American Express^® Preferred Rewards Gold Credit Card

The Platinum Card^®

Amex^® Cashback Everyday Credit Card

British Airways American Express^® Credit Card

British Airways American Express^® Premium Plus Card

The American Express^® Rewards Credit Card

Amex^® Cashback Credit Card

Nectar Credit Card

Marriott Bonvoy^® American Express^® Card

Basic Card

The American Express® Business Platinum Card

The American Express® Business Gold Card

British Airways American Express^® Accelerating Business Card

Amazon Business Prime American Express^® Card

Amazon Business American Express^® Card

The American Express® Business Basic Card

The American Express® Business Platinum Card

Take on the world, you’re in good company

Apply Now

Key Benefits and Information

Annual Fee

£650

Monthly Bonus Points

Earn 10,000 extra Membership Rewards points on purchases when you spend £10,000 or more per month, up to an additional 120,000 points in a year.

Up to 54 Days to Pay

Get up to 54 days payment period on purchases, so your cash can stay in your account longer.

Global Lounge Collection

Grab a bite and catch up on work with complimentary access to 1,400 airport lounges worldwide.

LIMITED TIME OFFER

Earn up to 50,000 120,000 bonus Membership Rewards^® points

Earn 80,000 points when you spend £12,000 in the first three months, with an additional 40,000 points when you spend between months 14–17 of Cardmembership. Offer ends 8 April 2025. Terms apply, 18+, subject to status.

How You Earn

1X Rewards Points On purchases
for every eligible £1 spent
2X Rewards Points On American Express Travel
for every £1 spent
18,000 Bonus Points For a referral
if the business is approved

All Benefits

Membership Rewards

Earn 1X point for every eligible £1 spent

Earn 2X points for every £1 spent on American Express Travel

Earn 10,000 extra points when you spend £10,000 or more per month, up to an additional 120,000 points in a year

Redeem points for travel or gift cards, to pay your bill, or reinvest in your business

Earn 1X point for every eligible £1 spent

For every eligible full £1 you spend on your Card, you'll earn 1 Membership Rewards point – and there's no limit, so you can stack up the points to your heart's content, as long as your Account is open and up to date.

The same goes for Employee Cards on the Account, so your employee's spending will keep the rewards coming in.

Earn 2X points for every £1 spent on American Express Travel

Book your flights, hotels, car hire or experiences through American Express Travel, and you'll earn one additional point for every £1 spent. And you can use your points, your Card, or both to pay for your booking, including any taxes and charges.

Earn 10,000 extra points when you spend £10,000 or more per month, up to an additional 120,000 points in a year

When doing business, earn extra points every time you spend £10,000 in one month.

Redeem points for travel or gift cards, to pay your bill, or reinvest in your business

From spa day experiences to department store Gift Cards, use your points to treat yourself or reward those people going above and beyond for your business. You could put them towards a team lunch or new office supplies or even for a statement credit to help boost your bottom line.

You can also transfer points to one of our partner's frequent traveller programmes, and use them to enjoy hotel stays, flights and more – for business or pleasure. Our partners include British Airways, Marriott Bonvoy^TM, and Virgin Atlantic. Minimum, maximum and increments apply to points transfers and vary by partner. Reward bookings are subject to taxes and fees.

Cashflow Management

Up to 54 days to pay

Flexible spending power

Streamlined accounting tools

Up to 54 days to pay

Paying for your expenses by cash, invoice or bank transfer gets the job done, but it means that money leaves your account right away. Make those payments with your Business Platinum Card and you have up to 54 calendar days until your payment is due – so your cash can stay in your account for longer, keeping your cashflow more flexible. Just pay your balance in full every month.

Flexible spending power

Unlike a Credit Card, the Business Platinum Card has no pre-set spending limit. This means that your Card's spending power - the amount your business can spend - is dynamic and can adjust to your business needs.

To help maximise your spending power, you can start spending and repaying the balance as soon as you get your Card, earning Rewards as you go. You can make repayments multiple times within your Billing Cycle, there's no need to wait.

You can find out more on how to maximise your spending power here.

Streamlined accounting tools

American Express has you covered for all your expense management needs. Just use your MYCA Account to create expense reports and export your data to QuickBooks and Xero.

