More Cards.
More possibilities.
Add Employee Cards starting at a $0 annual fee*
Delegate, stay in control and easily manage employee spending
Use Employee Cards to:
- Streamline reconciliation
- Minimize paperwork
- Reduce the need for petty cash
- Avoid the need for employees to pay out-of-pocket for business expenses
- Set spending amounts on employee spending
- Give team members more autonomy and responsibility
- Free up more of your time to focus on specific business needs
Your Card earns 1.25 Membership Rewards®
points per $1 in eligible purchases1
American Express® Employee Business Gold Cards
- 1.25X points1
- $0 annual fee*
Employee Business Platinum Cards® from American Express
- 1.25X points1
- $250 annual fee*
- American Express Global Lounge Collection™2
- Special privileges at Toronto Pearson Airport3
- Fine Hotels + Resorts4
It all adds up to more points you can redeem towards statement credits5, office supplies, client or employee gift cards6 and more.
Add a Card at any time
Log in or open the app to add Employee Cards whenever you need them.
Set spending amounts with the Employee Card Spending Program7
Each Employee Card on your account can be assigned an individual spending amount.8 You can change the set amount at any given time based on your business needs.9
Freeze or unfreeze Employee Cards
Just like your Card, you can temporarily freeze any Employee Cards should they be lost or misplaced. This will help prevent them from being used for select new purchases.10 See how it works
Your Business Platinum Card may be covered for eligible unauthorized charges if you terminate the employee and cancel their Employee Card within 2 business days.
Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Employee Card for unauthorized charges.
- Employee Business Gold Cards, $0 annually*
- Employee Business Platinum Cards, $250 annually*
* As a Charge Card, interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month.
An Employee Card is a Supplementary Card. $250 annual fee for Employee Business Platinum Cards® from American Express and $0 annual fee for Employee American Express® Business Gold Cards. Maximum of 99 Employee Cards per account.
1. Account must be in good standing. Membership Rewards points (points) earned by the Basic Cardmember on all purchases, less credits and adjustments. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points. Earn 1.25 points for every $1.00 in eligible purchases charged to your Card.
2. Global Lounge Collection – Holders of the Business Platinum Card may access participating Canadian and International airport lounges (“Participating Lounges”) on a complimentary basis, upon presentation of the required entry documentation. Participating Lounges may change from time to time. House rules, terms and conditions of Participating Lounges apply. Use of Participating Lounges is subject to availability. Unless otherwise stated, Participating Lounge access cannot be used in conjunction with any other offer or benefit and is subject to change or cancellation at any time.
3. Toronto Pearson Valet Service – Basic and Employee Business Platinum Cardmembers must charge the parking fee to their Business Platinum Card for the associated Valet fee to be waived. Waived fee applies only to Toronto Pearson Airport Valet Services in Terminal 1 and 3. For more information on Valet Service visit torontopearson.com.
Toronto Pearson 15% Parking Discount – 15% discount on the cost of parking (including taxes) will be provided as a credit to your Business Platinum Card statement. The parking lot is subject to availability. Discount available at Express Park in Terminal 1 and Daily Park in Terminals 1 & 3. 15% Discount cannot be used when reserving parking on Greater Toronto Airport Authority’s (GTAA) Parking Reservation system or in conjunction with any other offers or discounts offered by GTAA. Terms subject to change. For more information on parking lots visit torontopearson.com.
American Express Basic and Employee Cardmembers with an eligible Card are entitled to access the Pearson Priority Lanes (“Priority Lanes”). The Priority Lanes are serviced by the Greater Toronto Airport Authority. Priority Lanes are located at select departure areas at Toronto’s Pearson International Airport in Terminals 1 & 3. Access to a Pearson Priority Lane is available to eligible Canadian Cardmembers and companions travelling on the same itinerary. The eligible Cardmember can request single-use QR Codes online by visiting go.amex/yyz. For assistance, please call the phone number on the back of your Card. Access to the Priority Lanes is intended for the Basic and Employee Cardmember and a reasonable number of persons travelling with them on the same itinerary. If we determine, in our sole discretion, that a Cardmember (or Employee Cardmember, as applicable) is not using this benefit as intended, we reserve the right to revoke your access to the benefit or to cancel your Card account. All passengers departing from Pearson International Airport, including those accessing the Priority Lane, are required to comply with airport security and customs screening requirements. Priority Lanes access is subject to change or cancellation at any time and additional terms and conditions apply.
4. Fine Hotels + Resorts – Valid only for new Fine Hotels + Resorts (FHR) bookings made through Platinum Card Travel Service, Centurion Travel, americanexpress.ca/travel or americanexpress.ca/fhr. Payment must be made with an American Express Card in the Canadian Platinum, Business Platinum, Corporate Platinum, or Centurion Cardmember’s name. Available for Canadian Cardmembers of The Platinum Card®, The Business Platinum Card® from American Express, American Express® Corporate Platinum Card or Centurion® Card from American Express. Platinum, Business Platinum, or Centurion Cardmember must travel on the itinerary booked under FHR reservations to be eligible for benefits described. Limit of one (1) benefit package per room per stay. Benefit package can include Noon check-in, Room upgrade, Daily breakfast for two people, guaranteed 4:00 pm late check-out, plus an additional special benefit. Noon check-in and room upgrade based on availability and provided at check-in. Certain room categories are not eligible for room upgrades. Call Platinum Card Travel Service, or Centurion Travel for details. The type and value of the daily breakfast (for two) varies by property. The actual value of the daily breakfast will be communicated at the time of check-in. Daily breakfast will be valued at a minimum of US$60 per room per day. Any charges that exceed the value of the daily breakfast will be the responsibility of the Cardmember and will be charged separately. Additional special benefit varies by property, is subject to change, and cannot be redeemed for cash. FHR cannot be combined with other offers unless indicated. Benefit package expires at check-out. Platinum, Business Platinum, or Centurion Cardmembers may book up to a maximum of three (3) rooms under the FHR Program per stay. Back-to-back stays booked by a single Cardmember, Cardmembers travelling in the same party and staying in the same room, within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. In the event the Platinum, Business Platinum, Corporate Platinum, or Centurion Cardmember cancels the reservation(s), FHR rates and benefit package will no longer apply to any remaining reservation(s). Participating Fine Hotels + Resorts properties and benefits are subject to change. Complimentary Wi-Fi is provided in room, with the exception of select properties where In-Room Wi-Fi is included as part of a mandatory daily resort fee or is not available. In these instances complimentary Wi-Fi will be provided in a common space on property. Call Platinum Card Travel Service, or Centurion Travel for property specific details regarding Wi-Fi.
5. You can redeem Membership Rewards points for a statement credit towards an Eligible Purchase charged to an Eligible Card. You must redeem a minimum of 1,000 points per redemption. Redemption rates may vary by Eligible Card. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. If an otherwise Eligible Purchase participates in the American Express Installment Program, only the amount billed each month will be counted as an Eligible Purchase. You can register for online services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card.
6. Membership Rewards points can be redeemed for Gift Cards, Certificates and other merchandise. The Gift Card or Certificate is subject to the Terms and Conditions indicated on the reward. For Full Membership Rewards Terms & Conditions, visit membershiprewards.ca or call 1-800-668-2639.
7. Page links to Full Terms of the Employee Card Spending Program.
8. You may select a spending amount up to which an Employee Cardmember will be able to make charges to their Employee Card during each billing period. This spending amount is not affected by payments or credits made by or on behalf of the Employee Cardmember during a billing period. The spending amount will automatically reset at the beginning of each new billing period. It is your responsibility to ensure each Employee Cardmember is made aware of any spending amount that applies to their account as well as the date on which the spending amount resets each month. You can select a different spending amount for each Employee Cardmember.
9. You may change the set spending amount you have previously selected at any time. If the spending amount is increased, the Employee Cardmember’s ability to charge will be increased once we are able to process the change. Unlike the initial enrolment of an Employee Cardmember, charges made by that Employee Cardmember before that date will be included in the spending amount for the current billing period. For example, if an Employee Cardmember has a $1000 spending amount in place and has already made $750 in charges so far this billing period, if you increase the spending amount to $2000 per month, that $750 balance will be included as part of the $2000 spending amount. This means that the Employee Cardmember will only be able to charge $1250 for the remainder of the current billing period and then $2000 for each billing period thereafter.
10. Available to American Express Consumer and Small Business Cards. Not applicable for all new purchases. The following purchases do not qualify and will still be processed even if the Cardmember has frozen the Card: automated or pre-authorized payments, recurring bills or subscriptions, transactions on any Employee Cards if only the Basic Card is frozen (each Employee Card must be frozen separately), mobile wallet transactions (including adding a Card to a mobile wallet), using the Card for online payments at merchants where the Card is stored on file or set up as the method of payment, and offline and delayed authorizations (such as purchases made aboard airlines). After freezing the Card, it will automatically unfreeze after 7 days.
11. This product is administered by Royal & Sun Alliance Insurance Company of Canada.
†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
®, TM: Used by Amex Bank of Canada under license from American Express