Explore your Platinum Card®
Benefits
From worldwide airport lounge access and special benefits at fine hotels around the world, to exclusive events and elevated service, experience the world with the many benefits of Platinum.
Featured Platinum Benefits
Multi-Card Carousel
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Global Dining Collection
Access to specially reserved tables at participating restaurants is waiting for you through the Global Dining Collection, with the Platinum Card. (1)
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$200 Annual Dining Credit
Try out the latest spot with a $200 Annual Dining Credit to use at a curated list of Canada’s top restaurants when you spend at least $200. (2)
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$100 NEXUS Card Statement Credit
Get to where you’re going faster with NEXUS and get up to $100 in statement credits every four years on your NEXUS application or renewal fees, with your Platinum Card. (3)
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Fine Hotels + Resorts
Make where you stay a destination itself with benefits at Fine Hotels + Resorts worldwide like guaranteed late check-out and complimentary breakfast for two, with your Platinum Card. (4)
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The American Express Global Lounge Collection
The American Express Global Lounge Collection unlocks access to more than 1,400 airport lounges across 140 countries and counting. (5)
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$200 Annual Travel Credit
Go ahead and get the room upgrade using the $200 Annual Travel Credit with the Platinum Card from American Express. (6)
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Platinum Service
Explore the features designed to make using your Platinum Card quick and convenient.
No Pre-Set Spending Limit
Your purchases are approved based on a variety of factors, including your credit record, account history and personal resources.
Your Platinum Card does not have a pre-set spending limit
No Pre-set Spending Limit on purchases does not mean unlimited spending.
Check Spending Power
Simply enter the dollar amount you plan to spend and find out immediately, helping you make purchases confidently. Use the Check Spending Power tool in your Online Account or American Express app. Approval based on account status at the time of request.
The Check Spending Power tool is available to help give you peace of mind by confirming in advance if a purchase is likely to be approved.
Flexible Payment Option
Flexible Payment Option provides you with the flexibility to pay a portion of your balance over time, if and when you choose to use it.
Whether you’re making everyday purchases, navigating unexpected expenses, or planning for the future, you’re in control of how you pay your account.
The American Express® App
The Amex App is the convenient way to keep track of your account information, rewards, offers, and more.
Your Platinum Card brings you a world of value across categories you love
Platinum Care
Wherever you are in the world and whatever you need, we are there for you 24 hours a day, 365 days a year. That is the promise of Platinum Care.
Insurance
Whether you're travelling abroad or shopping nearby, you can enjoy the extensive coverages offered by Platinum.
Offers
Member extras and Amex Offers rewards you at places you like to shop, dine, travel and more. 7,8
Membership Rewards
Whether you choose to redeem your points to cover your groceries or a flight for your next getaway, every point counts.9
Dining & Events
Access specially curated experiences across music, dining, shopping and more.
Travel
Enjoy complimentary access to the Global Lounge Collection, receive an annual Travel Credit, and more.
Not a Platinum Cardmember?
If you are interested in The Platinum Card®, we’d love to show you how Platinum helps you do more of what you love.
Quick Links
Enrol in benefits
Locate airport lounges around the world
Earn Membership Rewards® points for each Additional Card added to your account10
Make everyday purchases more rewarding with offers tailored just for you
Book flights, hotels, and car rentals
You could earn bonus points for each approved referral, up to a maximum annual referral bonus of 225,000 points.11
1. Global Dining Collection – Benefits available for Canadian Platinum Cardmembers at participating restaurants. Account must be in good standing. Participating restaurants are subject to change without notice. Benefits vary by participating restaurant. The benefits have no cash value, cannot be exchanged or substituted, and cannot be combined with any other dining promotions or offers unless indicated otherwise. In order to take advantage of the benefits, reservations must be made through Platinum Concierge and the restaurant charge must be charged to your Platinum Card. Fulfillment of the program benefits is the responsibility of the individual participants. The reserved table benefit is limited to one (1) table for up to four (4) people or two (2) tables for up to two (2) people until approx. 10am daily. Reservations are based on a first-come, first-served basis and are subject to availability. In the event of a reservation cancellation, the Cardmember will be subject to the restaurant’s cancellation policy, which will be communicated to the Cardmember by Concierge at the time of booking. Concierge is not responsible for informing the restaurant of your dietary restrictions or for the restaurant being able to accommodate the restrictions; we do ask that you provide this information directly to the restaurant.