Premium Travel Experiences

£200 Annual Travel Credit at American Express Travel Online

With our Global Lounge Collection enjoy complimentary access to 1,400 airport lounges

At Fine Hotels + Resorts properties get US$100 credit and late checkout

Room upgrades and credits at 1000+ properties with The Hotel Collection

Further benefits with our Hotel Partners

With the International Airline Program at American Express Travel get exclusive access to lower fares in First and Business Class tickets

Rental car discounts and upgrades

Platinum Travel Services

£200 Annual Travel Credit at American Express Travel Online

Receive £200 Annual Travel Credit when you spend at American Express Travel Online.

With our Global Lounge Collection enjoy complimentary access to 1,400 airport lounges

Relax before you go. The American Express Global Lounge Collection^® gives you, your Business Platinum Employee Cardmember and a guest each complimentary access at more than 1,400 airport lounges at 500+ airports across 140+ countries, no matter which airline you're flying with or class of ticket.

At Fine Hotels + Resorts properties get US$100 credit and late checkout

Relax in luxury with Fine Hotels + Resorts. Experience a suite of benefits at over 1,600 premium properties around the world. With each booking, you’ll receive 12pm check-in, when available, a room upgrade upon arrival when available,* daily breakfast for two people, complimentary Wi-Fi, a US$100 hotel credit unique to each property,** and guaranteed 4pm check-out.

Room upgrades and credits at 1000+ properties with The Hotel Collection

The Hotel Collection makes business trips better. With over 1,000 hand-picked, upscale hotels worldwide, quality and convenience come as standard. There are also big travel rewards for small business. Earn 2X Membership Rewards points and receive a $100 credit to use at the property when you book a prepaid stay of two nights or more through Amex Travel. Plus, 12pm check-in, late check-out and a room upgrade upon arrival, all when available.

Further benefits with our Hotel Partners

With our hotel partners Hilton, Marriot Bonvoy^TM, Meliá Hotels International, and Radisson Hotel Group, you and your Business Platinum Employee Cardmember can receive benefits including complimentary upgrades, early check-in and late check-out, enhanced loyalty points, complimentary Wi-Fi and much more. Enrolment required after Card approval.

With the International Airline Program at American Express Travel get exclusive access to lower fares in First and Business Class tickets

Enjoy exclusive access to lower fares in First, and Business class with the International Airline Program, when booking through American Express Travel. Enjoy savings on selected seats for you and up to seven other travellers. Plus, you'll earn Membership Rewards points and airline miles as you typically would.

Rental car discounts and upgrades

Get around your destination easily and comfortably, with Hertz and Avis, you and your Business Platinum Employee Cardmember can receive benefits such as complimentary upgrades and discounts on bookings.

Platinum Travel Services

It's not just a Card – there's so much expertise behind it.

Doing business well can mean everything from the little touches, from buying event tickets for a client to the big ones, such as finding a hotel or transportation. Our dedicated travel team have the knowledge and experience to help with it all. Let us do things for you, so you can take care of business.

Employee Expense Management

One Business Platinum Card and 19 Business Gold Cards to help employees spend securely

You can add complimentary Business Gold Employee Cards to your Account – plus you are entitled to one complimentary Business Platinum Employee Card, too.
Allowing them to look after their day-to-day spending, giving you an easy-access overview of expenditure and you can set a spending limit on each and every Card you give out. Plus, all of your Employee Cards earn Membership Rewards points for your Account, helping to bring you rewards, faster.

The main Cardmember will be liable for all charges made on the Employee Card(s).

Exclusive Savings and Entertainment

Over £200 a year in partner discounts

£300 annual Indeed statement credit

£150 annual Dell Technologies statement credit

Complimentary subscription to The Times

Access exclusive American Express^® experiences

Over £200 a year in partner discounts

As an American Express^® Business Platinum Cardmember, you get exclusive access to fantastic partner Offers all year round. Whether you’re upgrading your tech, visiting customers or protecting your business, we’ve got a range of fabulous Offers to help you work smarter. We’re always adding new ones, so check-in regularly to ensure you don’t miss out.

£300 annual Indeed statement credit

Our annual Indeed benefit can help you build your best team. You'll get up to £75 in statement credits back every quarter when you spend on uk.Indeed.com on your Business Platinum Card. That could save you up to £300 on recruitment costs every year. Terms apply.

£150 annual Dell Technologies statement credit

However fast you keep moving forward, technology sometimes seems to move faster. So, we've added an extra (and exclusive) benefit to your Cardmembership, from Dell Technologies, to help you stay on top.

Once the Basic Cardmember has enrolled your Card Account, you'll get up to £75 in statement credits between January and June, and the same between July and December for United Kingdom purchases with Dell Technologies on your Business Platinum Card – that's up to £150 in statement credits annually.

