Earn up to $100 in bonus cash back1*
by earning a bonus 5% cash back on all purchases (up to $2,000 in purchases) in your first 3 months as a new SimplyCash® Card from American Express Cardmember. That’s on top of your everyday cash back earn rates.1
*Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Financial Information
Card TypeCredit Card
Annual FeeNo annual fee
Annual Interest Rate21.99% on purchases and
21.99% on funds advances*
21.99% on funds advances*
Additional CardsNo annual fee2
How You Earn
2%
CASH BACK
On gas
For eligible gas station purchases in Canada3
2%
CASH BACK
On grocery
For eligible grocery purchases in Canada, up to $300 cash back annually3
1.25%
CASH BACK
On everything else
With no limit to the amount of cash back you can earn!3
Featured Benefits
Refer a friend and you could earn bonus cash back
As an eligible Basic Cardmember, you4 could earn up to a maximum annual referral bonus of $375 cash back for approved referrals.5
Access unforgettable experiences
Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences.6
All Benefits
Eligibility
To save time, make sure you can say yes to all of the following before applying for the SimplyCash® Card from American Express:
- You are a Canadian resident and have a Canadian credit file
- You are the age of majority in the province or territory where you live
Important Information
*Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
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