Everyone has a wish for their perfect holiday. Make it as
unique as you are, with the help of Membership Rewards^®. 

† Date format is Day.Month.Year

**WEEKLY DEALS:

On November 4, November 11 and November 18, we will feature eight (8) different rewards and on November 25, 2024, we will feature ten (10) different rewards from the Membership Rewards catalogue at a reduced Point Drop redemption level for a period of seven (7) days, from 12:00:01am ET on the Monday until 11:59:59pm ET on the Sunday of the dates indicated above. Cardmembers can redeem for the reward online at membershiprewards.ca on the dates specified. Offer not valid on previously redeemed items.

1. MERCHANDISE AVAILABILITY

All merchandise rewards are subject to availability. If an order is not available, a similar item of equal value will be substituted whenever possible. If a substitution is not available, your Membership Rewards points will be credited back to your program account and you will be contacted. Merchandise rewards are subject to change without notice. New merchandise rewards will be added to the program on a regular basis. Some rewards are available in limited quantities. Limited items will be so noted in the product description.

MERCHANDISE DELIVERY

Please allow 2–4 weeks for delivery. Cardmembers are required to provide a signature when rewards are delivered. Some items may have longer delivery times—this will be indicated. Orders are shipped via courier and require complete mailing address and telephone number for daytime delivery. (Orders cannot be shipped to a post office box).

MERCHANDISE RETURNS

Redeemed rewards are not refundable, exchangeable, replaceable or transferable for cash or credit.

2. By participating in Amazon.ca’s Shop With Points program using American Express Membership Rewards (“MR Points”), you agree to these Service Terms as well as Amazon.ca’s Terms of Use (including “Frequently Asked Questions”). Please review them carefully, together with Amazon.ca’s Privacy Notice, to understand Amazon.ca’s practices. To use your MR Points to purchase eligible items at Amazon.ca, your eligible Membership Rewards program account (“MR Points Account”) must be linked to your Amazon.ca account through the enrolment process. We reserve the right to restrict your use of Shop with Points or to un-enrol your MR Points Account by de-linking it from your Amazon.ca account at any time in our sole discretion, including when we suspect misuse or fraud. You agree that Amazon.com.ca, Inc. and its affiliates (collectively, “Amazon”) may share information that you have provided to Amazon with Amex Bank of Canada and its affiliates (collectively, “Amex”). Amex may share information with Amazon regarding your Membership Rewards points account for the sole purpose of managing and facilitating the Shop With Points program using Membership Rewards points. This information sharing allows us to link your Amazon.ca account to your MR Points Account and, once enrolled, Amex may provide Amazon with information about your MR Points Account, including your total MR Points balance. We may also share information that you have provided to Amazon with Amex so that Amex can perform its functions with respect to the Shop with Points program, including processing payments made with MR Points. Neither Amazon or Amex will use information provided to it by the other party in support of the Shop With Points program for any purpose other than as expressly set forth in this paragraph. Certain items at Amazon.ca are not eligible for purchase using MR Points, and these items may change at any time. MR Points may not be used when making purchases with 1-Click. If you do not have enough MR Points to pay for your eligible purchase, you can pay for the remainder with the Amex credit or charge Card linked to your MR Points Account, or an Amazon.ca Gift Certificate. Your MR Points balance will typically be reduced to reflect the amount of your purchase at the time of your order, but in some cases it may not reflect your use of MR Points for pending purchase transactions until the purchase has shipped or otherwise been fulfilled. It is your responsibility to ensure that you have enough MR Points in your MR Points Account at the time your MR Points are ultimately redeemed. If you don’t have enough MR points remaining in your MR Points account at the time they are to be redeemed, you will be required to authorize another payment method. Your Amex credit or charge Card will not be charged automatically. MR Points may not currently be combined with other rewards programs to make eligible purchases using Shop with Points at Amazon.ca. When you use MR points on Amazon.ca, the amount of your purchase being paid with MR Points will be charged to your Card account in one or multiple transactions. The redeemed MR Points will be debited directly from your MR Points Account at the end of the order transaction. An amount in CAD equal to the value of the redeemed points will be credited to your Card account in the form of a statement credit usually within 2–3 days. When you pay only part of your purchase with credits from redeemed MR Points, the balance of your purchase (less any amount paid using an Amazon Gift Card) will be charged to your Card account once the order is shipped. You must always contact Amazon to cancel a purchase you made on Amazon.ca or to make any other changes to that order, even if points MR Points were used to complete that purchase. All returns, changes and refunds are subject to Amazon’s return policy. When Amazon accepts a return of any item for which you used MR Points, these MR Points won’t be credited to your MR Points Account. Amazon refunds in its sole discretion to the American Express Card associated with the MR Points Account or to any other payment method that was used to purchase the item. If you no longer have an active MR points account or, if applicable, Amex credit or charge Card, Amazon may process your return by providing you with an Amazon gift card. If you use a Corporate Card to make a purchase (whether alone or in conjunction with MR points), you agree that you are using the Corporate Card in accordance with your company’s policy. In the event that a returned item results in a credit to your Corporate Card instead of a return of MR points, it is your sole responsibility to resolve this with your company and you agree to hold Amazon and American Express harmless in respect of any loss you may incur. American Express Membership Rewards Terms and Conditions apply and are available at americanexpress.com/en-ca/rewards/membership-rewards or at americanexpress.ca/corporateMRterms for Corporate Membership Rewards Program Owners. If you have questions regarding your Points or your Points Account, please contact American Express at the number listed on the back of your Card. 

