Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

To speak to someone about this Upgrade, please call 0800 032 7404.

Important Information - Please read this section before applying for an Upgrade:

• Applicants must be over 18 years old and approval is subject to status.
• By proceeding with this Upgrade you are requesting to end your existing agreement, and apply for a new American Express Platinum Card agreement. 
• Your agreement will only end if we accept your application to Upgrade, which is subject to approval, and Card eligibility. Your Account number will stay the same. By applying for this Upgrade, you request that any existing balance agreement is transferred to your new American Express Platinum Card agreement. Any balance will be subject to exactly the same terms (such as interest rate) after transfer, as it is before transfer.
• Please read and keep a copy of the below Important Documents.

Important Links: Read Terms and Conditions | Read Summary Box | Read Insurance Documentation | Read Pre-Contract Credit Information | Cardmember Privacy Statement | Frequently Asked Questions

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

Please read:

If you hold an American Express® Preferred Rewards Gold Charge Card Consumer product, please click here to learn more about the upgrade offers available for you. 

1. Subject to eligibility and approval. The 75,000 Membership Rewards® points will be awarded onto your Account once you have been approved, and you have spent £10,000 within the first six months of Platinum Cardmembership. The offer is only valid if you upgrade and are approved by 27 May 2025. It is only available if you have upgraded from an eligible American Express® Preferred Rewards Gold Credit Card Consumer or The American Express® Rewards Credit Card product. You will not be eligible for this bonus if you have ever received this bonus, and this offer is subject to change and can be withdrawn at any time. Application is subject to approval. Note that it can take up to 60 days for bonus points to be awarded to your Account.

2. Valid only for new Fine Hotels & Resorts bookings made through the Platinum Travel service. Payment must be made in full with an American Express Card in the Platinum Cardmember’s name. Cardmember must travel on itinerary booked to be eligible for benefits described. Noon check-in and room upgrade are based on availability and are provided at check-in. Participating Fine Hotels & Resorts properties and benefits are subject to change. Full details of the Fine Hotels & Resorts Terms can be found here.

3. In order to provide this service, American Express Services Europe Limited needs to share the information you have provided with Priority PassTM. We will also share your date of birth with Priority Pass for ongoing identification and Account validation purposes. Priority Pass will use the information solely for the purpose of providing their services, and will not share it with any third parties. These conditions are also available in full at prioritypass.com. If you wish to opt out of the Priority Pass benefit please call your Platinum Travel service. Once we have completed your lounge access enrolment, Priority Pass, will send you and any Platinum Supplementary Cardmember Priority Pass cards that will provide complimentary access to a network of over 1,400 airport lounges globally. A Priority Pass Welcome Pack for each Cardmember will be sent out separately and should be received within 28 days of Card approval. In order to access Priority Pass lounges, the Cardmember must present a valid Priority Pass membership in his or her name, along with the boarding pass for same day travel and government-issued ID. The main Cardmember and the Platinum Supplementary Cardmember may bring up to one guest into the lounge at no cost. Any additional guests will be charged a fee at the prevailing rate to his or her American Express Platinum Card. Subsequent years’ renewal Terms and Conditions are at the discretion of Priority Pass for complete conditions of use visit prioritypass.com. Access to the Priority Pass lounges may be subject to availability or wait times, please read the Priority Pass conditions of use for more information. He or she agrees to abide by the conditions of use as contained in the lounge listing.

4. The Platinum insurance excludes cover for pre-existing medical conditions other than those on the accepted conditions list which can be viewed here. Cover for medical assistance and expenses is only available until you (or your family or Supplementary Cardmembers) turn 70 years of age. In order to receive certain insurance benefits, you need to purchase the trip on your American Express Platinum Card in full. Terms and Conditions apply. Full details of the travel protection benefits currently available can be found in the Terms and Conditions.

5. Platinum Global Dining statement credits are limited to £200 per year for UK participating restaurants and £200 for participating non-UK restaurants. Your Local Global Dining Credit will give you £200 per year with £100 to spend from January to June, and a further £100 to spend from July to December for UK participating restaurants. Your Abroad Dining Credit will give you £200 per year with £100 to spend from January to June, and a further £100 to spend from July to December for participating non-UK restaurants. Enrolment is required.

7. You will be liable for all charges made by the Additional Cardmember. The term ‘Additional Card’ refers to the American Express® Supplementary Card programme. The first Platinum Supplementary Card is provided at no extra charge. If you already have an a Supplementary Card, you will be given the option to upgrade your Supplementary Card at no extra charge. An annual fee of £285 applies to each Platinum Supplementary Card beyond the one offered at no extra charge. Supplementary Cards can be requested for anyone aged 18 or over with a permanent UK address. If approved, you will be responsible for any spending on your Account made by the Supplementary Cardmember. Approval subject to status and Terms and Conditions apply. To learn more about the benefits of adding a Supplementary Card, visit here.

Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

To speak to someone about this Upgrade, please call 0800 032 7404.