Do Great Things with the American Express® Velocity Platinum Card
Maximise Velocity Points with the AMEX Velocity Platinum Card
Unlock an exceptional travel experience with the American Express Velocity Platinum Credit Card, for the modern traveller who seeks more from their credit card. Elevate your journey and transform the way you experience travel rewards. From airport lounge passes to complimentary insurance coverage, this premium Card opens the door to endless travel benefits and extraordinary opportunities.
Plan Your Next Trip with Ease
Embarking on your next adventure is seamless and secure with the AMEX Velocity Platinum Credit Card. Let's delve into the remarkable benefits that await you.
Complimentary Annual Domestic Flight1
As a Velocity Platinum Card Member, you receive an annual complimentary domestic return flight between select cities, allowing you to explore Australia's year-round beauty, or reunite with loved ones. The Velocity Platinum Flight Map encompasses major cities and regional destinations where you can redeem you complimentary flight certificate, giving you the freedom to choose your ideal getaway on home soil.
Complimentary Travel Insurance2
When you hold the AMEX Velocity Platinum Card, you can be protected when you’re travelling. Your Card includes complimentary travel insurance when you use it to pay for your return trip, providing coverage for unforeseen incidents during your journey. From travel inconvenience protection to medical emergency expenses when travelling internationally, be prepared against the unexpected when you explore the world . Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits)
Airport Lounge Access
Treat yourself to a world of luxury and relaxation even before your flight takes off. Unwind in comfort with two complimentary Virgin Australia Lounge 3passes each year to use when flying with Virgin Australia and two complimentary entries per year to The Centurion® Lounge4 at Sydney or Melbourne international airports. Whether for business or leisure, unwind in comfort, enjoy complimentary refreshments, and stay productive in a serene environment.
Earn Velocity Points While Shopping with the AMEX Velocity Platinum Credit Card
Accumulating Velocity Points is easy with the Velocity Platinum Card. Let's explore how.
Bag Velocity Points with Everyday Spending
Turn every purchase into an opportunity to earn Velocity Points5. Whether it be daily essentials, or dining out, every dollar you spend on purchases contributes to your Velocity Points balance. Meaning the more you spend, the closer you get to your dream travel experiences and the exciting rewards that await you.
Rapidly Earn Points with Up to 4 Additional Cards6
Share the benefits with your loved ones by adding up to four Additional Cards to your Account – all without an extra fee. Not only do you share some of the perks, but you also accelerate your Velocity Points accumulation. Points earned on every linked Card contributes to the main Account, allowing you to rack up the points.
Safety and Protection Benefits as a Velocity Platinum Card Member
Beyond travel rewards, the Velocity Platinum Card prioritises your safety and financial well-being as equally important.
Fraud Protection Guarantee 7& Emergency Card Replacement8
As a Card Member, you can rest assured thanks to our fraud protection guarantee. In the unfortunate event of unauthorised transactions, you won't be held responsible. Plus, if you lose your Card while abroad, our emergency Card replacement service ensures you're not left stranded.
Card Purchase Cover and Refund Cover2
Eligible purchases made using your Velocity Platinum Card could be protected with Card Purchase Cover and Card Refund Cover. The Card's Refund Cover can reimburse you if you’re refused a refund on an unused item within 90 days of purchase. Whilst Card Purchase Cover can reimburse you for damaged or stolen purchases within 90 days of purchase. Terms, conditions, limits and exclusions apply.
The AMEX Velocity Platinum Credit Card isn't just a Card; it's your key to unforgettable travel experiences and an array of exceptional benefits. From a complimentary flight every Membership year to lounge access, earn-as-you-spend Velocity Points to top-notch protection, this Card enriches your journey in every way. With the AMEX Velocity Platinum Credit Card in your possession, you're not just traveling; you're embarking on a journey of luxury, convenience, and adventure.
See the Velocity Platinum Credit Card benefits here. Apply now to experience travel rewards and explore the world with the Card for the modern traveller.
MORE LIFESTYLE ARTICLES
Be Rewarded with American Express Platinum Card
Get Rewarded with Platinum Membership
Better work-life balance
EXPLORE MORE POSSIBILITIES
CHECK OUT OUR FINANCIAL WELLBEING CONTENT
From helpful ways to get on top your Credit Card bill to simple steps to save on your weekly groceries, learn what great things you can do to help you save money.