3. You can redeem Membership Rewards points for a statement credit towards an Eligible Purchase charged to an Eligible Card. All Eligible Purchases: 1,000 points = $10 statement credit. You must redeem a minimum of 1,000 points per redemption. Eligible Purchases include purchases made at American Express merchants and charged to an Eligible Card. Funds advances, fees, balance transfers, Amex cheques and charges for travellers cheques are not Eligible Purchases. American Express may make changes to the types of purchases that are eligible for redemption with Use Points for Purchases at any time without notice. Eligible Cards are Consumer and Small Business Cards enrolled in the Membership Rewards program. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. You can register for Online Services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases, will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card.

Subject to Membership Rewards Terms and Conditions. Visit membershiprewards.ca for full Terms & Conditions of the Membership Rewards program or call 1-800-668- AMEX (2639). Small Business Cardmembers, please call 1-888-721-1046.

4. By participating in the Pay with Points at checkout with PayPal program using American Express Membership Rewards points (“MR Points”), you agree to these terms established by Amex Bank of Canada (“Amex” or “American Express”) as well as PayPal’s Terms and Conditions. All references in these Terms and Conditions to “we,” “us” or similar are references to American Express.

Pay with Points at checkout with PayPal is only available at PayPal checkout with eligible online merchants, and these merchants may change at any time without notice. The option to pay with points will be displayed as part of the PayPal checkout process when available. Different options for redeeming points may have different values. It is your responsibility to familiarize yourself with the alternatives available to you and to make the choice that best suits your needs.

To use your MR Points to purchase items through PayPal, your eligible Membership Rewards program account (“MR Points Account”) must be linked to your PayPal account. Your MR Points Account is automatically linked when you link an Eligible Card to your PayPal account. Any Eligible Card that is already linked to your PayPal account will have their MR Points Account automatically linked, unless you take steps to un-enrol it after linking has occurred.

An "Eligible Card" is a valid, Membership Rewards-enrolled (a) American Express Consumer Card, (b) Business Card from American Express, or (c) American Express Corporate Card (“Corporate Card”), which must be issued by Amex Bank of Canada. You will only be able to use MR Points if you are the primary account holder of the Eligible Card. In addition, the Eligible Card account must also be in good standing and not in default at the time of redemption. The MR Points Account must also have a balance of at least 1 MR Point at the time of redemption.

Amex may share information with PayPal regarding your MR Points Account for the sole purpose of managing and facilitating the Pay with Points program using MR Points. This information sharing allows us to determine your Card’s eligibility, and Amex may provide PayPal with information about your MR Points Account, including your total MR Points balance. We may also collect information that you have provided to PayPal so that we can perform our functions with respect to the Pay with Points program, including processing payments made with MR Points. Neither PayPal nor Amex will use information provided to it by the other party in support of the Pay with Points program for any purpose other than as expressly set forth in these Terms and Conditions.

To view your available MR Points balance and to see the redemption rate for MR Points using Pay with Points at checkout with PayPal, go to membershiprewards.ca. Your MR Points balance may also be shown to you during the PayPal checkout process.

When you choose to use MR Points toward an eligible purchase, you will have the option of choosing how many MR Points to use. You may select up to the total amount of MR Points required to cover the total purchase amount or up to the full value of your MR Points balance, whichever is less. Following your selection, Amex will debit these MR Points from the MR Points Account linked to the Eligible Card. Your Card account will be charged in full for the purchase, and a statement credit reflecting the value of the MR Points used will post to your Card account, typically within 2–4 days. If a statement credit is processed after your Card account’s billing period, it will appear on your next statement.

If there is a processing error when you try to use MR Points or if you do not have any MR Points remaining in your MR Points Account at the time they are to be redeemed, your Eligible Card will still be charged, and the corresponding statement credit will not be issued to the Eligible Card account for your transaction. If this occurs and you would still like to use MR Points for your transaction after the fact, please call the number on the back of your Eligible Card and Amex will endeavour to assist you.

You are responsible for payment of all amounts due on your Card account by the payment due date. Statement credits applied to your Card account do not constitute a payment towards the minimum payment due. You must always make a separate payment of at least the minimum payment due in accordance with the Cardmember Agreement and billing statement.

Your MR Points Account balance will be reduced to reflect the number of MR Points used toward your purchase. MR Points may not currently be combined with points from other rewards programs when making purchases.

If you return the goods or cancel the service you’ve purchased from the seller, then any refund you receive will be credited to your Card account. Your MR Points Account will not be reimbursed. If you no longer have an Eligible Card account, then Amex will issue you a cheque for the appropriate refund. Returns are subject to a specific merchant’s returns policy.

If you use a Corporate Card to make a purchase (whether alone or in conjunction with MR Points), you agree that you are using the Corporate Card in accordance with your company’s policies for use. In the event that a returned item results in a credit to your Corporate Card, it is your sole responsibility to resolve this with your company and you agree to hold American Express harmless in respect of any loss you may incur.

American Express Membership Rewards Terms and Conditions apply and are available at membershiprewards.ca or at americanexpress.ca/corporateMRterms for Corporate Membership Rewards Program Owners.

If you have questions regarding your MR Points or your MR Points Account, please contact American Express at the number listed on the back of your Card.

5. American Express Terms and Conditions for the Pay with Points Program for Air Canada:

By participating in the Pay with Points program (the “Pay with Points Program”) using American Express Membership Rewards (“MR Points”) when making an eligible purchase on the Canadian edition of AirCanada.com or the Air Canada mobile app, you agree to these Terms and Conditions for the Pay with Points Program for Air Canada (“Terms and Conditions”). Eligible purchases include only those flight purchases made directly on the Canadian edition of AirCanada.com or the Air Canada mobile app. RBC travel insurance purchases are not eligible purchases for the Pay with Points Program. You agree that Amex Bank of Canada and its affiliates (collectively, “Amex”) may collect personal information from Air Canada and its affiliates (collectively, “Air Canada”) that you have provided and that is necessary to facilitate your transaction using Pay With Points for Air Canada. Amex may share information with Air Canada regarding your MR Points account for the sole purpose of managing and facilitating the Pay with Points Program using MR Points. This information sharing allows us to determine your Card’s eligibility, and Amex may provide Air Canada with information about your MR Points account, including your total MR Points balance. We may also collect information that you have provided to Air Canada so that we can perform our functions with respect to the Pay with Points Program, including processing payments made with MR Points. Neither Air Canada nor Amex will use information provided to it by the other party in support of the Pay with Points Program for any purpose other than as expressly set forth in these Terms and Conditions.