2. $200 Annual Dining Credit – Effective September 26, 2023, Basic Platinum Cardmembers will have access to the $200 CAD Annual Dining Credit. Enrolled Cardmembers will be eligible to receive a statement credit of $200 CAD following a single transaction of $200 CAD or more (including taxes and gratuity) at one of the eligible restaurants listed on our website at the time of the transaction. If an eligible restaurant is located in a hotel and the charge does not appear on your statement as a separate itemized transaction (for example, if you charged the meal to your room as part of your hotel stay), it may not be eligible for the $200 Annual Dining Credit. To qualify, the purchase must be charged to your Card directly by the restaurant, and the restaurant must appear on your statement as the merchant (not the hotel. Credit is available only once per redemption period. Participating restaurants are subject to change. Spend must be in one transaction. A one-time enrolment is required for the $200 Annual Dining Credit through Amex Offers and Cardmembers will automatically be enrolled for future redemption periods and do not need to re-enroll. Each calendar year is a separate redemption period. In 2023, however, the redemption period will be from September 26, 2023 until December 31, 2023.
Benefit resets automatically each year on January 1 for each year this benefit is available. American Express reserves the right to modify, replace or terminate this benefit at its discretion.
Any credit not redeemed during the applicable redemption period will not roll over to the following redemption period and will expire. Your Card must be charged prior to the end of each redemption period (December 31) to be eligible for the credit within that redemption period.
This benefit is available to Basic Platinum Cardmembers only. If you switch to a new Card product that is not eligible for this benefit, enrolment will be removed from your Card account. If you are no longer eligible for this benefit due to a change in account status, including but not limited to fraudulent flags, suspension, or cancellation, it will be removed from your account.
Benefit only available for dine-in services. Benefit excludes purchases of gift cards and vouchers, transactions made towards deposits charged upfront by the venue, cancellation and no-show charges, take away or dine-at-home services.
Benefit limited to the Card to which the offer is saved and only spend on this Card counts towards the benefit. Transactions made with a Supplementary Card are not eligible for the credit.
Credit should appear on your billing statement within 5 business days from qualifying spend but may take up to 150 days from the offer end date. Credit may be reversed if your qualifying purchase is refunded or cancelled.
For full terms that apply to registering your Card in the program, see Program Terms.
3. $100 NEXUS Card Statement Credit – American Express® Platinum Cardmembers are eligible to receive up to $100 CAD in statement credits every four (4) years for application or renewal fees for the NEXUS program when charged to an eligible Card. Cardmembers will receive statement credits for their total spend on NEXUS fees rounded down to the nearest dollar, up to a maximum of $100 CAD in cumulative statement credits, per account per four (4) year period, regardless of whether the NEXUS fees are charged on the Basic or Supplementary Card. American Express will not provide additional statement credits once the maximum of $100 CAD in cumulative statement credits have been issued for subsequent NEXUS application or renewal fees charged to the same eligible Card within the same four (4) year period even if the original application is rejected. For existing Cardmembers as of September 1, 2021, the first four (4) year period runs from September 1, 2021 until August 31, 2025. For new Cardmembers after September 1, 2021, the first four (4) year period runs from the initial Card anniversary date until the day before the fourth (4th) Card anniversary date. In either case, each subsequent four (4) year period follows the period that immediately preceded it. American Express has no control over the application and/or approval process for the NEXUS program and does not have access to any information provided to the government by the Cardmember or by the government to the Cardmember. American Express has no liability regarding the NEXUS program. The NEXUS program is run by CBSA and the U.S. Customs and Border Protection independently (without administration by American Express). For additional information on the NEXUS program, please visit
www.cbsa-asfc.gc.ca/prog/nexus/term-eng.html. The NEXUS program is subject to change, and American Express has no control over those changes.
