THE WORLD IS WAITING
Explore all the benefits of your Marriott Bonvoy®
American Express®* Card
Earn Marriott Bonvoy points on every purchase1 and get closer to your next getaway
You earn:
Earn 5 Marriott Bonvoy points for every $1 spent on eligible
purchases at hotels participating In Marriott Bonvoy.1
Earn 2 Marriott Bonvoy points for
every $1 spent on all other Card purchases.1
See how fast your points can add up
Use the calculator to find out the earning potential of your everyday purchases
This calculator is for general illustration purposes only and does not reflect returns, credits or adjustments.
Your actual Marriott Bonvoy points earned may differ. Amounts shown are based on equal monthly purchases over 12-months at an earn rate of 5 points for every $1 in eligible spend on hotels participating In Marriott Bonvoy and 2 points for every $1 in eligible spend on all other Card purchases. Refer to the Program Terms and Conditions for more details including restrictions.
Redeem your points for:
Free nights2
Across 30+ extraordinary hotel brands around the globe.
Flights and car rentals
Using points or “points plus cash”.
Transfer your points
To frequent flyer miles with a wide selection of airlines.3
Extraordinary experiences
From Marriott Bonvoy MomentsTM.
Card benefits
Annual Free Night Award4
Receive a free night each year with a redemption value of up to 35,000 points (inclusive of room rate and applicable taxes but exclusive of resort fee) at participating hotels and resorts worldwide after your Card anniversary. Start planning your next getaway and explore all the places you can redeem your Free Night Award here.
15 Elite Night Credits5
Membership tiers with Marriott Bonvoy unlock program privileges that take you further. Use your 15 Elite Night Credits that come with your Card each calendar year towards attaining the next level of Marriott Bonvoy Elite status.
Automatic Silver Elite status
Access Silver Elite status and all its benefits – just for being a Cardmember.
- 10% bonus points on stays from Marriott Bonvoy
- Priority Late Checkout6
- Member rates and free Wi-Fi
And more.
Upgrade to Gold Elite status
After you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.7
- 25% bonus points on stays from Marriott Bonvoy
- 2PM Priority Late Checkout6
- Enhanced Room Upgrade6
And more.
†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
1. Account must be in good standing. You will earn five (5) Marriott Bonvoy Points from American Express for every $1 of eligible purchases (less credits and returns) charged on your Marriott Bonvoy American Express Card when charged directly with participating Marriott Bonvoy properties, standalone Marriott Bonvoy retail establishments, and Marriott Bonvoy online stores (including online purchases of Marriott Bonvoy gift cards), that in each case, are owned or managed by Marriott International, Inc., and its affiliates. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of two (2) Points for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Points will be earned on the amount of all eligible purchases, less credits and returns. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Points.
2. For complete information on award redemption stays at Marriott Bonvoy participating hotels, please see marriott.com/loyalty/redeem/hotels.mi. Subject to availability. The amount of Points required per night for an Award Redemption Stay varies by the Participating Hotel, the room types available at the Participating Hotel, length of stay, and may also vary by time of year. Points required per night are updated continuously and may change at any time. If the Member makes a modification to the Award Redemption Stay, the Member is responsible for the changes to the Points required.
3. Transfer ratios, minimum requirements, and maximums, vary by airline. To view the full terms and conditions, visit marriottbonvoy.com/terms.
4. Each year starting after your first year of Cardmembership, 8-10 weeks after your annual reset date, you will earn an Annual Free Night Award redeemable within 1 year from issuing for an available single or double occupancy standard room at participating Marriott Bonvoy properties with a room redemption rate of up to 35,000 Points, inclusive of room rate and applicable taxes but exclusive of resort fee. Booking and stay of the Free Night Award must be completed within 1 year of the Award’s issuance. Account must be in good standing. To view the full terms and conditions for redemption of Free Night Awards, visit marriottbonvoy.com/terms.
5. To be eligible to receive the 15 Elite Night Credits with this Card, you must be the Basic Cardmember, your Card Account must be in good standing at the time of the 15 Elite Night Credit deposit, and you must have an active Marriott Bonvoy program Account. To receive the 15 Elite Night Credit deposit, your Card Account must be linked to a Marriott Bonvoy program Account in your name. You will receive a maximum of 15 Elite Night Credits per calendar year even if you have more than one Marriott Bonvoy Consumer or Small Business credit Card Account or have more than one Marriott Bonvoy program Account. American Express is not responsible for fulfillment of this benefit. It will take approximately 8-weeks from Card Account approval date for the credits to be applied to your loyalty Account. Your 15 Elite Night Credits for subsequent years will then be deposited on or before March 1 of each subsequent calendar year.
6. Based on availability. To view the full terms and conditions, visit marriottbonvoy.com/terms.
7. Each year if, before the annual reset date based on your Card anniversary, you reach $30,000 in net purchases charged to your account, or after you stay 10 qualifying paid nights within one calendar year and combine these nights with 15 Elite Night Credits from your Card, you will earn Marriott Bonvoy Gold Elite status in the Marriott Bonvoy program for a minimum of 1 year (unless you are already enrolled at that or a higher level). Account must be in good standing. On the annual reset date, the amount of annual net purchases resets to zero. Gold and Silver Elite Benefits are subject to the terms and conditions of the Marriott Bonvoy program available at marriottbonvoy.com/terms. If you already have Gold Elite status or higher status in the Marriott Bonvoy program, you will retain that status as long as you meet the requirements specified in the Marriott Bonvoy terms and conditions.
8. Eligible Cards will vary by offer and are subject to change. Select Canadian American Express Cards issued by Amex Bank of Canada and Cards issued by a licensed third-party issuer (as applicable) are eligible Cards for the offer. The following Cards are not eligible: American Express Corporate Cards, American Express® Gift Cards and Prepaid Cards. Subject to offer terms and conditions, and full program terms.
9. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.
10. When you create an installment plan, you will be charged a monthly installment fee. The monthly installment fee percentage will be disclosed to you during plan creation. Please see the Plan It® (American Express Installment Program) section in your Cardmember Agreement or the program Terms and Conditions for more details. Plan It is currently not available in Quebec, Nova Scotia, PEI or Nunavut.
11. We will guarantee protection against fraudulent payments on your Card, provided you have taken the responsibility to notify us immediately, and you have complied with your Card Terms and Conditions.
12. Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at 1-888- 877-1710 in Canada and the U.S. or visit rsagroup.ca.
13. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca.
14. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit chubb.com/ca.
15. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Applies to eligible items fully charged to your Card worldwide, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca.
®: 2025 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
®*: Used by Amex Bank of Canada under license from American Express.
The Marriott Bonvoy Program
Marriott Bonvoy MomentsTM
Access members-only dining, culinary, lifestyle, sports and entertainment experiences with Marriott Bonvoy MomentsTM.
Marriott Bonvoy membership benefits
Members enjoy unlimited travel possibilities and benefits, including complimentary Wi-Fi, exclusive member rates and mobile check-in on the Marriott Bonvoy® App. The more you stay and spend, the closer you can get to unlocking the next tier of Marriott Bonvoy Elite status.
Over 30 hotel brands and 10,000 global destinations.
Discover an extraordinary portfolio of stays and properties from distinctive brands.
Visit popular luxury hotel brands including The Ritz-Carlton®, St. Regis®, The Luxury Collection®, W Hotels® and more.
†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
1. Account must be in good standing. You will earn five (5) Marriott Bonvoy Points from American Express for every $1 of eligible purchases (less credits and returns) charged on your Marriott Bonvoy American Express Card when charged directly with participating Marriott Bonvoy properties, standalone Marriott Bonvoy retail establishments, and Marriott Bonvoy online stores (including online purchases of Marriott Bonvoy gift cards), that in each case, are owned or managed by Marriott International, Inc., and its affiliates. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of two (2) Points for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Points will be earned on the amount of all eligible purchases, less credits and returns. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Points.
2. For complete information on award redemption stays at Marriott Bonvoy participating hotels, please see marriott.com/loyalty/redeem/hotels.mi. Subject to availability. The amount of Points required per night for an Award Redemption Stay varies by the Participating Hotel, the room types available at the Participating Hotel, length of stay, and may also vary by time of year. Points required per night are updated continuously and may change at any time. If the Member makes a modification to the Award Redemption Stay, the Member is responsible for the changes to the Points required.
3. Transfer ratios, minimum requirements, and maximums, vary by airline. To view the full terms and conditions, visit marriottbonvoy.com/terms.
4. Each year starting after your first year of Cardmembership, 8-10 weeks after your annual reset date, you will earn an Annual Free Night Award redeemable within 1 year from issuing for an available single or double occupancy standard room at participating Marriott Bonvoy properties with a room redemption rate of up to 35,000 Points, inclusive of room rate and applicable taxes but exclusive of resort fee. Booking and stay of the Free Night Award must be completed within 1 year of the Award’s issuance. Account must be in good standing. To view the full terms and conditions for redemption of Free Night Awards, visit marriottbonvoy.com/terms.
5. To be eligible to receive the 15 Elite Night Credits with this Card, you must be the Basic Cardmember, your Card Account must be in good standing at the time of the 15 Elite Night Credit deposit, and you must have an active Marriott Bonvoy program Account. To receive the 15 Elite Night Credit deposit, your Card Account must be linked to a Marriott Bonvoy program Account in your name. You will receive a maximum of 15 Elite Night Credits per calendar year even if you have more than one Marriott Bonvoy Consumer or Small Business credit Card Account or have more than one Marriott Bonvoy program Account. American Express is not responsible for fulfillment of this benefit. It will take approximately 8-weeks from Card Account approval date for the credits to be applied to your loyalty Account. Your 15 Elite Night Credits for subsequent years will then be deposited on or before March 1 of each subsequent calendar year.
6. Based on availability. To view the full terms and conditions, visit marriottbonvoy.com/terms.
7. Each year if, before the annual reset date based on your Card anniversary, you reach $30,000 in net purchases charged to your account, or after you stay 10 qualifying paid nights within one calendar year and combine these nights with 15 Elite Night Credits from your Card, you will earn Marriott Bonvoy Gold Elite status in the Marriott Bonvoy program for a minimum of 1 year (unless you are already enrolled at that or a higher level). Account must be in good standing. On the annual reset date, the amount of annual net purchases resets to zero. Gold and Silver Elite Benefits are subject to the terms and conditions of the Marriott Bonvoy program available at marriottbonvoy.com/terms. If you already have Gold Elite status or higher status in the Marriott Bonvoy program, you will retain that status as long as you meet the requirements specified in the Marriott Bonvoy terms and conditions.
8. Eligible Cards will vary by offer and are subject to change. Select Canadian American Express Cards issued by Amex Bank of Canada and Cards issued by a licensed third-party issuer (as applicable) are eligible Cards for the offer. The following Cards are not eligible: American Express Corporate Cards, American Express® Gift Cards and Prepaid Cards. Subject to offer terms and conditions, and full program terms.
9. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.
10. When you create an installment plan, you will be charged a monthly installment fee. The monthly installment fee percentage will be disclosed to you during plan creation. Please see the Plan It® (American Express Installment Program) section in your Cardmember Agreement or the program Terms and Conditions for more details. Plan It is currently not available in Quebec, Nova Scotia, PEI or Nunavut.
11. We will guarantee protection against fraudulent payments on your Card, provided you have taken the responsibility to notify us immediately, and you have complied with your Card Terms and Conditions.
12. Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at 1-888- 877-1710 in Canada and the U.S. or visit rsagroup.ca.
13. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca.
14. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit chubb.com/ca.
15. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Applies to eligible items fully charged to your Card worldwide, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca.
®: 2025 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
®*: Used by Amex Bank of Canada under license from American Express.
American Express benefits
Amex Offers8
Get rewarded at places you like to shop, dine, travel and more. Check the American Express®* App or Online Services for new offers.
Amex ExperiencesTM9
Get access to Front Of The Line® Amex Presale Tickets™ and Amex Reserved Tickets™ to some of the most in-demand concerts, theatre productions, and special events often before the general public.
Payment flexibility with Plan It®
Enjoy added flexibility and control over your purchases when you use Plan It, the American Express® Installment Program. A feature built into your Card, Plan It allows you to split purchases into equal monthly installments for a fixed fee and no additional Interest.10
Backing you every step of the way
Fraud Protection Guarantee11
Use the American Express Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details, PIN and any device on which you have added your account information. Notify us at once if your Card or eligible device is lost or stolen, or you suspect it is being used without your permission.