CHECK OUT OUR TRAVEL CONTENT
From getting out of town for the day to getting away from it all for a well-earned break, see what great things you can do on your travels.
CHECK OUT OUR LIFE MOMENTS CONTENT
From helping you get prepared to bring a new puppy home to guiding you through buying your first home, find out what great things you can do for the moments that matter most.
Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company. American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply.
1. Complimentary Flight.
The complimentary domestic economy Virgin Australia return flight is only available between selected Australian cities and is available for booking by American Express Velocity Platinum Card Members after your first Card spend in the first year, and then after your first Card spend each year after the anniversary of your Membership. All flights are subject to availability and neither Virgin Australia nor American Express guarantees that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here and travel is subject to Virgin Australia Conditions of Carriage available at virginaustralia.com.
2. Velocity Platinum Card Insurance.
The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Velocity Platinum Credit Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Velocity Platinum Credit Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
3. Virgin Australia Lounge.
Two Single Entry passes to the Virgin Australia lounge will be activated on the Primary Card Member's Velocity Membership Card annually on or after each annual Card fee renewal date. Virgin Australia lounge entry passes are subject to the American Express Velocity Platinum Card Benefits Terms and Conditions. Single entry passes are valid for 12 months from the date of issue. The Virgin Australia Lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports in accordance with the Virgin Australia Lounge Terms and Conditions, and Lounge Rules as amended from time to time. Visit the Virgin Australia website for up-to-date information on Virgin Australia’s Lounge network.
4. The Centurion® Lounge.
Entry into The Centurion® Lounge is governed by the full Terms and Conditions available at amex.com.au/airportlounge. All entrants must adhere to the General Conditions of Entry. American Express Velocity Platinum Card Members are entitled to a total of two (2) entries into The Centurion® Lounges in Australia per calendar year (1 January to 31 December). Complimentary access is available for the Card Member’s children 17 years and younger. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member's American Express Card.
5. Velocity Membership & Points.
As long as your Account remains current and in good standing. Velocity Points are earned in accordance with the American Express Velocity Cards Points Terms and Conditions available here and are subject to the Terms and Conditions of the Velocity Frequent Flyer program available here. Exclusions apply. Eligible purchases do not include annual Card fees, cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. These do not earn Velocity Points. For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions available here. Certain transactions will earn 0.5 points per dollar with Merchants classified as; 'government', including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example, a payment made to Local Government bodies processed through payment aggregator may earn rates at the government earn rate. The additional Velocity Point earned per $1 spent applies only to Virgin Australia purchases made in Australia.
6. Additional Card Members.
Additional Card Members must be 16 years of age or over. The Primary Card Member will be liable to pay for all transactions made by Additional Card Members. Earning of points is subject to the terms and conditions of the Rewards Program the Primary Card Member is actively enrolled. All points earned on Additional Card Member spend will go to the Primary Card Members Account. The Primary Card Member cannot add an Additional Card under their own name or email address and cannot add an Additional card under the name or email address of a previously approved Additional Card application on the Account.
7. Fraud Protection Guarantee.
Provided that you do not contribute to or unreasonably delay reporting any misuse of your Account and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.
8. Emergency Card Replacement.
If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
American Express Velocity
Platinum Card Perks
Do Great Things with the American Express Velocity Platinum Card
Maximise Velocity Points with the Amex Velocity Platinum Card
Unlock an exceptional travel experience with the American Express Velocity Platinum Credit Card, for the modern traveller who seeks more from their Credit Card. Elevate your journey and transform the way you experience travel rewards. From a complimentary annual domestic flight1 to Virgin Australia airport lounge access2 and Status Credits3, this premium Card opens the door to a multitude of travel benefits and opportunities.
Plan Your Next Trip with Ease
Embarking on your next adventure is seamless and secure with the Amex Velocity Platinum Credit Card. Let's delve into the impressive benefits that await you.
Complimentary Annual Domestic Flight1
As a Velocity Platinum Card Member, you receive an annual complimentary Virgin Australia domestic return economy flight between select cities1, after your first Card spend each anniversary year, allowing you to explore Australia's year-round beauty, or reunite with loved ones. The Velocity Platinum Flight Routes encompass selected major cities and regional destinations where you can redeem your complimentary flight, to find your ideal getaway on home soil.
