American Express^® Aeroplan^®* Business Reserve Card

American Express<sup>®</sup> Aeroplan<sup>®*</sup> Business Reserve Card

Your happy places are waiting

UP TO 90,000 POINTS

Earn 65,000 Aeroplan^®* points²^*

after spending $10,500 on your Card within the first 3 months as a new American Express^® Aeroplan^®* Business Reserve Cardmember.²^*

Earn 25,000 Aeroplan^®* points^2*

when you spend $3,500 in month 13.^2*

^*Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.

Financial Information

Card Type

Credit Card

Annual Fee

$599

Product Terms

21.99% on purchases and 21.99% on funds advances^*

Supplementary Card Fee

$199 for Aeroplan®* Business Reserve Cards
$0 for Aeroplan®* Business Reserve No Fee Cards

Meet your new business travel companion

Take business travel to the next level with rewards and benefits that exceed your expectations.

How You Earn

3X
AEROPLAN POINTS
On Air Canada
For eligible direct purchases with Air Canada®* and Air Canada Vacations®*⁸
2X
AEROPLAN POINTS
on eligible hotel and car rentals
For eligible direct purchases in Canada*⁸
1.25X
AEROPLAN POINTS
On everything else
From additional travel needs to everyday business expenses and more⁸

Featured Benefits

Earn up to $2,700 or more in value within your first 13 months of Cardmembership!²⁵
When you combine the Welcome Bonus offer and the value you get from exceptional travel benefits such as Maple Leaf Lounge^TM3‡ Access and Priority Pass ^TM*, you can earn up to $2,700 or more in value within your first 13 months.²⁵
Get a 4^th Night Free
As an American Express^® Aeroplan^®* Business Reserve Cardmember, receive an extra night free for every 3 hotel nights redeemed with Aeroplan points.³² Enjoy even more at over 300,000 hotel properties worldwide!

This offer ends December 31, 2024.
Earn 3X the points on flights booked directly with Air Canada^®*
Earn 3 points for every $1 spent on eligible Air Canada^®* and Air Canada^®* Vacations purchases⁸
Reach Aeroplan Elite™ Status faster
Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible Card purchases.^4‡
Receive one Annual Worldwide Companion Pass
Your Pass lets you buy a companion Air Canada economy class ticket at a fixed base fare starting at $99 (plus taxes, fees, charges and surcharges).^9‡
Complimentary upgrade to Avis^®*** President’s Club
Aeroplan and Avis are pleased to offer complimentary upgrade to Avis President’s Club with your eligible American Express^® Aeroplan^®* Business Reserve Card³¹
$100 NEXUS◊ Card Statement Credit³⁰
Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card³⁰

All Benefits

Earning Points

Earn 3 Aeroplan^®* points for every $1 spent on eligible Air Canada^®* and Air Canada^®* Vacations purchases⁸
Earn 2 Aeroplan points for every $1 spent on eligible hotels and car rentals⁸
Earn 1.25 Aeroplan points for every $1 spent on everything else⁸
Your Aeroplan points will not expire as long as you are an American Express Aeroplan Basic Cardmember³⁴
Redeeming Points

Book flight reward tickets for even fewer points with Air Canada²¹
Business Benefits

Business and expense management tools and resources
Business and travel insurance benefits and services
The flexibility to pay balances in full or over time
Payment Flexibility

Leverage your cash flow with the option of carrying a balance or paying in full each month.
Supplementary Cards

Supplementary Cards are very useful tool to help you control employee expenses plus track and accumulate points on your account, so you have an opportunity to maximize the points you earn¹⁷.
Dedicated Customer Service

Get information about Card benefits or online account management from specially trained Small Business service specialists. Simply dial the number on the back of your Card and enter your Card number to reach a Business specialist.
Employee Card Misuse ^15†

Your American Express^® Aeroplan^®* Business Reserve Card may be covered for eligible unauthorized charges if you terminate the employee and cancel their Supplementary Card within 2 business days. Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.
Travel Emergency Assistance^14†

Can provide eligible Cardmembers with access to out-of-town worldwide emergency medical assistance services and legal referrals by telephone, 24/7/365
Out of Province/Country Emergency Medical Insurance (For under age 65)^15†

Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.
Flight Delay Insurance^15†

You can receive up to $1,000 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your American Express^® Aeroplan^®* Business Reserve Card.
Baggage Delay Insurance¹⁵

You can receive up to $1,000 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for six or more hours when you fully charge your airline ticket to your American Express® Aeroplan®* Business Reserve Card.
Lost or Stolen Baggage Insurance¹⁵

You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined when you fully charge your airline tickets to your American Express® Aeroplan®* Business Reserve Card.
Hotel Burglary Insurance^15†

You can receive up to $1,000 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your American Express® Aeroplan®* Business Reserve Card.
Car Rental Theft and Damage Insurance^23†

You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your American Express® Aeroplan®* Business Reserve Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.
$500K Travel Accident Insurance^16†

You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your American Express® Aeroplan®* Business Reserve Card.
Trip Cancellation Insurance¹⁵