Complimentary subscription to The Times

What's going on in the world can have a real effect on your business. With your complimentary annual digital subscription to The Times and The Sunday Times, worth £312 per year, you can keep on top of what's new.

Access exclusive American Express^® experiences

Whether it's entertaining clients, rewarding your employees or treating yourself, make it even more memorable with American Express Experiences^®. Your Card gives you the chance to buy tickets to some of the most in-demand music, film and theatre events in town, often before they go on sale to the general public.

World-class service

24/7 Global Assist^® Hotline

Emergency Card replacement

24-hour Business Account management

24/7 Global Assist^® Hotline

If you're away on business anywhere in the world and run into trouble, assistance is just a phone call away, 24/7.

Emergency Card replacement

No matter where your business takes you, if you report your Card lost, damaged or stolen, we'll help you replace it.

24-hour Business Account management

24-hour online business account management lets you check your balance, past statements, available credit, and keep track of all business purchases made on your Card.

You can also access the most important Account information when you're on the go via our Online Account, or as a downloadable app for iPhone and Android devices.

Insurance and Protection

Worldwide travel insurance

Purchase protection

Refund protection

Worldwide travel insurance

On the move? You, your family, as well as your Employee Cardmembers are covered, whether travelling together or travelling alone on business and leisure trips of up to 120 days. Enrolment required. Limitations and exclusions apply.

Purchase protection

Sometimes bad luck strikes. So, if you buy an eligible item on your Card and it's stolen or damaged within 90 days, we'll cover the cost to replace or repair it, or refund you up to £2,500 per eligible item.

Refund protection

Should you change your mind or return your eligible item for any reason within the same 90-day period, the Card's Refund Protection means that even if the UK retailer won't refund you, we'll replace or refund you up to a maximum of £300.

Eligibility

To apply for the Business Platinum Card, you should be able to say yes to the following:

The business has a current UK bank or building society account
I am aged 18 or over
You have a permanent UK home address
You will pay the annual Cardmembership fee of £650.

Important Information

Please ensure that you have read and downloaded these important documents before starting your application.

If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative Card is available - The Basic Business Card.

Ready to apply?

Apply Now

The Business Platinum Card is offered by American Express Services Europe Limited.

Other Cards You May Be Interested In

Earn up to 20,000 60,000 bonus Membership Rewards^® points.
Earn 40,000 points when you spend £6,000 in the first three months, with an additional 20,000 points when you spend between months 14–17 of Cardmembership. Offer ends 8 April 2025. Terms apply, 18+, subject to status.

The American Express® Business Gold Card

Annual Fee £195 (£0 in first year)

Learn More

The American Express® Business Platinum Card

Earn up to 50,000 120,000 bonus Membership Rewards^® points

1X Rewards Points On purchases

1X

Rewards Points

On purchases

for every eligible £1 spent

2X Rewards Points On American Express Travel

2X

Rewards Points

On American Express Travel

for every £1 spent

18,000 Bonus Points For a referral

18,000

Bonus Points

For a referral

if the business is approved

Other Cards You May Be Interested In

Earn up to 20,000 60,000 bonus Membership Rewards^® points.
Earn 40,000 points when you spend £6,000 in the first three months, with an additional 20,000 points when you spend between months 14–17 of Cardmembership. Offer ends 8 April 2025. Terms apply, 18+, subject to status.

The American Express® Business Platinum Card

Earn up to 50,000 120,000 bonus Membership Rewards® points

1X Rewards Points On purchases

1X

Rewards Points

On purchases

for every eligible £1 spent

2X Rewards Points On American Express Travel

2X

Rewards Points

On American Express Travel

for every £1 spent

18,000 Bonus Points For a referral

18,000

Bonus Points

For a referral

if the business is approved

Other Cards You May Be Interested In

Earn up to 20,000 60,000 bonus Membership Rewards® points. Earn 40,000 points when you spend £6,000 in the first three months, with an additional 20,000 points when you spend between months 14–17 of Cardmembership. Offer ends 8 April 2025. Terms apply, 18+, subject to status.

American Express Cookie Preferences

Earn up to 50,000 120,000 bonus Membership Rewards^® points

Earn up to 20,000 60,000 bonus Membership Rewards^® points.
Earn 40,000 points when you spend £6,000 in the first three months, with an additional 20,000 points when you spend between months 14–17 of Cardmembership. Offer ends 8 April 2025. Terms apply, 18+, subject to status.