Complimentary Travel Insurance4
When you hold the Amex Velocity Platinum Card, you can be protected when you’re travelling. Your Card includes complimentary Travel Insurance when you use it to pay for your return trip4. From travel inconvenience cover if your flight departure is delayed to medical emergency expenses cover when travelling internationally, your Card can help you be prepared against the unexpected when you explore the world. Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits).
Airport Lounge Access
Treat yourself to a world of luxury and relaxation before your flight takes off. Unwind in comfort with Virgin Australia Lounge Access2 to use at select airports every time you fly with Virgin Australia domestically (enrolment is required), plus two complimentary Virgin Australia Guest Lounge Passes5 for friends or family when travelling with you on a domestic Virgin Australia flight. Whether for business or leisure, relax in comfort, enjoy complimentary refreshments, and stay productive in a serene environment.
Earn up to 100 Bonus Velocity Status Credits3
Status Credits help you jump Velocity tier status to escape the crowds and skip the queues. Earn up to 100 Velocity Status Credits each year: be awarded 50 Status Credits when you spend $25,000 on eligible purchases each Membership year and a further 50 Status Credits when you spend another $25,000 in the same Membership year3.
Earn Velocity Points6 While Shopping with the Amex Velocity Platinum Credit Card
Let's explore how you can accumulate Velocity Points with the Velocity Platinum Card.
Bag Velocity Points with Everyday Spending
Turn every purchase into an opportunity to earn Velocity Points6. Whether it be daily essentials, or dining out, every dollar you spend on purchases contributes to your Velocity Points balance and the exciting rewards that await you.
Add up to 4 Additional Cards at no extra cost7
Share some of the benefits with your loved ones by adding up to four Additional Cards to your Account – all without an extra fee7. Not only do you share some of the perks, but the points earned on every linked Card contributes to the main Account.
Safety and Protection Benefits as a Velocity Platinum Card Member
Beyond travel rewards, the Velocity Platinum Card prioritises your safety and financial well-being as equally important.
Fraud Protection Guarantee8 & Emergency Card Replacement9
As a Card Member, you can benefit from our fraud protection guarantee in the unfortunate event of unauthorised transactions8 . Plus, with our emergency Card replacement service you can order a replacement Card to wherever you are in the world, 24/79 if you lose your Card while abroad.
Card Purchase Cover and Refund Cover4
Eligible purchases made using your Velocity Platinum Card could be protected with Card Purchase Cover and Card Refund Cover. The Card's Refund Cover could reimburse you if you’re refused a refund on an unused item within 90 days of purchase4. Whilst Card Purchase Cover could reimburse you for damaged or stolen purchases within 90 days of purchase4. Terms, conditions, limits and exclusions apply.
The Amex Velocity Platinum Credit Card isn't just a Card; it's your key to unforgettable travel experiences and an array of outstanding benefits. From a complimentary domestic flight every Membership year to Virgin Australia lounge access, earn-as-you-spend Velocity Points to top-notch protection, this Card enriches your journey in every way. With the Amex Velocity Platinum Credit Card in your possession, you're not just traveling; you're embarking on a journey of luxury, convenience, and adventure.
See the Velocity Platinum Credit Card benefits here.
Find out more on how to become a Card Member to experience travel rewards and explore the world with the Card for the modern traveller.
Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company. American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply.
1. Complimentary Flight.
The complimentary domestic economy Virgin Australia return flight is only available between selected Australian cities and is available for booking by American Express Velocity Platinum Card Members after your first Card spend in the first year, and then after your first Card spend each year after the anniversary of your Membership. All flights are subject to availability and neither Virgin Australia nor American Express guarantees that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here and travel is subject to Virgin Australia Conditions of Carriage available at Conditionsofcarriage/VirginAustralia.com.
