Cashback

• Enjoy 5%* cashback for the first 3 months of card issuance.
• Earn 1% cashback on your local purchases and 2% cashback on your overseas purchases**.
• No minimum spend. No rebate cap.

*Up to a maximum of PHP 2,500 worth of bonus cashback.

**Terms and conditions apply. Click here for more details.

Earning and Redeeming Cashback

• Reward yourself with cashback on your everyday purchase.
• Every local or overseas purchase on your American Express Cashback Credit Card earns you 1% or 2% cashback that will be credited to the Basic Cardmember’s account and reflected in the Monthly Billing Statement (MBS).
• Cashback reflected in the MBS are computed based on posted transactions within the monthly cut-off date two (2) days prior to your statement cycle. Unposted Cashback earned after the cut-off date will be reflected in your succeeding MBS.
• For additional details, refer to the terms and conditions on earning and redeeming under the Cashback Program.

Exceptional Service and Support

• 24/7 Customer Service Hotline anytime, anywhere.

Travel with Confidence

• 24/7 Global Assist. In case of an emergency while overseas, the Global Assist team will be able to offer you immediate personal advice on the phone. They can help with referrals to an English speaking doctor, lawyer or relevant professional, depending on your needs.
• American Express Travel Services Offices worldwide is available to help and assist Cardmembers with travel-related inquiries and concerns.

Comprehensive Travel Accident and Inconvenience Protection Insurance

• Travel Accident Insurance Protection of up to PHP 10,000,000.
• Delayed Flight Departure – PHP 5,000; max of PHP 10,000 per family.
• Flight Cancellation - Up to PHP 200,000
  
• Missed Connection – PHP 5,000; max of PHP 10,000 per family.
• Luggage Delay – PHP 5,000; max of PHP 10,000 per family.
• Luggage Loss – Max of PHP 80,000 per family.

First Year Annual Membership Fee

• Enjoy Complimentary Annual Membership for the first year for the Basic and Supplementary Cardmembers.
• Annual Fee: Basic – PHP 3,000; Supplementary Card – PHP 1,500
• Your entire annual card fee will be waived for the following year if you spend PHP 200,000 annually.

Finance Charge 
Low finance charge of 3.5% per month if you choose to pay only the minimum amount due or opt not to pay the full amount of your statement balance. 

Fees and Charges 
Click here to view Table of Fees and Charges and Sample Finance Charge Computation. 

Cash Advance 
You may withdraw up to 30% of your credit limit and from over 1,000 BDO branches nationwide, just look for the American Express logo. 

Online Services 
Check your statement online anytime or call our Customer Service Hotline whether you are home or abroad. 

Payment Convenience 
Paying for your American Express Cashback Credit Card is easy. There are various payment options at numerous locations that you can choose from:

• BDO Branch Counters: Cash or check payments are accepted at any branch.
• BDO eBanking: Transact anytime anywhere in the world through www.bdo.com.ph
• BDO Phone Banking: Access your BDO account and pay for your Card using any touch-tone phone. Just call 8631-8000.
• SM Bills Payment Centers: Pay for your Card through SM Bills Payment

Exclusive Savings and Privileges 
American Express Selects® provides a wide range of offers exclusively for American Express Cardmembers. Visit amexnetwork.com/selects to view offers from around the globe in travel, dining, shopping and entertainment. 

Bring along your American Express Cashback Credit Card anywhere you go and receive exclusive benefits reserved only for you. 

American Express InvitesSM brings your local favourites from all over the world – specially chosen by our dining experts. Each restaurant offers Cardmembers something extra on the house: either a discount, complimentary wine or appetizer. 

Visit amexdiningprogram.com to view the restaurants. 

Purchase Protection 
Your retail purchases are insured from theft, loss or damage within 30 days from purchase for up to PHP 50,000 per occurrence or max of PHP 250,000 per year.

Easy Installment Program 
Take control of your finances. You may choose to pay purchases in fixed monthly payments in 3, 6, 9 or 12 months term at attractive interest rates. The minimum installment amount is PHP 3,000 but may vary during special promotional campaigns.

Add Someone to Your Account 
Your Basic American Express® Card can come with a Supplementary Card that will allow you to extend the benefits of your Card to family and loved ones with full control of how much they can charge on the Card. 

Simply download and completely fill out the supplementary application form and email the scanned signed copy along with the required documents toamex@bdo.com.ph 

Click here for the Supplementary Application Form.

Our Customer Service will be more than happy to assist you. 

To learn more, contact us at: 8631-8000, or 

Domestic Toll-Free

• 1-800-10-631-8000 (PLDT)
• 1-800-3-631-8000 (Digitel)
• 1-800-5-631-8000 (Bayantel)
• 1-800-8-631-8000 (Globe), or

International Toll-Free

• (IAC)+800-8-6318000