American Express - American Express® Aeroplan®* Business Reserve Card

American Express® Aeroplan®* Business Reserve Card

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All fields are mandatory unless they are marked as optional.

First Name

Please enter your full First Name, for example, Jane. First Name can contain only letters (A-Z, upper and lower case), spaces, hyphens, and apostrophes. Standalone letters and initials are not accepted. The minimum character required is 2 and the maximum is 20. If your legal name is outside of these character limitations, please call 1-800-268-2639.

Middle Name (Optional)

Last Name

Please enter your full Last Name, for example, Frost. Last Name can contain only letters (A-Z, upper and lower case), spaces, hyphens, and apostrophes. Standalone letters and initials are not accepted. The minimum number of characters required is 2 and the maximum is 20. If your legal name is outside of these character limitations, please call 1-800-268-2639.

Name on Card

Business Email Address

Please provide a valid Email Address.

Date of Birth (DD/MM/YYYY)

Please enter your full Date of Birth.

Business Postal Code

Please enter the Postal Code of your Business (e.g. A1A1A1).

Business Phone Number

Canadian phone numbers only.

You will have the opportunity to review and edit all of your data prior to submitting the application.

American Express® Aeroplan®* Business Reserve Card

1-800-268-2639 Click here for frequently asked questions View Insurance Summary and Fact Sheet (Quebec Residents Only)

For Quebec residents only, please access and review the Insurance Summary and Fact Sheet prior to submitting this application.

®* For trademark ownership details see: americanexpress.ca/aeroplantrademarks.

Before You Begin

Product Information

Annual Interest Rate

Preferred Rate for Purchases : 21.99% effective from the day account is opened.
Preferred Rate for Funds Advances: 21.99% effective from the day account is opened.
Interest rates will increase to the Standard Rate of 25.99% for the next 12 billing periods if in any 12 month period you have 2 separate Missed Payments.
Interest rates will increase to the Basic Rate of 28.99% for the next 12 billing periods if in any 12 month period you have 3 or more separate Missed Payments.
"Missed Payment" means we did not receive the minimum monthly payment by the payment due date.

Interest-free Grace Period

21 days on new purchases from the Closing Date on your statement if we receive payment in full by the payment due date and if we do not, up to 25 days for new purchases on your next statement. For residents of Quebec, the interest-free grace period applies to all purchase balances each month, if we receive payment in full by the payment due date. There is no interest-free grace period for funds advances, Amex cheques and balance transfers, if offered.

Minimum Payment

The Minimum Payment is the lesser of (1) or (2), calculated as follows:
(1) the total of: (a) any previously billed minimum payment that remains unpaid on the Closing Date of the statement + (b) if applicable, installment amounts (including installment fees) charged on the billing statement PLUS
(for non-Quebec residents): (c) $10 + (d) Interest, Overlimit fees and Dishonoured Payment fees; or
(for Quebec residents): (c) 5% of the remaining balance owing that month OR
(2) the entire new balance of the billing statement.

Foreign Currency Conversion

Charges and refunds in a currency other than Canadian dollars will be converted into Canadian dollars by our affiliate on the date we process the charge or refund. Unless your charge or refund is in U.S dollars, it will first be converted to U.S. dollars and then into Canadian dollars. Unless required by law or used by custom, conversion rates are based on interbank rates selected from customary industry sources on the weekday prior to the processing date (except January 1 and December 25), which we increase by a single conversion commission of 2.5% of each charge. Any conversion commission we apply to the original charge will not be returned on a refund.

Annual Fees

Basic Card: $599; Supplementary Cards: $199 each, No Fee Supplementary Cards: $0. Charged on 1st statement after Card issued and once a year thereafter (regardless of card activation).

Other Fees

Charged on the day the transaction occurs except as noted:
Funds Advance: $2.75 each
Dishonoured Payment: $45 each
Statement Reprint: $3 per statement
Aeroplan®* Points Reinstatement: $20 for each reinstatement through Online Services or $30 for each reinstatement through other service channels (plus applicable taxes)
Overlimit: $29 when you exceed your credit limit and at the end of each subsequent billing period if you remain overlimit (except for Quebec residents)
Balance Transfer/Amex Cheque: Up to 3% of the amount of each balance transfer and Amex cheque, if offered, unless reduced for a specific offer.
Installment Program: A monthly fee of up to 1.2%, calculated on each balance moved to the installment program. This fee is charged according to your plan terms so long as the plan remains active on your account.

Requirements & Privacy

Make sure to first read and scroll to the end of Product Information above for interest rates, fees and disclosures.

You must be the age of majority in your province of residence and a Canadian resident with a Canadian credit file.

By accessing this application online, you consent to our collection, use and disclosure of your personal information to initiate and administer your application and account, and to authorize third parties to provide us personal information for these purposes. You will need to agree to the Terms & Conditions & Privacy at the end of this application. Please read our Privacy Code and Online Privacy Statement for more information regarding the following:

What information we collect such as information to identify you and background information;
How we collect information about you such as information you provide us, the products and services you use, from others with your consent (e.g. credit bureaus), and from the pages you view on our website;
The purposes for which we collect, use and disclose your information (e.g. to send relevant offers to you);
Your consent rights and choices, for example to not receive marketing; and
Additional examples to help you better understand how we collect, use, disclose and safeguard your personal information.

The Aeroplan®* program is operated by Aeroplan Inc. (Aeroplan), is subject to separate terms and conditions from Aeroplan, and Aeroplan is solely responsible for the Aeroplan program. We do not operate the Aeroplan program, and we do not redeem Aeroplan points. You will need to read and consent to the Aeroplan Terms and Conditions during this application process.

The collection, use or disclosure of your Information by Aeroplan and Air Canada®* in accordance with their privacy policies is not our responsibility. For details of how Aeroplan and Air Canada collect, use or disclose your Information and your privacy choices please see the “Special Aeroplan Provisions” section in Terms and Conditions and Privacy. You will need to read and consent to the Aeroplan Privacy Policy during this application process.

For residents of Quebec: Si vous êtes un résident du Québec, en procédant avec la présente demande en anglais vous reconnaissez que vous avez eu l’opportunité de réviser et d’utiliser la version française de la demande en ligne et de l’entente de titulaire de carte, que vous consentez à en recevoir copie de manière électronique et que c’est votre volonté expresse d’être lié seulement par la version anglaise de l’entente de titulaire de carte.