Let’s Make Business Happen

Put plans into action by connecting with an American Express® Specialist to find our best solution for your business.

Business Cards to help grow your business

 

Fund your business ideas and grow your buying power with our Business Cards. Select American Express Business Cards have no pre-set spending limit1, which gives you purchasing power that adjusts with your Card use and other factors, as well as up to 55 interest-free days to pay your expenses.2 Plus, you'll have the option to carry a balance or pay a portion of your balance over time, with interest, if you want to.

 

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Make your payments seamless

 

Streamline your payment processes, reduce costs and free up working capital necessary for strategic initiatives to help grow your business. Pay bills on time and strengthen internal audit procedures with greater visibility of spend.

 

Grow your business with more cash on hand.

With an American Express® Business Charge Card, you get up to 55 interest-free days to pay your expenses.2 Plus, the flexibility to pay for your business expenses over time.6

 

That means you have more cash on hand to invest into growing your business. Whether you want to add another truck to your fleet, reach new local markets or expand globally, we can help.

Going places means getting rewarded.

Apply for a Card that is eligible for Membership Rewards®.3 Earn points for virtually every purchase4 that you make. Plus, with Use Points for Purchases, you have the freedom to redeem your Membership Rewards® points for any eligible purchase charged to your Card.5

Expense management made easier.

Gain access to paperless Expense Management Reports delivered quarterly and annually. These reports offer the convenience of simpler tax preparation, the ability to sort by vendor or spend category, the ability to separate personal expenses from business, as well as the flexibility to track and manage expenses more easily.

Let’s go from an idea to making it real.

Go from an idea to making it a reality with payment and financing solutions from American Express. Chat with us today and let’s make it happen.

Terms & Conditions

 

1 No Pre-Set Spending Limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit history, account history, and personal resources. Proof of resources and security may be required.

 

2 This charge card has both Due in Full and Flexible Payment Option balances.


All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened.


Interest rate of 21.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.


The interest free grace period is 28, 29, 30 or 31 days from the closing date of the current statement to the closing date of the next statement depending on the number of days in the calendar month in which the closing date occurs. The number of interest free days varies based on a variety of factors, including when charges are posted to your account, whether your account is in good standing, and the closing date of your statement.

 

Interest will not be charged on transactions and you will have an interest grace period of up to 31 days from the closing date on your statement if every month we receive payment in FULL by the next statement date after the transaction first appeared on your billing statement. Payment in FULL means payment of the total new balance shown on your statement which is made up of all charges to your account (including purchases, funds advances, fees and other charges) up to the closing date.

 

3 In the case of a Corporate Card, participation in the Membership Rewards Program is subject to the approval of the company or other entity in whose name the Card account is opened. In order to participate and before any points can be earned, the Cardmember must first enroll in the Program (except for the Corporate Platinum Card from American Express which, if company approval is given, is automatically enrolled in the Program). Cardmembers are solely responsible for the determination of any tax liability arising out of accrual or redemption of points. In the case of American Express Corporate Cards, the Program and points are for the sole benefit and use of Cardmembers even if the company or other entity in whose name the account is opened has paid the Program fees. Points can only be earned by, issued to and redeemed by Cardmembers. The company or other entity may also cancel participation in the Program at any time. For more information or for the full Membership Rewards Terms and Conditions, visit membershiprewards.ca.

 

Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.

 

5 You can redeem Membership Rewards points for a statement credit towards an Eligible Purchase charged to an Eligible Card. All Eligible Purchases: 1,000 points = $10 statement credit. You must redeem a minimum of 1,000 points per redemption. Eligible Purchases include purchases made at American Express merchants and charged to an Eligible Card. Funds advances, fees, balance transfers, Amex cheques and charges for travellers cheques are not Eligible Purchases. American Express may make changes to the types of purchases that are eligible for redemption with Use Points for Purchases at any time without notice. Eligible Cards are Consumer and Small Business Cards enrolled in the Membership Rewards program. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. You can register for Online Services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases, will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card.


Subject to Membership Rewards Terms and Conditions. Visit membershiprewards.ca for full Terms & Conditions of the Membership Rewards program or call 1 800 668 AMEX (2639). Small Business Cardmembers, please call 1-888-721-1046.

 

Flexible Payment Options gives you the option to pay a portion of your balance over time, with interest, if you want to. You will only pay interest on charges you choose to pay over time at a standard annual rate of 21.99%.

 

® Used by Amex Bank of Canada under license from American Express.