For Small Businesses
For Large Businesses
American Express and your business
Explore products and features that could help your business.
An overview of our products
Business and Corporate Cards
Help make doing business easier while earning valuable rewards with world class service using Business or Corporate Cards.
Payment Solutions
Manage vendor payments and employee spending to save time and to help with cash flow management.
International Payments
Send and receive cross border payments quickly, securely and without set-up or maintenance fees.
Business Loans
Apply online for an unsecured loan of up to $300,000, with flexible terms and no upfront or ongoing fees to suit your business needs.
Business Cards
Help make doing business easier while earning valuable rewards with world class service using Business Cards.
Corporate Cards
A Corporate Card program offers tools and services, as well as rewards to help drive savings for larger companies.
Payment Solutions
Manage vendor payments and employee spending to save time and to help with cash flow management.
Why choose an American Express Business Card?
Cards built for business
Our Business Cards are equipped with features and benefits that you won’t find on a personal Card.
Credit and Charge Card options
We offer two types of Cards to support businesses with different cash flow patterns. Learn which one is right for you.
Earn rewards on every dollar
Make business spend count for more with points on every dollar and rewards such as gift cards and statement credit.
World-class travel benefits
From airport lounge access to complimentary insurances, explore all the ways our Cards can improve your next personal or business trip.
Cash flow tools
See how features like up to 55 days to pay for purchases3 can help you make more of your on-hand capital or gain added breathing room around bills.
Streamlined application process
We’ve stepped out everything you need to know or have on hand before applying, to help make the process a smooth one.
Refer another business and earn Bonus Points2
Refer a fellow business owner to American Express and you’ll both be rewarded with
Bonus Points once they’re approved.
Card Member
Thinking about accepting
American Express Card Payments
Learn about the benefits of accepting American Express
payments instore and online.
Business Trends and Insights
Customer behaviour analysis tools
Discover how customer behaviour analysis tools enhance understanding of customer needs. Explore 7 tools for actionable insights to refine marketing strategies.
Understanding thought leadership
Thought leaders are emerging in small businesses nationwide. Learn how to showcase your expertise and know-how to elevate your career and your company’s brand.
Profit maximisation strategies
Learn about the benefits and drawbacks of profit maximisation and how strategies that focus on maximising revenue, without sacrificing quality, underpin sustainable growth.
1. Transaction fees may apply.
2. American Express discourages spamming. You should only send referral messages to friends and family who genuinely want to receive them. By participating in ‘Refer a Friend’, you agree to these ‘Refer a Friend’ Terms and Conditions:
- Only Friends & Family: You must only send referral messages to close friends and family. Do not market or promote this offer through paid advertising channels or to the public at large (i.e. on public blog sites, search engines or in sponsored ads).
- Ask Their Permission First: You must ask the person for their permission to send them an email about your Card product. Sending emails to people without consent is considered spam.
- The amount of Membership Rewards points you may receive under the ‘Refer a Friend’ program is capped at 1,000,000 points per year.
- Your friend must apply from the referral link we have given you. If your friend applies from a separate link or applies independently (i.e. if they visit americanexpress.com directly) you will not receive your Membership Rewards points,
- You will only receive Membership Rewards points if your friend’s Card application is approved (in accordance with our usual Card application processes and assessments). Note: We will not tell you if your friend’s Card application is approved or declined for privacy and confidentiality reasons.
- It may take 8 to 10 weeks to be credited Membership Rewards points if you are successful.
3. Extend your cash flow by up to 55 days: Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period.