Learn more
Add a Card to your account
Earn even more points when you add an Additional Card to your account.
Learn more
World-class supportTM
Get help when you need it. Just have your Card in hand when you give us a call.
Learn more
†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
1. Account must be in good standing. You will earn five (5) Marriott Bonvoy Points from American Express for every $1 of eligible purchases (less credits and returns) charged on your Marriott Bonvoy American Express Card when charged directly with participating Marriott Bonvoy properties, standalone Marriott Bonvoy retail establishments, and Marriott Bonvoy online stores (including online purchases of Marriott Bonvoy gift cards), that in each case, are owned or managed by Marriott International, Inc., and its affiliates. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of two (2) Points for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Points will be earned on the amount of all eligible purchases, less credits and returns. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Points.
2. For complete information on award redemption stays at Marriott Bonvoy participating hotels, please see marriott.com/loyalty/redeem/hotels.mi. Subject to availability. The amount of Points required per night for an Award Redemption Stay varies by the Participating Hotel, the room types available at the Participating Hotel, length of stay, and may also vary by time of year. Points required per night are updated continuously and may change at any time. If the Member makes a modification to the Award Redemption Stay, the Member is responsible for the changes to the Points required.
3. Transfer ratios, minimum requirements, and maximums, vary by airline. To view the full terms and conditions, visit marriottbonvoy.com/terms.
4. Each year starting after your first year of Cardmembership, 8-10 weeks after your annual reset date, you will earn an Annual Free Night Award redeemable within 1 year from issuing for an available single or double occupancy standard room at participating Marriott Bonvoy properties with a room redemption rate of up to 35,000 Points, inclusive of room rate and applicable taxes but exclusive of resort fee. Booking and stay of the Free Night Award must be completed within 1 year of the Award’s issuance. Account must be in good standing. To view the full terms and conditions for redemption of Free Night Awards, visit marriottbonvoy.com/terms.
5. To be eligible to receive the 15 Elite Night Credits with this Card, you must be the Basic Cardmember, your Card Account must be in good standing at the time of the 15 Elite Night Credit deposit, and you must have an active Marriott Bonvoy program Account. To receive the 15 Elite Night Credit deposit, your Card Account must be linked to a Marriott Bonvoy program Account in your name. You will receive a maximum of 15 Elite Night Credits per calendar year even if you have more than one Marriott Bonvoy Consumer or Small Business credit Card Account or have more than one Marriott Bonvoy program Account. American Express is not responsible for fulfillment of this benefit. It will take approximately 8-weeks from Card Account approval date for the credits to be applied to your loyalty Account. Your 15 Elite Night Credits for subsequent years will then be deposited on or before March 1 of each subsequent calendar year.
6. Based on availability. To view the full terms and conditions, visit marriottbonvoy.com/terms.
7. Each year if, before the annual reset date based on your Card anniversary, you reach $30,000 in net purchases charged to your account, or after you stay 10 qualifying paid nights within one calendar year and combine these nights with 15 Elite Night Credits from your Card, you will earn Marriott Bonvoy Gold Elite status in the Marriott Bonvoy program for a minimum of 1 year (unless you are already enrolled at that or a higher level). Account must be in good standing. On the annual reset date, the amount of annual net purchases resets to zero. Gold and Silver Elite Benefits are subject to the terms and conditions of the Marriott Bonvoy program available at marriottbonvoy.com/terms. If you already have Gold Elite status or higher status in the Marriott Bonvoy program, you will retain that status as long as you meet the requirements specified in the Marriott Bonvoy terms and conditions.
8. Eligible Cards will vary by offer and are subject to change. Select Canadian American Express Cards issued by Amex Bank of Canada and Cards issued by a licensed third-party issuer (as applicable) are eligible Cards for the offer. The following Cards are not eligible: American Express Corporate Cards, American Express® Gift Cards and Prepaid Cards. Subject to offer terms and conditions, and full program terms.
9. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.
