American Express® Explorer^TM Credit Card

Membership Rewards®

• Earn 1 Membership Rewards® Point for every PHP40 you spend.
• Convert your Membership Rewards® Points into air miles (1 Membership Rewards® Point = 1 air mile) for free flights with any of the 6 Frequent Flyer Program partners or hotel loyalty points for complimentary stays at 2 Frequent Guest Program partners. 
  

Click here for the American Express® Explorer Credit Card Rewards Catalogue.

Click here for more details on the American Express® Membership Rewards Program.

Enjoy exceptional selection of year-round offers with our exclusive partners.

Bloomingdale's

• Enjoy 15% savings on qualifying online purchases of USD200 or more plus free international shipping at Bloomingdales.com using promo code Amex15.
• Enjoy 15% savings on qualifying regular and sale merchandise at participating Bloomingdale's stores.
  Click here for more details on the offer and participating stores.

PressReader

• Access a reading experience featuring 7,000 publications from around the world with the option to download up to 15 issues per month.
• Sign up to receive a 7-day free trial that auto-renews monthly, unless canceled, at 20% off until July 31, 2023. After the discount period ends, Cardmembers will be charged the auto renewing monthly fee at the then-current rate.
  Click here to sign-up.

Online Shopping

• Save your Card details in your favorite online shops for fast and easy checkout. Ensure to enter the correct card security code when making a purchase online.
  - For STRAIGHT online transactions, enter the 4-digit code printed on the front portion of your Card.
  - For BUY NOW, PAY LATER online transactions, use the 3-digit code printed at the back portion of your Card.

Installment Programs

• Buy Now, Pay Later
  Major spending on gadgets, appliances, furniture, watches, jewelry or apparel is now made worry-free with Buy Now, Pay Later! Purchase items or pay for services on installment from over 25,000 in-store and online partner stores nationwide. You may also opt to pay medical bills, school tuition, and celebration expenses on installment. Choose from 3, 6, 9, 12, 18, 24 and 36 months term for a minimum single-receipt purchase of P3,000*.
  
  Buy Now, Pay Later Program is available on:
   - Zero Percent (0%) Interest**
   - Easy and affordable monthly add-on rates
  
  Plus, take advantage of Buy Now, Pay Later with Payment Holiday promotional offer and pay your first monthly amortization up to 4 months later and other exclusive offers. Visit BDO website and search for “Buy Now, Pay Later” for details.
  
  * Minimum purchase amount may vary per partner merchant.
  ** Merchants have the sole discretion on the item(s)/term(s) applicable for the Zero Percent (0%) interest offering.
  
  
• Purchase Convert
  Convert you recent single-receipt purchases of at least P3,000 or USD200 to installment using your BDO-issued American Express Card. To avail, call (02) 8888-0000. Click here for more details.
  
  
• Balance Convert
  Convert your outstanding balance of at least P20,000 or USD500 to installment with your BDO-issued American Express Card. To avail, call (02) 8888-0000. Click here for more details.

• Cash Installment
  Convert your credit limit into cash and enjoy low monthly add-on rates with your BDO-issued American Express Card. To avail, call (02) 8667-1680, 8:30am-4:30pm on banking days or visit a BDO branch near you.

Enjoy access to premium travel privileges and savings while you explore the world. 

Airport Lounge Access

• Enjoy complimentary access at PAGSS International Lounges in NAIA Terminals 1 and 3 when you travel overseas until December 31, 2024. Click here for the terms and conditions.
  
  Free access is for Cardmember only. Present your active Card, passport, and boarding pass upon entry.

Booking.com

• Book that dream vacation you’ve been eyeing all year and get the most out of your travel with Booking.com.
• Save up to 30% on select hotel properties through Booking.com.

Click here to make your bookings and avail this offer. 
 

Sixt

Ride in style with complimentary access to the Sixt rent a car loyalty program –  Gold Status and enjoy premium benefits, discounts and upgrades.

• Exclusive counter and parking access
• Complimentary upgrade upon availability
• Up to 15% savings on car rental
• Bonus points with participating programs
• Free additional driver for all rentals in the US
• Birthday gift
  

Click here to enroll for a Sixt Gold membership to enjoy these exclusive benefits
 

Rentalcars.com

• Get up to 10% off on the car price element of a car rental booking at Rentalcars.com using this link with promo code: PROMOAMEX10

Comprehensive Travel Accident and Inconvenience Protection Insurance

Get up to PHP10,000,000 complimentary travel accident protection when entire travel fare is charged to your American Express Explorer Credit Card.

• Travel Accident Protection - Up to PHP10,000,000
• Travel Delay - Up to PHP12,000; max of PHP30,000 per family (minimum of 4 hours)
• Missed Connecting Flight - Up to PHP1,500 per 6 hours, max of 2 payments
• Baggage Delay - Up to P12,000; max of PHP24,000 per family (minimum of 6 hours)
• Loss of or Damage to Personal Baggage and Personal Effects - Up to PHP30,000; subject to per item limit of PHP5,000

Purchase Protection

Your retail purchases are insured from theft, loss or damage within 30 days from purchase for up to PHP50,000 per occurrence or max of PHP250,000 per year. Applicable only when you charge your entire fare to your American Express Explorer Credit Card.

​Insurance coverage is subject to the terms and conditions of the insurance provider. For inquires and claims, contact Starr International Insurance Philippines from Monday to Friday (excluding holidays), 9am to 5pm.

Claims Inquiries:

• claimcare.ph@starrcompanies.com
• (+632) 8689-6639

Online Claims Submission

• https://www.starrinsurance.com.ph/claim

Note: Written notice of claim must be given to Starr Insurance within thirty (30) days after occurrence of any accident or other event that might give rise to a claim under the policy. However, in the event of accidental death, notice must be given to Starr Insurance within fifteen (15) days from the date of incident.

Customer Service:

• Travel.NAC@starrcompanies.com
• (+632) 8689-6633
  

Annual Membership Fee

• Free first year membership fee for Basic and Supplementary Cardmembers.
• Automatic waiver of annual membership fee when you spend PHP 450,000 in a year.
• Annual Fee: Basic Card - PHP4,000; Supplementary Card - PHP2,000.
  

Cash Advance

Get cash up to 30% of your credit limit via select BDO branches nationwide or any BDO affiliated ATMs. For overseas cash advance availment, just look for ATMs bearing the American Express logo.

Online Services

Check your statement online anytime or call our Customer Service Hotline whether you are home or abroad.

Many Ways to Pay Your Bill

• BDO Branch Counters: Cash or check payments are accepted at any branch.
• BDO Online Banking: Transact anytime anywhere in the world through www.bdo.com.ph.
• BDO Phone Banking: Access your BDO account and pay for your Card using any touch-tone phone. Just call (+632) 8631-8000.
• SM Bills Payment Counters: Pay for your Card through SM Bills Payment.

Our Customer Service will be more than happy to assist you. 

To learn more, contact us at: 

• Hotline: (+632) 8888-0000

• Outside Metro Manila: 
  • PLDT/Globelines: #8888-0000
  • For landline only, press # followed by 8888-0000

• International Toll-Free: (IAC)+800-8-CALLBDO (2255-236)
  Click here for the list of International Access Code.