Important Earn Rate Notice: Effective October 8, 2024, the Cobalt Card, which previously earned 2 points for every $1.00 in eligible gas station, transit and travel purchases, will no longer earn 2 points for every $1.00 in travel purchases. Your Card will continue to earn 2 points for every $1.00 in eligible gas station and transit purchases. Please see associated footnotes for more detailed descriptions of each category.