You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your American Express® Aeroplan®* Business Reserve Card before your departure date should you cancel your trip for a covered reason. You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $3,000 for all insured persons combined.
Trip Interruption Insurance^15†

When you charge your travel arrangements to your American Express® Aeroplan®* Business Reserve Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date, should your trip be interrupted or delayed for a covered reason. You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.
Purchase Protection^® Plan^15†

You can be insured for eligible items charged to your American Express^® Aeroplan^®* Business Reserve Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
Buyer’s Assurance^® Protection Plan^24†

Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your American Express^® Aeroplan^®* Business Reserve Card.
Travel Benefits:

Free First Checked Bag

You and up to eight companions travelling on the same reservation will all enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^7‡.
Priority Check-In

Enjoy Priority Check-In with up to eight companions when you travel on the same reservation for any trip originating on an Air Canada flight^6‡.
Priority Boarding

You’ll beat the boarding rush when you and up to eight companions travelling on the same reservation access Priority Boarding for trips originating on an Air Canada flight⁶.
Priority Baggage Handling

Get your bags on the carousel first when you arrive at your destination with Priority Baggage Handling for you and up to eight others travelling on the same reservation. This applies to travel originating on an Air Canada flight^6‡.
Priority Airport Standby

With Priority Airport Standby, when a seat becomes available on a full-capacity flight, you’ll have priority access over other travelers with the same Aeroplan status and fare type^5‡.
Priority Airport Upgrades

With Priority Airport Upgrades, Elite or Super Elite status Cardmembers will receive higher priority when requesting eUpgrades. Should a seat become available, as an American Express^® Aeroplan^®* Business Reserve Card you will be assigned to it before Aeroplan members who have the same status^5‡.
Lounge Benefits:

Maple Leaf Lounge^TM Access

Enjoy access to select Maple Leaf Lounges for you and a guest in North America, with a same day ticket on a departing Air Canada or Star Alliance^TM flight. Simply show your boarding pass and let the relaxation begin.^3‡
Priority Pass^TM

American Express^® Aeroplan^®* Business Reserve Card members can receive complimentary membership in Priority Pass – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and simply enjoy the fact that the travel experience has begun before your plane has even left the ground.²²
Toronto Pearson International Airport Benefits:

If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express^® Aeroplan^®* Business Reserve Card member
Access to Pearson Priority Security Lane¹⁰
Complimentary valet service at the Express Park and Daily Park¹¹
15% discount on parking rates at the Express Park and Daily Park¹²
15% discount on Car Care Services¹³
Access to Pearson Priority Security Lane¹⁰

Breeze through security: Enjoy access to the Pearson Priority Security Lane
Complimentary Valet Services

Get your car parked faster with complimentary valet at Pearson: Get complimentary valet service at the Express Park and Daily Park at Toronto Pearson International Airport¹¹
Discount on Parking Rates

Save on parking at Pearson: Get 15% off parking rates at the Express Park and Daily Park at Toronto Pearson International Airport¹²
Discount on Car Care Services

Save on Car Care Services at Pearson: Get 15% off Car Care Services at Toronto Pearson International Airport¹³
Front Of The Line^® Amex Presale and Reserved Tickets^TM

Get access to Front Of The Line^® Amex Presale Tickets^TM¹⁸ and Amex Reserved Tickets^TM¹⁸ to some of the most in-demand concerts, theatre productions, and special events often before the general public.
Front Of The Line^® Emails

Learn more at amex.ca/frontoftheline, and subscribe to receive Front Of The Line Amex Presale and Reserved Ticket emails to get the hottest event listings sent directly to your inbox.
Special Access¹⁹ for all Cardmembers

Cardmembers can breeze through the line with the American Express entrance at Budweiser Stage, sit back and relax in American Express Lounge at Budweiser Stage, and enjoy express service at Priority Bars at the Princess of Wales Theatre, Royal Alexandra Theatre, and CAA Ed Mirvish Theatre.¹⁹
24/7 Customer Service

Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7 about whatever you need big or small. Wherever you are in the world.
Emergency Card Replacement

Problem? Wherever you are, call us and we’ll help sort it.
Fraud Protection Guarantee

Use the American Expresssup>® Aeroplan^®* Business Reserve Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN²⁰.
Amex Offers²⁶

Make business purchases more rewarding with special offers for dining, travel, business supplies and services, and more through the Amex App or Online Services. New offers are always being added, so be sure to check regularly.
Unlock additional value from top brands with Member extras³³

Become a Cardmember and you could be eligible to unlock access to statement credits, experiences, and benefits from top brands with Member extras³³.

^{Plan It^® - The American Express^® Installment Program}

Split up large purchases into manageable monthly installment with no additional interest and a fixed fee. Terms & conditions apply.

Get more payment flexibility with Plan It.

Earn rewards as usual
No additional interest and a fixed monthly fee
No additional credit checks or applications
Learn more at amex.ca/installments

Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet

Help Me Choose

Eligibility

To save time, make sure you can say yes to all of the following before applying for the American Express^® Aeroplan^®* Business Reserve Card:

You are a Canadian resident and have a Canadian credit file
You are the age of majority in the province or territory where you live

Important Information

* Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.Maximum of 99 Supplementary Cards. Supplementary Card applicant must be the age of majority.

†All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.

Apply now for the American Express^® Aeroplan^®* Business Reserve Card.

Apply Now

Need help applying?

Don't hesitate to contact us.

Call us at

1-877-891-0821

Speak to a Specialist

Need help applying?

Don't hesitate to contact us.

Call us at

1-877-891-0821

Speak to a Specialist

Need help applying?

Don't hesitate to contact us.

Call us at

1-877-891-0821

Speak to a Specialist

See how the American Express® Aeroplan®* Business Reserve Card stacks up

American Express® Aeroplan®* Business Reserve Card

Your happy places are waiting

Meet your new business travel companion

3X

AEROPLAN POINTS

On Air Canada

For eligible direct purchases with Air Canada®* and Air Canada Vacations®*8

2X

AEROPLAN POINTS

on eligible hotel and car rentals

For eligible direct purchases in Canada*8

1.25X

AEROPLAN POINTS

On everything else

From additional travel needs to everyday business expenses and more8

Earn up to $2,700 or more in value within your first 13 months of Cardmembership!25

When you combine the Welcome Bonus offer and the value you get from exceptional travel benefits such as Maple Leaf LoungeTM3‡ Access and Priority Pass TM*, you can earn up to $2,700 or more in value within your first 13 months.25

Get a 4th Night Free

As an American Express® Aeroplan®* Business Reserve Cardmember, receive an extra night free for every 3 hotel nights redeemed with Aeroplan points.32 Enjoy even more at over 300,000 hotel properties worldwide!This offer ends December 31, 2024.

Earn 3X the points on flights booked directly with Air Canada®*

Earn 3 points for every $1 spent on eligible Air Canada®* and Air Canada®* Vacations purchases8

Reach Aeroplan Elite™ Status faster

Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible Card purchases.4‡

Receive one Annual Worldwide Companion Pass

Your Pass lets you buy a companion Air Canada economy class ticket at a fixed base fare starting at $99 (plus taxes, fees, charges and surcharges).9‡

Complimentary upgrade to Avis®*** President’s Club

Aeroplan and Avis are pleased to offer complimentary upgrade to Avis President’s Club with your eligible American Express® Aeroplan®* Business Reserve Card31

$100 NEXUS◊ Card Statement Credit30

Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card30

Rewards that work as hard as you do

Earn points that you can redeem in a variety of ways – from Air Canada®* flights to gift cards, and more.

Discover a full suite of business solutions

From easy-to-use account management tools to financial flexibility, it’s powerful backing that meets your business needs.

Business coverage

Your Card can help keep your business protected, so you can focus on what matters most.

Travel coverage

Road trip or flight, you could be protected when you book travel with your Card.

Purchase coverage

Get to know how your Card can help protect your business purchases.

Book business travel with more benefits

From airfare to airport privileges, hotel stays to car rentals, your Card has loads of benefits to help make every work trip one to look forward to.

Say hello to Amex ExperiencesTM

Open the door to memorable experiences we think you’ll love.

World-class service

Customer service that always has your back – anytime, anywhere.

Special Business Offers with American Express

Explore offers for dining, travel, business supplies and services, and more – from brands you love.

Plan It® - The American Express® Installment Program

Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet

American Express^® Aeroplan^®* Business Reserve Card

For eligible direct purchases with Air Canada®* and Air Canada Vacations®*⁸

For eligible direct purchases in Canada*⁸

From additional travel needs to everyday business expenses and more⁸

Earn up to $2,700 or more in value within your first 13 months of Cardmembership!²⁵

When you combine the Welcome Bonus offer and the value you get from exceptional travel benefits such as Maple Leaf Lounge^TM3‡ Access and Priority Pass ^TM*, you can earn up to $2,700 or more in value within your first 13 months.²⁵

Get a 4^th Night Free

As an American Express^® Aeroplan^®* Business Reserve Cardmember, receive an extra night free for every 3 hotel nights redeemed with Aeroplan points.³² Enjoy even more at over 300,000 hotel properties worldwide!

This offer ends December 31, 2024.

Earn 3X the points on flights booked directly with Air Canada^®*

Earn 3 points for every $1 spent on eligible Air Canada^®* and Air Canada^®* Vacations purchases⁸

Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible Card purchases.^4‡

Your Pass lets you buy a companion Air Canada economy class ticket at a fixed base fare starting at $99 (plus taxes, fees, charges and surcharges).^9‡

Complimentary upgrade to Avis^®*** President’s Club

Aeroplan and Avis are pleased to offer complimentary upgrade to Avis President’s Club with your eligible American Express^® Aeroplan^®* Business Reserve Card³¹

$100 NEXUS◊ Card Statement Credit³⁰

Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card³⁰

Earn points that you can redeem in a variety of ways – from Air Canada^®* flights to gift cards, and more.

Say hello to Amex Experiences^TM

^{Plan It^® - The American Express^® Installment Program}