4. Fine Hotels + Resorts – Valid only for new Fine Hotels + Resorts (FHR) bookings made through Platinum Card Travel Service, americanexpress.ca/travel
or americanexpress.ca/FHR. Payment must be made with an American Express Card in the Canadian Platinum Cardmember's name. Available for Canadian cardholders of The Platinum Card® from American Express. Platinum Cardmembers must travel on the itinerary booked under FHR reservations to be eligible for benefits described. Limit of one (1) benefit package per room per stay. Benefit package can include Noon check-in, Room upgrade, Daily breakfast for two people, guaranteed 4:00 pm late check-out, plus a unique property benefit. Noon check-in and room upgrade based on availability and provided at check-in. Certain room categories are not eligible for room upgrades. Call Platinum Card Travel Service for details. The type and value of the daily breakfast (for two) varies by property. The actual value of the daily breakfast will be communicated at the time of check-in. Daily breakfast will be valued at a minimum of US$60 per room per day. Any charges that exceed the value of the daily breakfast will be the responsibility of the Cardmember and will be charged separately. To receive the breakfast credit, the breakfast bill must be charged to your hotel room. The breakfast credit will be applied at check-out. Unique property benefit varies by property, is subject to change, and cannot be redeemed for cash. To receive the unique property benefit, the eligible spend must be charged to your hotel room and the credit will be applied at check-out. FHR cannot be combined with other offers unless indicated. Benefit package expires at check-out. Platinum Cardmembers may book up to a maximum of three (3) rooms under the FHR Program per stay. Back-to-back stays booked by a single Cardmember, Cardmembers travelling in the same party and staying in the same room, within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. In the event the Platinum Cardmember cancels the reservation(s), FHR rates and benefit package will no longer apply to any remaining reservation(s). Participating Fine Hotels + Resorts properties and benefits are subject to change. Complimentary Wi-Fi is provided in room, with the exception of select properties where In-Room Wi-Fi is included as part of a mandatory daily resort fee or is not available. In these instances complimentary Wi-Fi will be provided in a common space on property. Call Platinum Card Travel Service for property specific details regarding Wi-Fi.
5. Global Lounge CollectionTM – Holders of the Platinum Card may access participating Canadian and International airport lounges (“Participating Lounges”) on a complimentary basis, upon presentation of the required entry documentation. Participating Lounges may change from time to time. For a complete listing of partners and full terms & conditions of each Participating Lounge, visit americanexpress.ca/platinum-lounge. House rules, terms and conditions of Participating Lounges apply. Use of Participating Lounges is subject to availability. Unless otherwise stated, Participating Lounge access cannot be used in conjunction with any other offer or benefit and is subject to change or cancellation at any time.
6. $200 Annual Travel Credit – The $200 CAD Annual Travel Credit can only be redeemed at time of booking through American Express Travel Online at americanexpress.ca/travel or by calling Platinum Card Travel Service. Travel booking must be charged to your Platinum Card. Account must be in good standing. If you choose to redeem the Travel Credit, it will be credited to your Card account within 2 business days. Basic Cardmember is entitled to one (1) Annual Travel Credit each year based on Card membership anniversary date, towards a single travel booking of $200 or more, and will appear on your billing statement as “Platinum Annual Travel Credit”. The Annual Travel Credit must be redeemed within the same anniversary year it is issued, and it cannot be carried forward to any subsequent year. If you cancel your travel booking after redeeming the Annual Travel Credit, you will not be able to redeem it again in the same year. You can only redeem one Travel Credit per booking.
7. Member extras – Various offers will be available to Platinum Cardmembers. These offers will be communicated by email and otherselect channels. Conditions apply and vary by offer. Registration and spend using an eligible Card are required. Certain offers may be available for a limited time.
8. Amex Offers – Eligible Cards will vary by offer and are subject to change. Select Canadian American Express Cards issued by Amex Bank of Canada and cards issued by a licensed third-party issuer (as applicable) are eligible Cards for the offer. The following cards are not eligible: American Express Corporate Cards, American Express® Gift Cards and Prepaid Cards. Offers are subject to terms and conditions and full program terms.
9. Membership Rewards – You can redeem Membership Rewards points for a statement credit towards an Eligible Purchase charged to an Eligible Card. All Eligible Purchases: 1,000 points = $10 statement credit. You must redeem a minimum of 1,000 points per redemption. Eligible Purchases include purchases made at American Express merchants and charged to an Eligible Card. Funds advances, fees, balance transfers, Amex cheques and charges for traveller’s cheques are not Eligible Purchases. American Express may make changes to the types of purchases that are eligible for redemption with Use Points for Purchases at any time without notice. Eligible Cards are Consumer and Small Business Cards enrolled in the Membership Rewards program. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. You can register for Online Services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases, will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card.
