American Express
AccessLine®
AccessLine allows you to use your American
Express® Business or Corporate Card to make
domestic payments to businesses, even if they
don’t accept Card payments.
Key Features and Benefits
Key Features and Benefits
Earn points on eligible spend if
enrolled in a rewards program1
Enjoy extended payment terms2
Make payments even if the recipient
doesn’t accept Card payments
Pay virtually any business, within Australia
Pay virtually any supplier within Australia, even if they don’t accept Card payments. Our easy-to-use payment portal will allow you to use your American Express Card to pay directly into your supplier’s bank account.
Pay suppliers faster to negotiate early payment discounts with suppliers
AccessLine can help you pay suppliers faster, which can strengthen relationships and give you the opportunity to negotiate early payment discounts.
Manage your cash flow
Paying suppliers at the right time in your billing cycle can give you up to 55 days to pay2 freeing up your cash flow for other things.
Low fee for all transactions
Trade Service Fee of up to 2.15% excluding GST applies to all AccessLine transactions (unless we advise you otherwise).
Make business payments more rewarding
Every time you pay a supplier with AccessLine, your business may earn rewards points for every dollar spent1, if you are enrolled in a Rewards program. Your earn rate will vary depending on the type of American Express Card you have.
How it works
How it works
1 . REGISTER YOUR SUPPLIER
Enrol with AccessLine then
pre register your supplier via our online
payment portal. Place your order then
select your American Express Business or
Corporate Card as the settlement method.
2. WE COMPLETE THE TRANSACTION
We charge the transaction and trade
service fee to your selected Card then
send payment straight to your supplier's
bank account.
3. SUPPLIER SENDS GOODS
The supplier sees the funds in their
account and ships the goods to you.
You have up to 55 days for payment2,
helping you to better manage your cash flow.
Ready to get started?
For further assistance, please contact your American Express Account Manager or customer
service team at accessline.team@aexp.com or 1300 554 884,
available Monday to Friday 9am - 5pm AEST/AEDT
Don’t have an American Express Card?
Don’t have an American Express Card?
American Express offer a range of Cards built for business.
From generous rewards to everyday benefits, there’s sure to be a Card perfect for your needs.
Any questions? Check out these FAQs
If you hold one of the cards below, you’re eligible to use AccessLine
- American Express® Corporate Platinum Card
- American Express® Corporate Gold Card
- American Express® Corporate Card
- American Express® Qantas Corporate Platinum Card
- American Express® Qantas Corporate Gold Card
- American Express® Qantas Corporate Card
- The American Express® Qantas Business Rewards Card
- The American Express® Platinum Business Card
- The American Express® Business Gold Plus Card
- The American Express® Gold Business Card
- The American Express® Business Card
- The American Express® Velocity Business Card
- The American Express® Business Explorer Credit Card
- The American Express® Business Accelerator Credit Card
- American Express® Corporate Purchasing Card
If you hold one of the following American Express Cards, you’re eligible to receive reward points for your AccessLine transactions in accordance with the rewards program that you’re enrolled in (if applicable):
- American Express® Corporate Platinum Card
- American Express® Corporate Gold Card
- American Express® Corporate Card
- American Express® Qantas Corporate Platinum Card
- American Express® Qantas Corporate Gold Card
- American Express® Qantas Corporate Card
- The American Express® Qantas Business Rewards Card
- The American Express® Platinum Business Card
- The American Express® Business Gold Plus Card
- The American Express® Gold Business Card
- The American Express® Business Card (only Cards issued before 11th August 2022)
- The American Express® Velocity Business Card
- The American Express® Business Explorer Credit Card
- The American Express® Business Accelerator Credit Card
Yes, you will be charged a Trade Service Fee of up to 2.15% excluding GST (unless we advise you otherwise) per transaction.
Please use the following link to login to AccessLine portal accessline.americanexpress.com
Please click here to apply now to Accessline
Please click here and click "Need Help?”
Please click here for assistance setting up a Payee or creating a payment.
You can access this information on the old AccessLine portal. The old AccessLine portal is read only until 31st May 2024
Please contact your American Express Account manager or our customer service team on accessline.team@aexp.com or 1300 554 884. Available, Monday Friday
9am - 5pm AEST
This information has been prepared without taking into account your objectives, financial situation or needs. You should read the AccessLine Terms and Conditions and consider the appropriateness of Australian domestic payments using AccessLine in relation to your individual requirements. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. To use AccessLine, you must have an American Express Corporate Card or American Express Business Card that is registered to use the service. Terms, conditions, fees and charges apply
- Card Members may only participate in the Program if their Company chooses to enrol their Card Account in the Program, subject to our approval.
- Extend your cash flow by up to 55 days (excluding some American Express Business Cards approved after 11 August 2022 which feature the extension of cash flow by up to 110 days): Depending on your Card product type, method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.
AccessLine® payments are arranged through American Express Australia Limited (ABN 92 108 952 085) and American Express International, Inc. (ABN 15 000 618 208) incorporated with limited liability in Delaware, USA. ® Trademark of American Express Company. © 2024 American Express Company. All rights reserved.