Benefit your business with an American Express Business Card
Purpose-built features you won’t get with a personal card.
American Express Business Cards are specially-tailored to the unique needs of business owners and feature many benefits that can help your business grow. This includes access to premium tools, cash flow solutions, and world-class business expertise.
What are the advantages of a Business Card?
Greater purchasing power
Our Business Credit Cards offer set limits giving you greater control over how much your business can borrow and lend.
Alternatively, our Business Charge Cards feature no pre-set spending limit1 and up to 55 days to pay for purchases2, allowing you to seize larger opportunities with ease.
Increased visibility
With your statement of purchases stored all in one place, you can quickly and easily track your spend, download statements and transaction details, and demonstrate business growth should you wish to apply for a loan.
Simple software integration
All American Express Business Cards are equipped to integrate with popular accounting software including MYOB and Quicken – allowing you to analyse important financial information all in one place.
Financial clarity
With a dedicated Business Card, you can clearly delineate your business spend from your personal spend and access an unsecured line of credit without putting up personal assets as collateral.
Employee expense management
No matter the Business Card you choose, you’ll have the option to take out one or more Employees Cards – allowing you to improve visibility over expenses, control spend with set limits, and accelerate your points earning potential.
Expert ideas and insights
The Idea Exchange is a program providing our business Card Members with complimentary access to some of Australia’s top business minds via mentoring opportunities, seminars, workshops and exclusive content.
Choose the right Business Card for you
Compare the features and benefits across our different Cards to find the
one that’s the best fit for your business.
More from American Express
Cash flow tools
See how features like up to 55 days to pay for purchases3 can help you make more of your on-hand capital or gain added breathing room around bills.
Earn rewards on every dollar
Make business spend count for more with points on every dollar and rewards such as gift cards and statement credit.
1. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
2. Extend your cash flow by up to 55 days with an American Express Business Platinum Card or American Express Business Gold Plus Card and up to 51 days with all other American Express Business Charge Cards. Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period.