10. When you create an installment plan, you will be charged a monthly installment fee. The monthly installment fee percentage will be disclosed to you during plan creation. Please see the Plan It® (American Express Installment Program) section in your Cardmember Agreement or the program Terms and Conditions for more details. Plan It is currently not available in Quebec, Nova Scotia, PEI or Nunavut.
11. We will guarantee protection against fraudulent payments on your Card, provided you have taken the responsibility to notify us immediately, and you have complied with your Card Terms and Conditions.
12. Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at 1-888- 877-1710 in Canada and the U.S. or visit rsagroup.ca.
13. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca.
14. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit chubb.com/ca.
15. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Applies to eligible items fully charged to your Card worldwide, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca.
®: 2025 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
®*: Used by Amex Bank of Canada under license from American Express.
Expansive insurance coverage
Your Card has your back at home or abroad with a range of insurances for travel and purchases. Review your insurance coverage.
You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your Marriott Bonvoy® American Express®* Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.
This insurance provides coverage up to $500 (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses, taxi fare and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your Marriott Bonvoy® American Express®* Card.
This insurance provides coverage up to $500 (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 or more hours when you fully charge your airline ticket to your Marriott Bonvoy® American Express®* Card.
You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined when you fully charge your airline tickets to your Marriott Bonvoy® American Express®* Card.
When you fully charge your accommodations to your Marriott Bonvoy® American Express®* Card, this insurance provides coverage up to $500 against the loss of most personal items (excluding cash) if your accommodation is burglarized while you are registered as a guest.
You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Marriott Bonvoy® American Express®* Card.
You can be insured for eligible items charged to your Marriott Bonvoy® American Express®* Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
Your coverage can automatically extend the original manufacturer’s warranty up to one additional year when you fully charge eligible items to your Marriott Bonvoy® American Express®* Card.
View the Certificate of Insurance for your Card.
To submit a claim for $500,000 Travel Accident Insurance14†, please call 1-877-777-1544 (toll-free from the US & Canada). For other coverages listed above, please visit the Online Claims Portal to submit a claim.
†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
1. Account must be in good standing. You will earn five (5) Marriott Bonvoy Points from American Express for every $1 of eligible purchases (less credits and returns) charged on your Marriott Bonvoy American Express Card when charged directly with participating Marriott Bonvoy properties, standalone Marriott Bonvoy retail establishments, and Marriott Bonvoy online stores (including online purchases of Marriott Bonvoy gift cards), that in each case, are owned or managed by Marriott International, Inc., and its affiliates. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of two (2) Points for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Points will be earned on the amount of all eligible purchases, less credits and returns. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Points.
2. For complete information on award redemption stays at Marriott Bonvoy participating hotels, please see marriott.com/loyalty/redeem/hotels.mi. Subject to availability. The amount of Points required per night for an Award Redemption Stay varies by the Participating Hotel, the room types available at the Participating Hotel, length of stay, and may also vary by time of year. Points required per night are updated continuously and may change at any time. If the Member makes a modification to the Award Redemption Stay, the Member is responsible for the changes to the Points required.
3. Transfer ratios, minimum requirements, and maximums, vary by airline. To view the full terms and conditions, visit marriottbonvoy.com/terms.
4. Each year starting after your first year of Cardmembership, 8-10 weeks after your annual reset date, you will earn an Annual Free Night Award redeemable within 1 year from issuing for an available single or double occupancy standard room at participating Marriott Bonvoy properties with a room redemption rate of up to 35,000 Points, inclusive of room rate and applicable taxes but exclusive of resort fee. Booking and stay of the Free Night Award must be completed within 1 year of the Award’s issuance. Account must be in good standing. To view the full terms and conditions for redemption of Free Night Awards, visit marriottbonvoy.com/terms.
5. To be eligible to receive the 15 Elite Night Credits with this Card, you must be the Basic Cardmember, your Card Account must be in good standing at the time of the 15 Elite Night Credit deposit, and you must have an active Marriott Bonvoy program Account. To receive the 15 Elite Night Credit deposit, your Card Account must be linked to a Marriott Bonvoy program Account in your name. You will receive a maximum of 15 Elite Night Credits per calendar year even if you have more than one Marriott Bonvoy Consumer or Small Business credit Card Account or have more than one Marriott Bonvoy program Account. American Express is not responsible for fulfillment of this benefit. It will take approximately 8-weeks from Card Account approval date for the credits to be applied to your loyalty Account. Your 15 Elite Night Credits for subsequent years will then be deposited on or before March 1 of each subsequent calendar year.
6. Based on availability. To view the full terms and conditions, visit marriottbonvoy.com/terms.
7. Each year if, before the annual reset date based on your Card anniversary, you reach $30,000 in net purchases charged to your account, or after you stay 10 qualifying paid nights within one calendar year and combine these nights with 15 Elite Night Credits from your Card, you will earn Marriott Bonvoy Gold Elite status in the Marriott Bonvoy program for a minimum of 1 year (unless you are already enrolled at that or a higher level). Account must be in good standing. On the annual reset date, the amount of annual net purchases resets to zero. Gold and Silver Elite Benefits are subject to the terms and conditions of the Marriott Bonvoy program available at marriottbonvoy.com/terms. If you already have Gold Elite status or higher status in the Marriott Bonvoy program, you will retain that status as long as you meet the requirements specified in the Marriott Bonvoy terms and conditions.
8. Eligible Cards will vary by offer and are subject to change. Select Canadian American Express Cards issued by Amex Bank of Canada and Cards issued by a licensed third-party issuer (as applicable) are eligible Cards for the offer. The following Cards are not eligible: American Express Corporate Cards, American Express® Gift Cards and Prepaid Cards. Subject to offer terms and conditions, and full program terms.
9. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.
10. When you create an installment plan, you will be charged a monthly installment fee. The monthly installment fee percentage will be disclosed to you during plan creation. Please see the Plan It® (American Express Installment Program) section in your Cardmember Agreement or the program Terms and Conditions for more details. Plan It is currently not available in Quebec, Nova Scotia, PEI or Nunavut.
11. We will guarantee protection against fraudulent payments on your Card, provided you have taken the responsibility to notify us immediately, and you have complied with your Card Terms and Conditions.
12. Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at 1-888- 877-1710 in Canada and the U.S. or visit rsagroup.ca.
13. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca.
14. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit chubb.com/ca.
15. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Applies to eligible items fully charged to your Card worldwide, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca.
®: 2025 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
®*: Used by Amex Bank of Canada under license from American Express.
Account servicing
Frequently Asked Questions
If you did not apply for your Marriott Bonvoy® American Express®* Card with a pre-existing Marriott Bonvoy account number, American Express will automatically generate a new number for you. You can retrieve this number by calling American Express at the number on the back of your Card.
If at any time you need to find your Marriott Bonvoy number, you can view it by logging into your Marriott Bonvoy Account under your profile, under the Personal Info section. If you do not have access to your online account, you can look up your member number here and have it emailed to you.
If you were given a new Marriott Bonvoy account number from American Express, you must activate your online account in order to track and redeem your points, view your hotel stays, and more.
First, if you have a pre-existing Marriott Bonvoy account number, you can update the number American Express has on file by calling American Express at the number on the back of your Card.
Then, you must merge the number American Express currently has on file with your pre-existing account by submitting a merge request online or by contacting Marriott customer support, to ensure you only have one Marriott Bonvoy account number under your name. Please indicate the correct account number you'd like to use and verify all details are correct.
Learn more about possible error messages and solutions here. Some common trouble shooting steps:
- You may have a pre-existing Marriott Bonvoy account. Please attempt to log in with your email and password. You can always reset your password and call American Express to update the Bonvoy number on file with a previous account number.
- Ensure to activate your account using the exact details including name and address that you used when you applied for your Marriott Bonvoy® American Express®* Card.
Each year starting after your first year of Cardmembership, 8-10 weeks after your annual reset date, you will earn an Annual Free Night Award redeemable within 1 year from issuing for an available single or double occupancy standard room at participating Marriott Bonvoy properties with a room redemption rate of up to 35,000 Points, inclusive of room rate and applicable taxes but exclusive of resort fee. Booking and stay of the Free Night Award must be completed within 1 year of the Award’s issuance. Account must be in good standing. To view the full terms and conditions for redemption of Free Night Awards, visit marriottbonvoy.com/terms.
