Get more than expected
Your British Airways American Express® Credit Card offers much more than just flights and upgrades.
Other benefits and rewards
Spread the cost of your purchases into equal monthly instalments. You can pay for your trip at our own pay pace and still collect Avios. It’s already on your Card and part of your existing credit limit. Simply log in to your Amex® Account or App and select an eligible purchase or a portion of your balance that you’d like to pay in instalments. Then choose between a 3, 6, or 12 month plan. There’s no interest but a fixed monthly fee applies. Subject to eligibility.1
Invite a friend to join American Express and you could get at least 4,000 bonus Avios if they are approved for a Card – up to 90,000 Avios a year.2 Simply log into invite a friend using your unique referral link. Your friend can choose the Card that best suits them. If they are approved, you’ll both get rewarded. Your friend must be a new Cardmember.
Add family members or a partner to your Account and collect 1,000 bonus Avios when you add your first Additional Card.3 Their spend will go towards earning your Companion Voucher and boost your Avios balance. You can receive up to five complimentary Additional Cards.
Get rewarded when you spend at the big brands and local spots you love. Log in to your Account or the Amex® App and select the ‘Offers’ tab. Browse through a wide selection of Offers and choose one that’s right for you. Save the Offer to your Card, and when you use that Card at the business, your Offer will be redeemed.
With partners including The National Theatre, Somerset House Summer Series or Brighton & Hove Albion Football Club, Amex Experiences brings you early ticket access or reserved tickets to some of the most sought after events in the UK. What's more, you can get exclusive offers and onsite benefits from some of our partners in the arts, music, dining and sport.
Your Card comes with a 24/7 helpline and emergency Card replacement, so you can leave your worries when you travel.4 The Global Assist service can help you locate lost luggage, or find you a lawyer, interpreter, or English-speaking doctor in a hurry. Global Assist can provide prescription replacement assistance and arrange an urgent message relay if you need to reach someone at home.
Receive up to £75,000 cover on public transport when you buy your ticket with your Card. 5 Click here for full details of the insurance benefits provided on your Card and how to make a claim. Subject to enrolment.
Enjoy up to £2,500 cover towards repair or replacement, or up to £200 per item if a UK retailer will not take back an eligible item purchased using the Card within 90 days.6 Subject to enrollment. To learn more click here. If you are not already enrolled, you can do so by making a claim via the Insurance Benefit Centre.
1. Your ability to create a new instalment plan will depend on an assessment of eligibility made at the time you seek to create an instalment plan. In order to be eligible, you must hold an American Express® Credit Card and your Account must be in good standing. You must have an eligible purchase on your eligible Card appearing on your current statement or posted to your Account but not yet appearing on a statement. You will be required to choose an eligible purchase or an amount of your balance of £100 or more. It’s important to consider whether an Instalment Plan is right for you. We have some illustrative examples and a calculator to help you decide whether a plan is suitable for you, which can be found by clicking americanexpress.com/uk/plan-it. If you want to use your American Express® Credit Card to withdraw cash, then an instalment plan may not be in your best interests as you would be paying off the instalment plan before your cash balance (which costs more). For this reason, using your Card to withdraw cash can affect your eligibility for an instalment plan.
2. Please login to your American Express Online Account or American Express® App to see the latest referral offer available.If you are eligible to participate in the Referral Programme, you may refer friends or family members as you wish but there are annual limits on the rewards you can earn through referrals. Please only refer friends and family who are happy to receive information from American Express. You can earn up to a maximum of 90,000 bonus Avios. Your friend must apply via the link you share with them to ensure you both receive your bonus. All introductory offers are subject to change and can be withdrawn at any time. Your friend will receive rewards depending on the Card they choose and their spend on this Card.
Your Card Account's eligibility to participate in the Referral Programme is based on your overall credit rating and other factors including your Account history with American Express.If payments to your American Express® Card Account are not kept up to date, you could lose your bonus points.
3. The term additional refers to the American Express® Supplementary Card programme. The bonus Avios offer is valid for the first approved Supplementary British Airways American Express Credit Card only. Please note, in rare circumstances it may take up to 90 days for the 1,000 bonus Avios to be applied to your Account. You may apply for several Supplementary Cards but you will only receive the 1,000 bonus Avios for the first approved Card. You will not receive this bonus if you have ever received it before. This offer is subject to change and may be withdrawn at any time.
4. Not all services are available in all locations and are subject to local laws. Global Assist service isn’t available for the American Express® Basic Card.
5. Please read the Insurance Documentation for full details of the Protection benefits currently available and to understand the limits and exclusions that may apply. Visit: go.amex/bainsuranceterms.
6. Excess of £50 applies. Terms, conditions and exclusions apply.
Please note some American Express Cards provide cover up to £300. Terms, conditions, and exclusions apply. Minimum purchase value £25.