Subject to Membership Rewards Terms and Conditions. Visit membershiprewards.ca for full Terms & Conditions of the Membership Rewards program or call 1 800 668 AMEX (2639). Small Business Cardmembers, please call 1-888-721-1046.
10. Additional Cards – Account must be in good standing. An Additional Card is a Supplementary Card. Supplementary Platinum Cards have an annual fee of $250 each. No annual fee for two Supplementary Gold Cards. Each Gold Supplementary Card added thereafter $50 annually. Supplementary Cardmembers must be at least 13 years old. Maximum of 9 Supplementary Cards per account.
11. Refer a Friend – Your account must be in good standing. If this is a personal or family referral, you agree to only make recommendations to known friends and family members with whom you have a relationship and who have confirmed to you that they want to receive this communication. If this is a referral in the context of your business, you agree to only make recommendations to business contacts whom you know and have consented to receive this recommendation from you. You must not send recommendations to people you do not know. Whenever you reach out to a potential referral, you will only use content we provide. Any additional statements you make cannot be inconsistent with our content and must be truthful, accurate and not misleading. You should not publish or distribute your referral link in locations where the audience is likely to include individuals with whom you do not have a business, personal or family relationship or who may not be interested in the offer. We encourage fair usage of this referral program and so we limit the number of people who can apply using your referral link, in any 30-day period. You can only receive a maximum referral bonus of 225,000 Membership Rewards per calendar year for approved referrals, which includes eligible referral bonus amounts from both special or limited time referral offers and (ii) regular referral offers in that same calendar year. Referral bonus for each approved referral and maximum annual referral bonus limit may change at any time and if you change card products. Should the referral bonus amount change during the calendar year, you may receive a partial bonus depending on the available maximum bonus amount. You are not eligible to receive this referral bonus offer if you have already reached your maximum annual referral bonus limit. The referral bonus will be awarded to you based on each eligible referral for which American Express receives an application that is subsequently approved, subject to all applicable terms and conditions. Your referral bonus will be awarded in the calendar year in which the eligible referral application is approved and not when the referral application is received. Due to the confidential nature of the approval process, you will not be notified when applications are approved or declined and any individual you have referred must agree to allow your account to be bonused upon approval or you will not receive the referral bonus. If our records indicate that any person you have referred has opted not to receive e-mails from us, your referral will not be sent and you will not receive the referral bonus offered as part of this program. Referral program varies by product and may be modified, suspended, cancelled or otherwise terminated without notice. Cannot be combined with any other offer. If the people that you refer have already applied for the product that you are referring without participating in this program, neither you nor they will be eligible for any referral bonus that may be offered as part of this program. Likewise, if the people you refer decide to apply for a Card through this referral program other than the one you have specifically recommended, the referral bonus for which you and they may be eligible will vary. You will only use the delivery methods we provide. By participating in the referral program, you are requesting that emails be sent on your behalf to individuals with whom you have a business, personal or family relationship. If you already have an American Express Card, you are prohibited from referring yourself for any American Express Card. Any violation or abuse of this referral program including, sending emails to individuals with whom you have no business, personal or family relationship, referring yourself, and efforts to bypass, manipulate, obscure or otherwise modify the delivery and accurate presentation of the referral link, sharing tools, content, disclosures, instructions or other materials we provide will be considered a breach of these Terms and make you ineligible for any referral bonus, reverse any referral bonus awarded, and result in your termination from the program and cancellation of your Card account. Your Card account's eligibility to participate in the referral program is based on your creditworthiness and other factors including your account history with American Express. Referral program participants should allow 8 to 10 weeks for the award of the referral bonus once program criteria have been met and must be enrolled in the corresponding loyalty program (if applicable) when the referral bonus is awarded. American Express reserves the right to limit, cancel, or revoke a referral or welcome bonus if it determines, in its sole discretion, you have violated these Terms. All products and services are subject to applicable Terms and Conditions.
† All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
®, TM: Used by Amex Bank of Canada under license from American Express.