Feel more confident knowing help is close at hand with Business Platinum.
Get Platinum level protection
Click any of the icons below to view the different coverages or scroll down to see more.
Travel Coverage
Help protect your trip with travel protection.
Business Coverage
Protection for you and your business.
Purchase Coverage
Equip your business with more confidence.
Card Safety and Security
Coverage you can rely on.
Travel Coverage
Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under the age of 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.
Remember, if the unexpected happens during a trip and you need medical assistance, call the number provided below to assist you with obtaining treatment or locating a medical provider. Self-managing your treatment may impact your insurance claim.
Toll-free from the US & Canada: 1-800-243-0198
Collect from anywhere in the world: +905-475-4822
This insurance can cover the non-refundable and non-transferable portion of your travel arrangements when charged to your Business Platinum Card before your departure date, should you cancel your trip for a covered reason. You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $3,000 for all insured persons combined.
This insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements when charged to your Business Platinum Card before your departure date, should your trip be interrupted or delayed for a covered reason. You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.
Can provide eligible Cardmembers with access to out-of-town worldwide emergency medical assistance services and legal referrals by telephone, 24/7/365.
You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Business Platinum Card.
You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your Business Platinum Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.
You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined when you fully charge your airline tickets to your Business Platinum Card.
This insurance provides coverage up to $1,000 (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 or more hours when you fully charge your airline ticket to your Business Platinum Card.
This insurance provides coverage up to $1,000 (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses, taxi fare and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your Business Platinum Card.
When you fully charge your accommodations to your Business Platinum Card, this insurance provides coverage up to $1,000 against the loss of most personal items (excluding cash) if your accommodation is burglarized while you are registered as a guest.
Business Coverage
Your Business Platinum Card may be covered for eligible unauthorized charges if you terminate the employee and cancel their Supplementary Card within 2 business days. Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.
Purchase Coverage
Your coverage can automatically extend the original manufacturer’s warranty up to one additional year when you fully charge eligible items to your Business Platinum Card.
You can be insured for eligible items charged to your Business Platinum Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
When you fully charge or finance the purchase price of an eligible mobile device to your Business Platinum Card, you can be covered for up to $1,500 per insured person, in the event of theft, loss or accidental damage, anywhere in the world. Coverage begins on the date the first transaction related to the purchase of your mobile device is charged to your Card, or on the 91st day following the date of purchase of your mobile device (in order to avoid overlap with the 90-day coverage available to you under your Purchase Protection® Plan Certificate of Insurance), and continues for a maximum of 2 years from the date of purchase.
Card Safety and Security
Lost, stolen, or simply misplaced – it doesn’t matter what happened, we’ll arrange for a new Card as quickly as possible..
Use your Card online or offline, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.
†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
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International
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Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.caopens in new window.
This is not an insurance coverage. Costs associated with any out-of-pocket expenses related to your Travel Emergency Assistance inquiry are your responsibility. Services will be provided as permitted under applicable law and must be authorized and arranged by AXA Assistance.
Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/caopens in new window.
Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.caopens in new window.
This product is administered by Royal & Sun Alliance Insurance Company of Canada.
Fraud Protection Guarantee - Use the American Express Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without your permission.
®, TM: Used by Amex Bank of Canada under license from American Express.