American Express

British Airways American Express® Credit Card

British Airways American&nbsp;Express<sup>®</sup> Credit&nbsp;Card

APPLY WITH CONFIDENCE

Get an instant decision without impacting your credit score

If you're approved and accept a Card, an entry will be visible on your credit file.
Representative Example
Representative APR
30.4% APR variable
Annual Fee
No annual fee
Credit Limit
Assumed credit limit of £1,200
Purchase Rate
30.4% variable for purchases
New Cardmember Offer

New Cardmember Welcome Offer

5,000 bonus Avios are waiting for you when you spend £2,000 in your first three months of Cardmembership
How You Earn
  • 1X Avios On purchases

    for every £1 spent

  • 4,000 Avios Invite a Friend

    And earn at least 4000 Avios if they are approved - up to 90,000 a year

Key Benefits
  • No Annual Fee
  • The Card that allows you to collect Avios on purchases you are already making, with no annual fee
  • Welcome Offer
  • Collect 5,000 bonus Avios when you spend £2,000 in your first three months of Cardmembership. Terms Apply.

    Collect even more Avios with American Express

    • Collect 1 Avios for every £1 spent on purchases
    • Collect up to 90,000 bonus Avios a year when you invite friends to join American Express
    • Plus 1,000 Avios when you add the first Supplementary Card to your Account
  • Travel with a Companion Voucher
  • Get a Companion Voucher when you spend £15,000 each Cardmembership year on the Card, which you can use to either take a companion with you on the same flight and cabin or, if travelling solo, a 50% discount on the Avios price you pay for your flight. Vouchers are redeemable when you book a British Airways, Iberia or Aer Lingus Reward Flight in Euro Traveller, World Traveller and economy class cabins only. Reward flights and Companion Voucher bookings are subject to availability and taxes, fees and carrier charges apply per person.
  • Plan ItTM – Instalment Plans from American Express
  • Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee.
    - No additional application or extra credit checks required
    - A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance
    - Earn rewards on the purchases the way you usually do

    Learn more by visiting here.
    All Benefits
    Reward Yourself
    Companion Voucher
    Earn Rate
    Complimentary Supplementary Cards
    Redeem your Avios for flights
    Redeem your Avios in other ways
    Invite Friends, get Rewarded
    Travel Benefits
    Global Assist®
    Travel Accident Insurance
    World-class Service
    Purchase and Refund Protection
    Fraud Guarantee
    American Express Experiences
    Receive your Card in the Post
    Eligibility
    To save time before applying for your British Airways American Express® Credit Card, it’s best to make sure you can say yes to the following.
    • I am aged 18 or over
    • I have a current UK bank or building society account
    • I have a permanent UK home address
    • I have no history of bad debt
    • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express Cards in the past 24 months.
    • I do not currently have a British Airways American Express® Premium Plus Card
    • If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.
    Important Information
    Please ensure that you have read and downloaded these important documents before starting your application.
    Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.
    American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
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    Compare the British Airways American Express® Credit Card to Other Cards

    British Airways American&nbsp;Express<sup>®</sup> Credit&nbsp;Card

    Apply today with confidence

    Get an instant decision without impacting your credit score.

    If you're approved and accept a Card, an entry will be visible on your credit file.

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