2. Virgin Australia Lounge Access
The American Express Velocity Platinum Card Virgin Australia Lounge Access is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions. The Virgin Australia Lounge Access provides the Primary Card Member with access to Virgin Australia Lounges at Australian domestic airports whenever they are flying on a Virgin Australia operated domestic flight on the same day. American Express Velocity Platinum Primary Card Members will receive 12 months of Lounge Access on your Velocity membership. Enrol via your online American Express Account. This is your benefit anniversary date. After enrolling, activate the VA Lounge Access by making an Eligible Transaction on your American Express Velocity Platinum Card. Eligible Transaction does not include annual Card fees, cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. After 12 months, at each subsequent benefit anniversary, make an Eligible Transaction on your Velocity Platinum Card to reactivate the VA Lounge Access. Please allow up to 7 days for the benefit to be processed on to the Primary Card Member’s Velocity membership. The Primary Card Member must provide their Velocity Frequent Flyer membership details to Virgin Australia Lounge staff and present same day boarding pass on a Virgin Australia flight. Additional Card Members are not eligible. Virgin Australia Lounge Access is subject to space availability. Virgin Australia Lounge is owned and operated by Virgin Australia Airlines Pty. Ltd. in selected domestic airports in accordance with Virgin Australia Lounge Terms and Conditions, available at virginaustralia.com/lounge and as amended from time to time.
3. Bonus Velocity Status Credits.
Velocity Frequent Flyer Status Credits are subject to the American Express Velocity Platinum Card Benefits Terms and Conditions. 50 Velocity Frequent Flyer Status Credits will be awarded when you spend $25,000 on Eligible Spend within your membership year, and a further 50 Status Credits when you spend another $25,000 on Eligible Spend within the same membership year. Membership year is defined as commencing upon Card activation and renews on the day of your Card activation each subsequent year. Eligible Spend does not include Card fees and charges, for example annual fees, interest, late or dishonoured payments, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Please allow up to 2 weeks after you meet the minimum spend requirement for the Status Credits to be credited to your Velocity account. In addition to Status Credits, Velocity members need to fly on Virgin Australia marketed flights to earn Eligible Sectors to upgrade or maintain a level of membership. To find out more about the Status Credit and Eligible Sector requirements for Velocity membership levels please visit velocityfrequentflyer.com/the-basics/status.
4. Velocity Platinum Card Insurance.
The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Velocity Platinum Credit Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Velocity Platinum Credit Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
5. Virgin Australia Guest Lounge Passes.
Virgin Australia Guest Lounge Passes are subject to the American Express Velocity Platinum Card Benefits Terms and Conditions. Two single entry passes to the Virgin Australia lounge will be activated on the Primary Card Member’s Velocity Frequent Flyer membership account annually, on or after each anniversary of membership. Additional Card members are not eligible. Complimentary single entry Virgin Australia Guest Lounge Passes are not transferable, but may be used to enable other people (who are travelling with the Primary Card Member) to gain access to the lounge. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty. Ltd. in selected domestic airports in accordance with the Virgin Australia Lounge Terms and Conditions, available at virginaustralia.com/lounge and as amended from time to time. Visit the Virgin Australia website for up-to-date information on Virgin Australia’s Lounge network.
6. Velocity Points
As long as your Account remains current and in good standing and you must be a member of the Velocity Frequent Flyer program to earn and redeem Velocity Points. Velocity Points are earned in accordance with the American Express Velocity Cards Points Terms and Conditions available at americanexpress.com.au/VelocityPointsTerms ,and are subject to the Terms and Conditions of the Velocity Frequent Flyer program available at experience.velocityfrequentflyer.com/member-support/terms-conditions. Exclusions apply. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment fees, cash advances, balance transfers, fees for traveller’s cheques and foreign currency conversion. These do not earn Velocity Points. For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions. Certain transactions will earn 0.5 points per dollar with Merchants classified as; government, including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example, a payment made to local government bodies processed through payment aggregator may earn rates at the government earn rate. Velocity Points earned on Virgin Australia spend are only valid for purchases made in Australia.
7. Additional Card Members.
Additional Card Members must be 16 years of age or over. The Primary Card Member will be liable to pay for all transactions made by Additional Card Members. Earning of points is subject to the terms and conditions of the Rewards Program the Primary Card Member is actively enrolled. All points earned on Additional Card Member spend will go to the Primary Card Members Account. The Primary Card Member cannot add an Additional Card under their own name or email address and cannot add an Additional card under the name or email address of a previously approved Additional Card application on the Account.
8. Fraud Protection Guarantee.
Provided that you do not contribute to or unreasonably delay reporting any misuse of your Account and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.
9. Emergency Card Replacement.
If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.