Maximise Your Earning Potential with Membership Rewards Points

Learning about earning: how do you get Membership Reward Points?

Card Members get great value on their purchases with Membership Rewards Points1, because your points aren’t capped - which means there’s no limit to the number of points you can earn. In even better news, your points don’t expire, as long as your account is in good standing. This means you can use your points whenever you like, with no pressure around having to make the most of them within a fixed timeframe. Read on to find out how you can earn points and subsequently be rewarded.

 

Most Cards offer Membership Rewards Points when you sign up, get approved, and spend the minimum amount in your first 3 months of Membership - which gives you a head start on accumulating points and accessing rewards. Once you’re in possession of your Card, you can earn points on eligible purchases. However, there are different earning rates for points and types of rewards depending on which Card you have. Let’s look at two types of Cards that offer Membership Rewards Points.

If you apply for an American Express Explorer Credit Card, you can earn:

 

●   50,000 Bonus Membership Rewards Points to new American Express Card Members who apply for the American Express Explorer Card, are approved, and spend on eligible purchases $4,000 within the first 3 months.4

●   2 points per $1 spent on purchases, excluding government bodies in Australia5

●   1 point per $1 spent at government bodies in Australia5

 

If you apply for an American Express Platinum Charge Card, you can earn:

●   200,000 Bonus Membership Rewards Points when you apply by 1 October 2024, are approved, and spend $5,000 dollars or more on your new Card in the first 3 months6

●   2.25 points per $1 spent on purchases, excluding government bodies in Australia7

●   1 point per $1 spent at government bodies in Australia7

 

Once accrued, your Membership Rewards Points can be put to good use in a range of everyday spending opportunities - like shopping for life’s essentials.

Retail therapy: Online & in-store shopping

 

The internet opens up a whole world of new purchases, and your Membership Rewards Points can get you closer to a purchase you didn’t know you needed until you clicked on the link. Your American Express Card can be used each time you make a purchase online using PayPal. Whether you’re purchasing groceries, buying clothes, sourcing homewares, or snapping up a great deal from an overseas store, you can earn points: simply by going about your online business. When making a purchase through any of the thousands of online merchants that use PayPal, Card Members can pay or part-pay for their purchase using points - definitely a smarter way to shop.8

Keeping score: earn points with spending

 

You can increase your earning potential by using your Card for all purchases: everything from everyday spending, paying bills, and high value purchases such as travel. But you can also earn Bonus Membership Rewards Points when shopping with American Express’s Bonus Partners. This means you’ll access the travel, dining and entertainment rewards you crave even sooner - all thanks to savvy spending on your part.

Sharing is caring: get your family or friends in on the act

 

You can unlock even more value and point-earning capacity by adding an Additional Card to your primary account.9 This allows you to share some of your Card benefits, such as Amex Offers, and enables the Card to be used by multiple people at the same time in different places - an easy way to up your points and maximise rewards for your family!

 

You can also spread the love to a friend who isn’t yet a Card Member. By referring a friend to American Express, you can earn up to 200,000 Bonus Membership Rewards Points each year.10 This is an easy way for you to build your points balance, whilst providing your friends with the retail and travel benefits of a Card Membership - not to mention their own Bonus Membership Rewards Points when signing up!

Reap the rewards: Membership benefits

 

Card Membership not only give you the opportunity to earn points – you’ll also have the opportunity to access exclusive benefits in putting those points to good use11. Lots of Card Members get the most out of their Membership by taking advantage of Travel Rewards, which include:

 

●   Transferring points to Airline Rewards Partners, including Etihad Airways Etihad Guest & Virgin Airlines Velocity Frequent Flyer11

●   Transferring points for stays at hotel properties, including those belonging to the Hilton Honors & Marriott Bonvoy programs11

●   Redeeming points when booking travel through Webjet or Helloworld​

●   Paying with points for flights, car hires or hotels through American Express Travel12.

 

There’s lots of opportunities each day to earn Membership Rewards Points with American Express – so spend wisely, in order to live luxuriously.

 

To find out more ways you can use your Membership Rewards points, visit the Membership Rewards Catalogue. Full options available for your Card can only be seen once logged-in with your Account.


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