We have you covered with Platinum®
Have peace of mind with a range of insurance benefits including complimentary Travel Insurance to protect you and your loved ones, Card Purchase Cover and more.
Platinum Travel Insurance1
You, your spouse and your dependent children, Additional Cardholders, their spouse and dependent children are eligible for insurance when you pay for a return trip with your Platinum Card or Membership Rewards Points. Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits).
For the full Platinum Insurance Terms and Conditions, please click here.
Platinum Travel Insurance1
You, your spouse and your dependent children, Additional Cardholders, their spouse and dependent children are eligible for insurance when you pay for a return trip with your Platinum Card or Membership Rewards Points. Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits).
For the full Platinum Insurance Terms and Conditions, please click here.
Card Purchase Cover and Card Refund Cover
Shop with confidence with American Express. Card Purchase Cover and Card Refund Cover1 is available on eligible items, up to 90 days from the purchase date. Terms, conditions and exclusions apply.
Smartphone Screen Insurance
Your Platinum Insurance includes Smartphone Screen Insurance1, which provides cover for up to $500 when you pay for your smartphone with your Platinum Card, either outright or on a monthly contract. A 10% excess applies to the claimed amount. Terms, conditions and exclusions apply.
Card Purchase Cover and Card Refund Cover
Shop with confidence with American Express. Card Purchase Cover and Card Refund Cover1 is available on eligible items, up to 90 days from the purchase date. Terms, conditions and exclusions apply.
Smartphone Screen Insurance
Your Platinum Insurance includes Smartphone Screen Insurance1, which provides cover for up to $500 when you pay for your smartphone with your Platinum Card, either outright or on a monthly contract. A 10% excess applies to the claimed amount. Terms, conditions and exclusions apply.
Platinum Card Insurance: IMPORTANT INFORMATION: If the unexpected happens on your travels and a medical emergency arises, your first port of call is Chubb Assistance. In the event of an incident and to ensure you get appropriate, and fast, treatment from a doctor who speaks your language, you must call Chubb Assistance on +61 2 9335 3492 or the number on the back of your Card before seeking medical treatment, or you may be responsible for your medical expense costs.
1. The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Platinum Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Platinum Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb