We can help you select an appropriate product!
American Express is pleased to offer a range of products and borrowing options for your lifestyle.
Our approach to offering appropriate consumer products
At American Express it is important to us that you find a product that is appropriate for you. We offer a variety of products including Personal Loans and Consumer Cards with borrowing features. To help you choose a product or borrowing features that may be appropriate for you, we have a number of tools across our website to assist you, such as:
CARDS
1. Help Me Choose
This tool helps you find an appropriate Card product for you! The Help Me Choose Tool asks questions to better present Card options that may be appropriate for your circumstances.
Based on your selection regarding the Card’s intended use, and benefits that appeal most to you, American Express can help you identify a product that is appropriate for you.
Click Here to get started.
2. Compare Cards
Compare Cards enables you to pick two or more Card products to compare side-by-side. This tool allows you to clearly see how different product offerings vary. By looking at annual fees and other product benefits, this tool can help you determine which product may be appropriate for you.
Want to learn more? Follow these easy steps:
- Click Here to get started
- Find the Card you want to begin comparing with and click ‘Compare Card’
- Lastly, add other card products you want to compare to help you select an appropriate Card.
3. View All Cards
At American Express, we have a variety of products across varying Product Categories, including:
- Membership Rewards® Cards
- Cash Back Cards
- No Annual Fee Cards
- Co-Branded Cards
- Travel Cards
Click Here to learn more about our products.
PERSONAL LOANS
Our Personal Loan calculator is designed to help you address your borrowing needs. You can use this to help calculate your estimated monthly payments based on the amount you would like to borrow and associated repayment terms. This tool can help you select an option that is appropriate for you before you apply.
You can check for an offer here. If you are eligible, the loan application also allows you to select the amount you would like to borrow and presents options for you to choose from, including your preferred monthly re-payment amounts based on your loan terms.
BORROWING OPTIONS
Some of our Card products contain borrowing features which you can review using the View All Cards tool. From time to time, we may provide borrowing offers to our customers such as Plan It®, credit limit increases, or special interest rate offers based on your eligibility. You may also visit the Borrowing Centre in your Online Services account to find any eligible borrowing offers. To learn more about our different borrowing options, please click here.
FREQUENTLY ASKED QUESTIONS
The best American Express Card for you depends on your financial needs, spending habits and lifestyle. Whether you travel frequently or require a card with flexible rewards, we recommend getting a card that supports your needs. American Express offers many different Cards, each with their own benefits, and using our Help Me Choose tool will help you find card options appropriate for you.
American Express offers a variety of Cards with flexible rewards and cash back opportunities suitable for students. Seen on the student section of our Cards page, we recommend cards with little to no annual fees and many benefits for students.
American Express offers a variety of Travel Cards that are packed with travel benefits, such as lounge access and more. Check out the travel section of our Cards page for more information.
Each American Express Card comes with its own benefits, such as extra points on select purchases or a greater cash back rate in selected categories. To look at card benefits, please view the View All Cards page.
You earn Membership Rewards® points for eligible purchases charged to your Membership Rewards enrolled Card. Simply charge your everyday purchases or business expenses to your Card and your points will add up quickly. Different Cards have different earn rates. Learn how to get the most out of every point with the range of redemption options by exploring the Membership Rewards section of our Cards page.
Cash back can be earned by using your American Express SimplyCash™ Preferred Card or SimplyCash™ Card on eligible purchases. Explore the Cash Back section of our Cards page for more information.
American Express Cards can be used in a variety of ways, but each have their own unique set of rewards and benefits to support your financial needs and lifestyle. Major Card categories include Travel, Membership Rewards, Cash Back, and more. Please check our cards page here for more information on each card and our Compare Cards tool can be used to check more of the differences between them.
Visit the American Express® Maps to search for eligible American Express Card accepting storefront businesses. You can also explore our Online Directory to see a sample of online businesses that accept American Express® Cards. This list of American Express® Card accepting merchants is intended for general reference purposes only. It does not represent a comprehensive list of all Card accepting merchants.
Want to apply for a Card?
Personal Cards: 1-800-567-2639
Small Business Cards: 1-877-891-0821
Need help with a question?
Whatever you need - question answered, issues addressed - we look forward to assisting you. Please check the contact us page to get in touch with an American Express representative.