
American Express® Aeroplan®* Card
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About You
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All fields are mandatory unless they are marked as optional.
For Quebec residents only, please access and review the Insurance Summary and Fact Sheet prior to submitting this application.
®* For trademark ownership details see: americanexpress.ca/aeroplantrademarks.
Before You Begin
Product Information
Annual Interest Rate
As a charge card, the balance must always be paid in full each month in which case $0 in interest charges will apply. Interest rate of 30% applies to each delinquent charge. The rate is effective from the day account is opened.
Interest-free Grace Period
28, 29, 30 or 31 days from the Closing Date of the current statement to the Closing Date of the next statement depending on the number of days in the calendar month in which the current closing date occurs. The payment due date on the statement is set 6 days before the Closing Date to allow for payment processing by your financial institution.
Minimum Payment
Full balance shown on statement.
Foreign Currency Conversion
Charges and refunds in a currency other than Canadian dollars will be converted into Canadian dollars by our affiliate on the date we process the charge or refund. Unless your charge or refund is in U.S dollars, it will first be converted to U.S. dollars and then into Canadian dollars. Unless required by law or used by custom, conversion rates are based on interbank rates selected from customary industry sources on the weekday prior to the processing date (except January 1 and December 25), which we increase by a single conversion commission of 2.5% of each charge. Any conversion commission we apply to the original charge will not be returned on a refund.
Annual Fees
Basic Card: $120; Supplementary Cards: $50 each, No Fee Supplementary Cards $0. Charged on 1st statement after Card issued and once a year thereafter (regardless of card activation).
Other Fees
Charged on the day the transaction occurs:
Funds Advance: the greater of 3% of the amount of each funds advance, or $0.75 which is the minimum fee
Dishonoured Payment: $25 each
Aeroplan®* Points Reinstatement: $20 for each reinstatement through Online Services or $30 for each reinstatement through other service channels (plus applicable taxes)
Funds Advance: the greater of 3% of the amount of each funds advance, or $0.75 which is the minimum fee
Dishonoured Payment: $25 each
Aeroplan®* Points Reinstatement: $20 for each reinstatement through Online Services or $30 for each reinstatement through other service channels (plus applicable taxes)
Requirements & Privacy
Make sure to first read and scroll to the end of Product Information above for interest rates, fees and disclosures.
You must be the age of majority in your province of residence and a Canadian resident with a Canadian credit file.
By accessing this application online, you consent to our collection, use and disclosure of your personal information to initiate and administer your application and account, and to authorize third parties to provide us personal information for these purposes. You will need to agree to the Terms & Conditions & Privacy at the end of this application. Please read our Privacy Code and Online Privacy Statement for more information regarding the following:
- What information we collect such as information to identify you and background information;
- How we collect information about you such as information you provide us, the products and services you use, from others with your consent (e.g. credit bureaus), and from the pages you view on our website;
- The purposes for which we collect, use and disclose your information (e.g. to send relevant offers to you);
- Your consent rights and choices, for example to not receive marketing; and
- Additional examples to help you better understand how we collect, use, disclose and safeguard your personal information.
The Aeroplan®* program is operated by Aeroplan Inc. (Aeroplan), is subject to separate terms and conditions from Aeroplan, and Aeroplan is solely responsible for the Aeroplan program. We do not operate the Aeroplan program, and we do not redeem Aeroplan points. You will need to read and consent to the Aeroplan Terms and Conditions during this application process.
The collection, use or disclosure of your Information by Aeroplan and Air Canada®* in accordance with their privacy policies is not our responsibility. For details of how Aeroplan and Air Canada collect, use or disclose your Information and your privacy choices please see the “Special Aeroplan Provisions” section in Terms and Conditions and Privacy. You will need to read and consent to the Aeroplan Privacy Policy during this application process.
To help you find an appropriate American Express® Aeroplan®* co-brand product, please visit our product page. By proceeding with this application, you acknowledge that you had the opportunity to review our products and have selected this product (including applicable lending features) as appropriate for your circumstances, including your financial needs. For information on our approach to offering appropriate products, please visit amex.ca/appropriate-products.
The collection, use or disclosure of your Information by Aeroplan and Air Canada®* in accordance with their privacy policies is not our responsibility. For details of how Aeroplan and Air Canada collect, use or disclose your Information and your privacy choices please see the “Special Aeroplan Provisions” section in Terms and Conditions and Privacy. You will need to read and consent to the Aeroplan Privacy Policy during this application process.
To help you find an appropriate American Express® Aeroplan®* co-brand product, please visit our product page. By proceeding with this application, you acknowledge that you had the opportunity to review our products and have selected this product (including applicable lending features) as appropriate for your circumstances, including your financial needs. For information on our approach to offering appropriate products, please visit amex.ca/appropriate-products.
For residents of Quebec: Si vous êtes un résident du Québec, en procédant avec la présente demande en anglais vous reconnaissez que vous avez eu l’opportunité de réviser et d’utiliser la version française de la demande en ligne et de l’entente de titulaire de carte, que vous consentez à en recevoir copie de manière électronique et que c’est votre volonté expresse d’être lié seulement par la version anglaise de l’entente de titulaire de carte.