Rewards points to reduce your monthly Card balance.
How to redeem:
- Log in to your Online Services account and select “Use Points to Reduce your Monthly Card Balance”.
- Enter the amount of points you want to use to reduce your monthly Card balance, in the form of a statement credit.
- Review the amount you’ve entered and confirm the redemption.
- Receive a corresponding statement credit for the points you redeemed.
Use Points to Cover the Cost of a Purchase
1000 points = £4.50
Use Membership Rewards points to cover the cost of a purchase.
How to redeem:
- Log in to your Online Services account or the American Express App and select "Use points for purchase".
- Select the Card purchase(s) for which you’d like to redeem points.
- Agree to the terms at the bottom and press 'Confirm'.
- Once you have confirmed, a redemption confirmation box will appear recapping the transaction and confirming your new points balance.
Use Points to Purchase Gift Cards
Use Points for Gift Cards
1000 points = £5
Use Membership Rewards points to purchase Gift Cards across a mix of categories, including dining & experiences, retail, health and wellness brands.
How to redeem:
- Log in to choose from a selection of Gift Cards.
- Follow the instructions on our website to complete your redemption.
Transfer Points to Amex® Travel Loyalty Partners
Enjoy more ways to travel the world. You can transfer your Membership Rewards points to an Amex loyalty partner programme, like your favourite airline and hotel.
How to redeem:
- Log in and select an airline or hotel loyalty partner on Membership Rewards.
- Enter the number of points you want to transfer.
- Review your selection and confirm your request by clicking ‘Transfer my points'.
Use Points to Book Travel via American Express® Travel
1000 points = £4.50
American Express Travel Online is our Cardmember exclusive travel agency. Earn 1 additional Membership Rewards point for every £1 spent on flights, pre-paid hotels, car hire and experiences.
How to redeem:
- Log in at American Express Travel Online.
- Search for the flight and dates of your choice.
- On the results page, you'll be shown the total price using your Card or using Membership Rewards points. Click on the ‘select’ button to state your preference
- If you want to use your points, you can either use the toggle bar to select the amount of points you want to use, or, you can type the number of points
- Then fill out the remainder of the details and click book now (the points and any cash if used will be deducted from your account).
Frequently Asked Questions
About The Programme
Membership Rewards is a loyalty programme where Cardmembers are rewarded for eligible spending on their Card by earning points with every transaction.
You can use your points on your next getaway, to dine out with friends, or to pay for your morning coffee. Provided you remain in compliance with the T&Cs and enrolled in the Membership Rewards Programme, your points will not expire.
The Membership Rewards Programme is available on selected American Express Cards. To find out which Cards are eligible for the programme or to enrol, please call the American Express Membership Rewards team for free at 0800 917 8053.
If you're not already a Cardmember, please visit americanexpress.co.uk to find an eligible Card that's best suited for you.
If you're an existing Cardmember with an eligible Card, start enjoying the benefits of Membership Rewards today. To enrol, simply call 0800 917 8053 for free.
The Membership Rewards Programme is available on selected American Express Cards. To find out which Cards are eligible for the Programme or to enrol, please call the American Express Membership Rewards team for free at 0800 917 8053.
Corporate Cardmembers' ability to enrol in the Programme will be based on whether their Company has signed-up.
Unlike many other programmes, your Membership Rewards points have no expiration date.
However, please remember that:
- If you end your Card Account agreement and there are no other Linked Cards on your points Account, you will have 30 days from the date you request this to redeem your points. If you do not redeem your points within 30 days, they will be forfeited.
- If we cancel or end your Card Account in accordance with the Card Account agreement, you will lose the points that you have earned but not yet redeemed.
- If you miss a monthly payment on your Card Account, the points that you have earned in the previous month will be forfeited.
Please review the T&Cs for all situations where Memberships Rewards points may be lost.
About Earning Points
You earn Membership Rewards points for every full pound of eligible spend on your Card. Simply use your American Express Card for your everyday purchases and watch your points add up.
Please note that the following are not eligible spend, so will not earn Membership Rewards points:
- Interest;
- All fees (including annual membership fees and default fees);
- Balance transfers;
- Cash advances (including transactions treated as cash);
- Loading of pre paid cards;
- American Express Travellers Cheque purchases;
- Foreign exchange transactions; and
- Any amounts that are subsequently credited to your Card Account by way of refunds or other types of credits
Please review the T&Cs for all restrictions that may apply for earning points.
If you have not yet registered for American Express Online Services and would like to view your up to date balance and manage your account online, click here to enrol. If you have already registered for online services, just log in to see your points balance, showing the number of points you have accumulated and the points you have redeemed. For detailed points transactions, go to 'My Points' at the top of the page.
It takes 24-48 hours after the charge has appeared on your Account for your Membership Rewards points balance to update accordingly. As a charge may not appear on your account the same day the transaction took place, you may wish to monitor your spend activity online.
The end date of your Membership Rewards statement is usually 4 to 6 days earlier than the end date of your Card statement. So, if you have earned points during this 4 to 6 day period, they will be reflected in your next Membership Rewards statement. If you are enrolled in American Express Online Services, you can log in at any time to see your up to date balance online. If you wish to register for online services, please click here.
About Redeeming Points
Redeeming is easy. Just follow these three simple steps:
If you're enrolled in Online Services, log in to your Membership Rewards Account here. You may then search for and select your rewards. If you have not registered for online services, click here to enrol today. Alternatively, if you do not have online access or would prefer to discuss and redeem your reward over the telephone, you can call us on 0800 917 8053.
Your points will give you access to an exciting range of rewards. Enjoy shopping rewards from Gift Cards and vouchers for your everyday purchases to luxurious fashion and beauty. Discover greater travel rewards with access to many of the world’s leading frequent flyer and hotel reward programmes. There are also numerous financial rewards such as using your points to apply a credit to your Card Account. Whatever your taste, the perfect reward awaits you.
Please review the T&Cs for restrictions that apply for redeeming points.
If you have a partner loyalty account, it is quick and easy to go online and link the account details to your Membership Rewards account. Alternatively, you can call the Membership Rewards team for free on 0800 917 8053 to transfer your points or link your details to your Membership Rewards account. You can link accounts anytime and there is no limit to the number of partner programmes you can link with. Please allow up to 14 days for us to verify your account. Click here for a list of our travel loyalty partner programmes.
If you're not enrolled in online services, enrol online or call 0800 917 8053 and we'll process your request for you.
No, this is not possible. Membership Rewards points can only be transferred into an account in your name.
This is not possible, as point transfers to partner programmes are irreversible.
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