Free Night Award Certificates are valid for one year from point of issue and expiration dates cannot be extended. You must redeem and stay by its expiration date. For example, if your Free Night Award expires on December 20, 2024, your check in date can be no later than December 20, 2024.
Your Free Night Award will be issued if your Marriott Bonvoy® American Express®* Card account is in good standing. Please allow up to 10 weeks from your Card anniversary date to receive the Free Night Award. If you still do not see your award, please call American Express at the number on the back of your Card to understand your eligibility.
The amount of Marriott Bonvoy Points needed to reserve a stay is based on availability, seasonality etc. We encourage Cardmembers to explore alternate dates, locations and properties to find award stays within the eligible range. You can also add up to 15,000 Marriott Bonvoy Points to a Free Night Award that you have earned to increase the range of eligible stays. Learn more here.
Once issued, you will see your Free Night Award when you log in to your Marriott Bonvoy online account under the Account Activity Page, or by clicking the down-arrow next to your name and clicking on Activity. Your Free Night Award(s) will show In the Earned Awards section just under the menu bar.
To use your Free Night Award, enter your desired destination and travel dates and put a checkmark in the 'Use points/Awards' box and then click 'find hotels'. Continue to select your hotel and room type (only one room can be booked per reservation when using a Free Night Award). On the 'Complete your booking' page, select Free Night Award. Learn more here.
To find your annual reset date, go to the Points Summary page at the end of your American Express billing statement, under Marriott Bonvoy Awards. If you haven't made any purchases in the statement month, this page may not be included in your statement. Please refer to previous statements with eligible purchases or call American Express at the number on the back of your Card.
Cardmembers will be enrolled in Gold Elite status for a minimum of 12-months from the time of the upgrade, if eligible. To maintain Gold status through spending $30,000 CAD, the spend requirement resets each year on your anniversary date.7
You will receive an Annual Free Night Award on each Card if eligible. You will receive a maximum of 15 Elite Night Credits per calendar year even if you have more than one Marriott Bonvoy Consumer or Small Business credit Card Account.
Regardless of your Elite status level, you can use the 15 Elite Night Credits your Card offers to work towards the next level of Elite status.
Marriott Bonvoy points earned through your Card will be credited to your Marriott Bonvoy account after the billing period in which the purchases are posted to your Card account. In the scenario that your billing period has ended and you still don't see your points after a few days, please call American Express at the number on the back of your Card.
To view your current points balance of Marriott Bonvoy points earned with your American Express Card during a particular billing period, please refer to the Membership Rewards tab of the American Express®* App.
To view your total redeemable balance of points that have transferred over to your Marriott Bonvoy account, please log in to your Marriott Bonvoy account.
If eligible, your Welcome Bonus will be deposited within 8-weeks after meeting the Welcome Offer eligibility requirements. Your Marriott Bonvoy points will then be credited to your Marriott Bonvoy account a few days after the billing period in which the purchases are posted to your Card account.
You can refer a friend through 3 easy steps:
- Invite friends to apply via referral email or your unique referral link. You can access these options here.
- Your friends can apply for the Card using your referral link.
- You could both get rewarded if your friend is approved. Terms and eligibility apply.
Get the most out of your Card
Download the American Express®* App and the Marriott Bonvoy® App
Manage your account on-the-go, track your points and don't miss out on any offer.
Check in from anywhere with mobile check-in and take advantage of features like Mobile Key, while managing your account right at your fingertips.
Never miss out
Get the latest offers and promotions by signing up for email updates from American Express. Plus, opt-in to Marriott Bonvoy email marketing on your Marriott Bonvoy account to learn more about the Marriott Bonvoy program and receive exclusive Marriott offers.
Use a mobile wallet
Tap, pay, go! Add your Card to your phone so you never miss out on points.
†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
1. Account must be in good standing. You will earn five (5) Marriott Bonvoy Points from American Express for every $1 of eligible purchases (less credits and returns) charged on your Marriott Bonvoy American Express Card when charged directly with participating Marriott Bonvoy properties, standalone Marriott Bonvoy retail establishments, and Marriott Bonvoy online stores (including online purchases of Marriott Bonvoy gift cards), that in each case, are owned or managed by Marriott International, Inc., and its affiliates. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of two (2) Points for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Points will be earned on the amount of all eligible purchases, less credits and returns. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Points.