An "Eligible Card" is a valid, Membership Rewards-enrolled (a) American Express Consumer Card, (b) Business Card from American Express, or (c) American Express Corporate Card (“Corporate Card”), which must be issued in Canada by Amex. You will only be able to use MR Points if you are the primary account holder of the Eligible Card. In addition, the Eligible Card account must also be in good standing and not in default at the time of redemption. To participate, you must have an Eligible Card and have at least 1 point in your MR Points account.

To view your available MR Points balance, go to membershiprewards.ca. MR Point redemption rate will be calculated as determined by Amex and may vary for future purchases.

When you choose to use MR Points for an eligible purchase, and select “I accept, purchase,” Amex will debit the number of MR Points of your corresponding selection from the Membership Rewards account linked to the Eligible Card. You may select up to the total amount of MR Points required to cover the total purchase amount or up to the full value of your MR Points balance, whichever is less, to the nearest $.01. 

To view your available MR Points balance, go to membershiprewards.ca. MR Point redemption rate will be calculated as determined by Amex and may vary for future purchases.

Furthermore, a statement credit in an amount equal to the dollar amount of your selection will be issued to the Eligible Card account. Please allow up to 2–4 days for the corresponding statement credit to be reflected on your Eligible Card account. If a statement credit is processed after your Eligible Card account’s billing period, it will appear on your next statement. Remember, the minimum amount due on your Eligible Card account must be paid by the due date.

If there is a processing error with your choice to use MR Points, your Eligible Card will be charged, and the corresponding statement credit will not be issued to the Eligible Card account for your transaction. In this event, if you would like to use MR Points for your transaction, please call the number on the back of your Eligible Card and Amex will be happy to assist you.

Certain transactions on AirCanada.com or the Air Canada app are not eligible for purchases using MR Points in the Pay with Points Program, and these may change at any time and without notice and at Amex’s discretion. If you do not have enough MR Points to pay for your eligible purchase, you can pay for the remainder with your Eligible Card. Your MR Points balance will typically be reduced to reflect the amount of your purchase at the time of your transaction, but in some cases it may not reflect your use of MR Points for pending purchase transactions until the purchase has been fulfilled. It is your responsibility to ensure that you have enough MR Points in your MR Points account at the time your MR Points are ultimately redeemed. If you do not have enough MR Points remaining in your MR Points account at the time they are to be redeemed, you will be required to authorize another payment method. Your Eligible Card will not be charged automatically. MR Points may not currently be combined with other rewards programs to make eligible purchases using your MR Points at AirCanada.com or the Air Canada app.

Returns are subject to Air Canada’s refund policy. If Air Canada accepts a return for a transaction you made using only MR Points, Air Canada will refund the corresponding dollar amount of the purchase to the Amex Card account used. If Air Canada accepts a refund for a transaction you made using MR Points and another payment method, Air Canada may, in its sole discretion, credit the return to the other payment method before crediting the corresponding dollar amount of MR Points. Please allow 2–4 business days for the refund to appear on your statement. In neither case will the points you redeemed for the purchase be returned to you. If you no longer have an Eligible Card account, Air Canada may process your refund by providing you with an Air Canada gift card.

If you use a Corporate Card to make a purchase (whether alone or in conjunction with MR Points), you agree that you are using the Corporate Card in accordance with your company’s policy. In the event that a refund results in a credit to your Corporate Card instead of a return of MR Points, it is your sole responsibility to resolve this with your company and you agree to hold Air Canada and Amex harmless in respect of any loss you or the company may incur.

Amex Membership Rewards Terms and Conditions apply and are available at membershiprewards.ca or at americanexpress.ca/corporateMRterms for Corporate Membership Rewards Program Owners.

If you have questions regarding your MR Points or your MR Points account, please contact Amex at the number listed on the back of your Eligible Card.