American Express

The American Express® Business Gold Card

The American Express® Business Gold Card

Reward your business every day

Key Benefits and Information
Annual Fee
Pay no annual fee on your Business Gold Card for the first year, and £195 per year after that.
Quarterly Bonus Points
Earn 10,000 extra Membership Rewards points on purchases when you spend £20,000 or more per quarter, up to an additional 40,000 points in a year.
Up to 54 Days to Pay
Get up to 54 days payment period on purchases, so your cash can stay in your account longer.
Complimentary Cards
Empower employees to spend securely with up to 20 complimentary Employee Cards.
LIMITED TIME OFFER

Earn up to 20,000 60,000 bonus Membership Rewards® points

Earn 40,000 points when you spend £6,000 in the first three months, with an additional 20,000 points when you spend between months 14–17 of Cardmembership. Offer ends 8 April 2025. Terms apply, 18+, subject to status.
How You Earn
  • 1X Membership Rewards Points On purchases

    for every eligible £1 spent

  • 2X Membership Rewards Points On American Express Travel

    For every £1 spent

  • 9,000 Bonus Points For a referral

    if the business is approved

All Benefits
Membership Rewards
Earn 1X point for every eligible £1 spent
Earn 2X points for every £1 spent on American Express Travel
Earn 10,000 extra points when you spend £20k or more per quarter, up to 40,000 points in a year
Redeem points for travel, gift cards, to pay your bill, choose to reward yourself or your business
Cashflow Management
Up to 54 days to pay
Flexible spending power
Streamlined accounting tools
Employee Expense Management
Up to 20 complimentary Cards to help employees spend securely
Exclusive Savings and Entertainment
Over £200 a year in partner discounts
Upgrades and credits at 1,000+ properties with The Hotel Collection
£100 annual Dell Technologies statement credit
Access to American Express® Experiences
World-Class Service
24/7 Global Assist® hotline
Emergency Card Replacement
24-hour Business Account management
Insurance and Protection
Travel Accident and Travel Inconvenience Insurance
Purchase protection
Refund protection
Eligibility
To apply for the Gold Business Card, you should be able to say yes to the following:
  • The business has a current UK bank or building society account
  • I am aged 18 or over
  • You have a permanent UK home address
  • You will pay the annual fee of £195, after your first year of Cardmembership
Important Information
Please ensure that you have read and downloaded these important documents before starting your application.
If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative Card is available - The Basic Business Card.
The American Express® Business Gold Card

Ready to apply?

The American Express® Business Gold Card is offered by American Express Services Europe Limited.

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