2. For complete information on award redemption stays at Marriott Bonvoy participating hotels, please see marriott.com/loyalty/redeem/hotels.mi. Subject to availability. The amount of Points required per night for an Award Redemption Stay varies by the Participating Hotel, the room types available at the Participating Hotel, length of stay, and may also vary by time of year. Points required per night are updated continuously and may change at any time. If the Member makes a modification to the Award Redemption Stay, the Member is responsible for the changes to the Points required.
3. Transfer ratios, minimum requirements, and maximums, vary by airline. To view the full terms and conditions, visit marriottbonvoy.com/terms.
4. Each year starting after your first year of Cardmembership, 8-10 weeks after your annual reset date, you will earn an Annual Free Night Award redeemable within 1 year from issuing for an available single or double occupancy standard room at participating Marriott Bonvoy properties with a room redemption rate of up to 35,000 Points, inclusive of room rate and applicable taxes but exclusive of resort fee. Booking and stay of the Free Night Award must be completed within 1 year of the Award’s issuance. Account must be in good standing. To view the full terms and conditions for redemption of Free Night Awards, visit marriottbonvoy.com/terms.
5. To be eligible to receive the 15 Elite Night Credits with this Card, you must be the Basic Cardmember, your Card Account must be in good standing at the time of the 15 Elite Night Credit deposit, and you must have an active Marriott Bonvoy program Account. To receive the 15 Elite Night Credit deposit, your Card Account must be linked to a Marriott Bonvoy program Account in your name. You will receive a maximum of 15 Elite Night Credits per calendar year even if you have more than one Marriott Bonvoy Consumer or Small Business credit Card Account or have more than one Marriott Bonvoy program Account. American Express is not responsible for fulfillment of this benefit. It will take approximately 8-weeks from Card Account approval date for the credits to be applied to your loyalty Account. Your 15 Elite Night Credits for subsequent years will then be deposited on or before March 1 of each subsequent calendar year.
6. Based on availability. To view the full terms and conditions, visit marriottbonvoy.com/terms.
7. Each year if, before the annual reset date based on your Card anniversary, you reach $30,000 in net purchases charged to your account, or after you stay 10 qualifying paid nights within one calendar year and combine these nights with 15 Elite Night Credits from your Card, you will earn Marriott Bonvoy Gold Elite status in the Marriott Bonvoy program for a minimum of 1 year (unless you are already enrolled at that or a higher level). Account must be in good standing. On the annual reset date, the amount of annual net purchases resets to zero. Gold and Silver Elite Benefits are subject to the terms and conditions of the Marriott Bonvoy program available at marriottbonvoy.com/terms. If you already have Gold Elite status or higher status in the Marriott Bonvoy program, you will retain that status as long as you meet the requirements specified in the Marriott Bonvoy terms and conditions.
8. Eligible Cards will vary by offer and are subject to change. Select Canadian American Express Cards issued by Amex Bank of Canada and Cards issued by a licensed third-party issuer (as applicable) are eligible Cards for the offer. The following Cards are not eligible: American Express Corporate Cards, American Express® Gift Cards and Prepaid Cards. Subject to offer terms and conditions, and full program terms.
9. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.
10. When you create an installment plan, you will be charged a monthly installment fee. The monthly installment fee percentage will be disclosed to you during plan creation. Please see the Plan It® (American Express Installment Program) section in your Cardmember Agreement or the program Terms and Conditions for more details. Plan It is currently not available in Quebec, Nova Scotia, PEI or Nunavut.
11. We will guarantee protection against fraudulent payments on your Card, provided you have taken the responsibility to notify us immediately, and you have complied with your Card Terms and Conditions.
12. Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at 1-888- 877-1710 in Canada and the U.S. or visit rsagroup.ca.
13. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca.
14. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit chubb.com/ca.
15. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Applies to eligible items fully charged to your Card worldwide, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca.
®: 2025 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
®*: Used by Amex Bank of Canada under license from American Express.