Get to know your Preferred Rewards Gold Card® Benefits​

1. Spend £5 at Deliveroo to receive a £5 statement credit on an eligible transaction. Offer valid twice per Card within each calendar month. Terms, payment restrictions and future communications about this benefit will apply. See Amex Offers for full benefit terms

2. Membership Rewards points are earned for every full £1 spent on purchases and charged per transaction at the following rates: one point for every full £1 spent on purchases and charged per transaction, two additional points for every full £1 spent on purchases and charged per transaction on pre-paid hotels, flights, car hire and experiences at American Express Travel (excludes cruises and The Hotel Collection), one additional point for every full £1 spent on purchases and charged per transaction directly with airlines over the phone or online via their official website or affiliated mobile apps (only transactions made directly with the airline will be included for bonus Membership Rewards points, including but not limited to flights, car hire, package holidays and insurance. Bookings made with other travel agents, comparison sites and affiliates will not be included for bonusing) and one additional point for every equivalent £1 spent on your Card in a foreign currency. You may also be eligible for a welcome bonus, something you will have been notified about at the time of your application. If eligible, you can find out more about your welcome bonus by logging in to POnline Services once you have registered, or by calling the number on the back of your Card. Supplementary Card applications are not eligible for welcome bonus offers. Membership Rewards points are not earned on interest, fees including default fees), balance transfers, cash advances (including transactions treated as cash), loading of pre-paid Cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds. More details about Membership Rewards, including full Terms and Conditions, can be found here.

3. Please read the Insurance Documentation for full details of the Protection benefits currently available and to understand the limits and exclusions that may apply.

If you do not pay your balance in full you may incur interest on your outstanding balance. You will still be required to pay your minimum due payments. If you only make minimum payments, it will take you longer and may cost you more to clear the outstanding balance.

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