Tap into more Business value

 

Explore how we can help you to get more from business – and from life.

 

 

 

 

SPENDING POWER

Textile Studio

 

The Business Charge Card with flexible spending power

 

The American Express® Business Charge Card has no pre-set spending limit.1 This means that your Card's spending power - the amount your business can spend - is dynamic and can adjust to your business needs.

 

Benefits

Flexible capacity

 

 

Unlike a Credit Card, your Charge Card comes with ‘No pre-set spending limit’.1  This means the amount you can spend cleverly adapts to your transaction patterns and other factors.​ The way you use your Card can help your spending power grow – particularly within the first few months.

Maximises spending power

As soon as you get your Card, you can start spending and repaying the balance – earning Rewards as you go. You can make repayments multiple times within your Billing Cycle, there’s no need to wait. This will help to maximise your spending power.

Easy to check

 

 

You can check your spending power online, just log-in to your Account and the 'Check Spending Power' tool is on your home page right below 'Payment Due'. Or simply open the American Express App and tap 'Check Spending Power'.

 

 

 

Check your spending power

 

It's easy to check your spending power online or via our app.
Try it – particularly before you make large purchases – for peace of mind.

cash flow

3 steps to maximise your spending power

Spending and repaying

 

When you spend and repay regularly - particularly within the first few months - we can build a picture of your behaviour and business needs. Your spending power will start to evolve accordingly.

 

Checking your spending power

 

To check your spending power online, just log-in to your Account and the 'Check Spending Power' tool is on your home page right below 'Payment Due'. Or simply open the American Express App and tap 'Check Spending Power'.

Talk to us

 

 

We will work closely with you to ensure that you get the most from your flexible Charge Card. Why not call us as we may have some other ideas to help make your spending power grow.

Enjoy financial flexibility and the opportunity to maximise your
Membership Rewards® points. Start using your Charge Card today.

Want to know more? 

 

Important Information

 

1. 'No Preset Spending Limit' does not mean unlimited spending. Your Card's spending power - the amount your business can spend - is dynamic and adjusts to your business needs.
2. Terms and conditions apply. Subject to status. We reserve the right to apply temporary spending limits in accordance with the Cardmember agreement.