Simplify business
payments with
AccessLine®
Simplifying business payments with AccessLine®1
AccessLine assists with managing your Business’s cashflow2 and allows you the opportunity to be rewarded at the same time.
The benefits of business payment solutions
By choosing the right business payment solution, you can increase efficiency, improve relationships with your suppliers and keep control of your Business spending.
When you’re thinking about the best payment tools for your Business, here are a few things to consider:
1
Organise your payment process
Make sure you know who you need to pay and when. Schedule payments throughout your billing cycle each month so it doesn’t affect your Business’s cashflow.
2
Pay on time and keep it consistent
This builds trust and can strengthen relationships with your suppliers which could help if you need to negotiate terms. Your suppliers might be more inclined to offer you a deal if they know you’re reliable when it comes to payment.
3
Look for a service with fast payments
The quicker the transaction, the happier both you and your supplier will be.
How American Express AccessLine can help simplify payments for your Business
With AccessLine, you can use your American Express Business or Corporate Card to make domestic payments to virtually any Australian business – even if they don’t take Card payments. The easy-to-use payment portal allows you to use your American Express Card to pay directly into your supplier’s bank account.
1. Enable seamless transactions with your American Express Business or Corporate Card
With AccessLine, you can use your Card to directly pay your suppliers. Choose the best time in your billing cycle to pay. This will help you maximise cash flow and stay in control of your Business’s finances. A Trade Service Fee of up to 2.15% applies to all AccessLine transactions (unless we advise you otherwise). If you need to, you can also take advantage of our Flexible Payment Option available on Amex Charge Cards and pay a portion of your account balance over time (interest charges apply)3.
2. Maximise rewards and cash flow management
As an American Express Card Member, you know we offer great rewards. And it’s no different with AccessLine. When you pay a supplier with AccessLine, your Business may earn rewards points for every dollar spent, as long as you’re enrolled in one of our Rewards programs4. Your earn rate will vary depending on the type of American Express Card you have.
From online shopping and Gift Cards to travel or reducing your Account balance, our Membership Rewards program lets you choose from a wide range of rewards.
Discover how you can earn and redeem your points with a wide range of rewards.
3. Empower your relationships with suppliers
Strong relationships with suppliers go a long way, particularly for a small business. When you pay on time and earn a reputation as a reliable customer, it can put you in a great position to negotiate early payment terms or other discounts.
To take advantage of Amex AccessLine, you’ll need to have an American Express Corporate or Business Card registered to use the service and need to complete an application, which is subject to review and approval by American Express. Then enrol with AccessLine via the online payment portal, set up your login, pre-register your suppliers and create your payment within the portal.
Ready to go? Find out more on how to get AccessLine for your Business.
Choose the Card that best suits you
Compare the features and benefits across our different Credit and Charge Cards
Choose the Card that best suits you
Compare the features and benefits across our different Credit and Charge Cards
1. This information has been prepared without taking into account your objectives, financial situation or needs. You should read the AccessLine Terms and Conditions and consider the appropriateness of Australian domestic payments using AccessLine in relation to your individual requirements. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. To use AccessLine, you must have an American Express Corporate Card or American Express Business Card that is registered to use the service. Terms, conditions, fees and charges apply. Card Members may only participate in the Program if their Company chooses to enrol their Card Account in the Program, subject to our approval.
2. The number of days you can extend your cash flow by are dependent on your Card product type, method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.
3. With Flexible Payment Option, you will be charged interest if you do not pay your Closing Balance in full by the due date each month. Please refer to your monthly statements for the current interest rate. Please refer to the full Flexible Payment Option Terms and Conditions.
4. Enrolment required (an annual program fee may apply). Subject to terms and conditions of your relevant loyalty program. For more information, please refer to your relevant loyalty program Terms and Conditions: