How we use your information:

In order to provide this service, American Express Services Europe Limited needs to share the information you have provided with Priority Pass^TM. We will also share your date of birth with Priority Pass for ongoing identification and Account validation purposes. Priority Pass will use the information solely for the purpose of providing their services, and will not share it with any third parties. These conditions are also available in full at prioritypass.com.

Priority Pass Enrolment:

If you wish to opt out of the Priority Pass benefit please call your Platinum Travel service. Once we have completed your lounge access enrolment, Priority Pass, will send you and any Platinum Supplementary Cardmember Priority Pass cards that will provide complimentary access to a network of over 1,400 airport lounges globally. A Priority Pass Welcome Pack for each Cardmember will be sent out separately and should be received within 28 days of Card approval.

Airport Lounges Access:

In order to access Priority Pass lounges, the Cardmember must present a valid Priority Pass membership in his or her name, along with the boarding pass for same day travel and government-issued ID. The main Cardmember and the Platinum Supplementary Cardmember may bring up to one guest into the lounge at no cost. Any additional guests will be charged a fee at the prevailing rate to his or her American Express Platinum Card. Subsequent years’ renewal Terms and Conditions are at the discretion of Priority Pass for complete conditions of use visit prioritypass.com. Access to the Priority Pass lounges may be subject to availability or wait times, please read the Priority Pass conditions of use for more information. He or she agrees to abide by the conditions of use as contained in the lounge listing.

Coverage Restrictions:

Some insurance benefits are dependent on the use of your Card. The Medical Assistance and Expenses cover does not apply if 70 years of age or above and excludes all pre-existing medical conditions that are not included on the Accepted Conditions list. Terms and eligibility criteria apply.

Subject to enrolment, for more information click here. Terms and Conditions apply. Full details of the travel protection benefits currently available can be found in the Terms and Conditions available at Platinum Insurance. Please read this to understand the limits and exclusions that may apply including the definition of immediate family. Medical Assistance and Expenses cover does not apply if 70 years of age or above. The insurance excludes cover for pre-existing medical conditions other than those on the accepted conditions list available by visiting americanexpress.com/uk/platinum-accepted-conditions-list. In order to access certain insurance benefits, you need to use your American Express Card to pay for the trip or item.

Exclusions:

There are exclusions in your American Express travel insurance policy which cannot be varied or removed. If you have a pre-existing medical condition that falls outside of the list of accepted conditions referred to in the travel insurance terms and conditions, you may be able to obtain alternative or additional insurance via MoneyHelper or by calling the advice service on 0800 138 7777 (free from within the UK). Lines are open Monday to Friday, 08:00 to 18:00.

Membership Rewards points are not earned on balance transfers, cash advances, American Express travellers cheque purchases, foreign exchange, fees and interest charges for returned payments, finance charges, late payment and referral charges, fees/charges including joining, annual and Membership Rewards fees. Membership Rewards Terms and Conditions apply to all Membership Rewards points redemptions.

^*Save this American Express^® Platinum Card benefit to your Card and spend instore and online at Harvey Nichols by 30 June 2025, to get up to £100 statement credit per year, with a maximum £50 statement credit once every 6 months. Benefit eligible for main Cardmember only. Statement credit not redeemed during the applicable spend period will not roll over to the following spend period and will expire. If you have not redeemed your credit by the last day of the spend period before the benefit resets, you forfeit receiving the credit. Please note that for newly acquired Cardmembers the Harvey Nichols benefit may take up to 10 business days to reflect on your Online Account for enrolment. Available in participating UK store(s) and online at www.harveynichols.com. Exclusions apply. Full benefit terms apply.

Fine Hotels + Resorts Terms and Conditions:

Fine Hotels + Resorts (FHR) program benefits are available for new bookings made through American Express Travel with participating properties and are valid only for eligible Cardmembers who hold The Platinum Card (Charge) and or The Platinum Card (Credit) only. This excludes The Platinum Credit Card (acquired prior to July 2022). Supplementary Platinum Cardmembers are also eligible for FHR program benefits. Companion Cardmembers on The Platinum Card are not eligible for FHR program benefits. Bookings must be made using an eligible Card and must be paid using that Card, or another American Express^® Card, in the eligible Cardmember’s name, and that Cardmember must be traveling on the itinerary booked. The average total value of the program benefits is based on prior-year bookings for stays of two nights; the actual value varies. Noon check-in and room upgrade are subject to availability and are provided at check-in; certain room categories are not eligible for upgrade^**. The type of experience credit and additional amenity (if applicable) varies by property; the experience credit will be applied to eligible charges up to the amount of the experience credit. To receive the experience credit, the eligible spend must be charged to your hotel room. The experience credit will be applied at check-out. Advance reservations are recommended for certain experience credits. The type and value of the daily breakfast (for two) varies by property; breakfast will be valued at a minimum of US$60 per room per day. To receive the breakfast credit, the breakfast bill must be charged to your hotel room. The breakfast credit will be applied at check-out. If the cost of Wi-Fi is included in a mandatory property fee, a daily credit of that amount will be applied at check-out. Benefits are applied per room, per stay (with a three-room limit per stay). Back-to-back stays booked by a single Cardmember, Cardmembers staying in the same room or Cardmembers traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR benefits (“Prohibited Action”). American Express and the property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. Benefit restrictions vary by property. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change. To be eligible for FHR program benefits, your eligible Card Account must not be cancelled. For additional information, call the number on the back of your Card.

The Hotel Collection Terms and Conditions:

Valid only for new The Hotel Collection bookings of two or more consecutive nights made online through www.americanexpress.com/en-gb/travel. Payment must be made in full with an American Express^® Card. Available for Centurion^® Members, Platinum Cardmembers who hold The Platinum Card^® (Charge) and or The Platinum Card^® (Credit), Gold Cardmembers who hold Preferred Rewards Gold Card and or Preferred Rewards Gold Credit Card, and excludes The Platinum Credit Card (acquired prior to July 2022). Cardmember must travel on the itinerary booked to be eligible for benefits described. The Cardmember will receive the credit as a deduction from the final bill when checking out of the hotel; they receive $1 for each eligible dollar spent up to US$100USD. Eligible charges exclude charges for taxes, gratuities, fees and cost of the room. Additional exclusions based on specific hotel restrictions may also apply (including without limitation purchases within the hotels that are unaffiliated and/or owned by third parties) –see hotel front desk for details. Credit must be used in conjunction with initial stay and cannot be carried over to another stay and is not redeemable for cash and expires at check-out. Back-to-back stays booked by a single Cardmember, Cardmembers staying in the same room or Cardmembers traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated and expires at check-out. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change.

^***12pm check in and late checkout based on availability

Average value based on Fine Hotels + Resorts^® bookings in 2022 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.