Earn up to 15,000 Membership Rewards® points1*
by earning 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 on your Card in your first year as a new Cobalt Cardmember. This could add up to 15,000 points in a year.1*
That’s up to $150 towards your next weekend getaway.11
*Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Financial Information
Card TypeCredit Card
Additional CardsNo annual fee2
Annual Interest Rate21.99% on purchases and
21.99% on funds advances*
21.99% on funds advances*
Monthly Fee$12.99
(Equals fee of $155.88 per year of Cardmembership)
(Equals fee of $155.88 per year of Cardmembership)
How You Earn
5X
POINTS
On eats & drinks
Such as eligible restaurants or food delivery in Canada3
3X
POINTS
On streaming subscriptions
For eligible streaming subscriptions in Canada3
2X
POINTS
On gas, transit & ride share
For eligible gas, transit & ride share purchases in Canada3
1X
POINTS
On everything else
From online shopping, and more3
1
ADDITIONAL POINT
On Amex Travel Online
On eligible hotel or car rental bookings4
Featured Benefits
Front Of The Line®
Enjoy access to Front Of The Line® presale and reserved tickets for concerts, theatre productions, and other special events with American Express Experiences.18
The Hotel Collection
Enjoy special benefits when you stay 2 or more consecutive nights at participating properties with The Hotel Collection from American Express Travel.14
Member extras
Special Benefits Await! Unlock additional value from top brands with Member extras.33
All Benefits
Eligibility
To save time, make sure you can say yes to all of the following before applying for the American Express Cobalt® Card:
- You are a Canadian resident and have a Canadian credit file
- You are the age of majority in the province or territory where you live
Important Information
*Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have 2 separate Missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate Missed Payments, the applicable rates will be 28.99%. See the Information box included with the application for the definition of Missed Payment and which rates apply to changes on your account and other details.
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