American Express Business Card Members
Quick links to important Card information.
Quick links to important
Card information.
Some quick links to help you get started
Some quick links to help you get started
Set up your Card, manage your Account, and explore business management tools.
Set up your Card, manage your Account, and explore business management tools.
My Account
Learn how to set up your Card, enrol in Membership Rewards, and more.
Quickly and easily manage your Card Account, even while you’re on the go.
Choose from a range of billing and payment options available to you.
Redeem your points on Gift Cards, flights, accommodation or statement credit.
Gain greater transparency over your business spend and simplify employee expense management by adding Employee Cards2 to your Account.
Successfully refer another business owner to Amex and you’ll get Bonus Points and they’ll get access to great Card benefits and could get Bonus Points too. T&Cs apply.
Business Management Tools
Learn how to access an instant line of credit on your Charge Card and pay a portion of your balance, up to a limit, over time. Interest charges apply.3
Learn about being an American Express® accepting Merchant.
Get even more from American Express

American Express AccessLine®4 Fast and secure payments to domestic suppliers, even if they don’t accept Card payments. Plus earn Membership Rewards1 Points. Enrolment required. |


Employee Card Benefits Gain greater transparency over your business spend and simplify employee expense management by adding Employee Cards2 to your Account. |


American Express AccessLine®4 Fast and secure payments to domestic suppliers, even if they don’t accept Card payments. Plus earn Membership Rewards1 Points. Enrolment required. |


Employee Card Benefits Gain greater transparency over your business spend and simplify employee expense management by adding Employee Cards2 to your Account. |

1. Membership Rewards: Subject to the Terms and Conditions of the Membership Rewards program available here. Enrolment into Membership Rewards is required (an annual fee may apply). Eligibility to participate in the Membership Rewards program depends on your Card product type, and is subject to the approval of American Express.
2. Employee Cards: Subject to Terms and Conditions. Fees and charges may apply. This offer is only available to those who reside in Australia. Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.
3. With Flexible Payment Option, you will be charged interest if you do not pay your Closing Balance in full by the due date each month. Please refer to your monthly statements for the current Interest Rate and PDS for number of interest-free days. Eligibility criteria applies. For full Terms and Conditions please click here.
4. AccessLine - This information has been prepared without taking into account your objectives, financial situation or needs. You should read the AccessLine Terms and Conditions and consider the appropriateness of Australian domestic payments using AccessLine in relation to your individual requirements. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. To use AccessLine, you must have an American Express Corporate Card or American Express Business Card that is registered to use the service. Terms, conditions, fees and charges apply.
Get even more from American Express

American Express AccessLine®4 Fast and secure payments to domestic suppliers, even if they don’t accept Card payments. Plus earn Membership Rewards1 Points. Enrolment required. |


Employee Card Benefits Gain greater transparency over your business spend and simplify employee expense management by adding Employee Cards2 to your Account. |


American Express AccessLine®4 Fast and secure payments to domestic suppliers, even if they don’t accept Card payments. Plus earn Membership Rewards1 Points. Enrolment required. |


Employee Card Benefits Gain greater transparency over your business spend and simplify employee expense management by adding Employee Cards2 to your Account. |

1. Membership Rewards: Subject to the Terms and Conditions of the Membership Rewards program available here. Enrolment into Membership Rewards is required (an annual fee may apply). Eligibility to participate in the Membership Rewards program depends on your Card product type, and is subject to the approval of American Express.
2. Employee Cards: Subject to Terms and Conditions. Fees and charges may apply. This offer is only available to those who reside in Australia. Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.
3. With Flexible Payment Option, you will be charged interest if you do not pay your Closing Balance in full by the due date each month. Please refer to your monthly statements for the current Interest Rate and PDS for number of interest-free days. Eligibility criteria applies. For full Terms and Conditions please click here.
4. AccessLine - This information has been prepared without taking into account your objectives, financial situation or needs. You should read the AccessLine Terms and Conditions and consider the appropriateness of Australian domestic payments using AccessLine in relation to your individual requirements. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. To use AccessLine, you must have an American Express Corporate Card or American Express Business Card that is registered to use the service. Terms, conditions, fees and charges apply.
Card Terms and Conditions
American Express® Business Card
- Card Terms and Conditions
- Terms and Conditions for Cards issued after 11 August 2022
- Insurance Terms and Conditions
American Express® Gold Business Card
American Express® Business Gold Plus Card
American Express® Platinum Business Card
American Express® Business Explorer Credit Card
American Express® Business Accelerator Credit Card
Qantas American Express® Business Credit Card
American Express® Qantas Business Rewards Card
- Card Terms and Conditions
- Points Terms and Conditions
- Triple Qantas Points Terms and Conditions
- Insurance Terms and Conditions
American Express® Velocity Business Card
- Card Terms and Conditions
- Insurance Terms and Conditions
- Points Terms and Conditions
- Lounge Pass Terms and Conditions
American Express® Platinum Credit Card
American Express® Flexible Payment Option3
Forms
Get even more from American Express

American Express AccessLine®4 Fast and secure payments to domestic suppliers, even if they don’t accept Card payments. Plus earn Membership Rewards1 Points. Enrolment required. |


Employee Card Benefits Gain greater transparency over your business spend and simplify employee expense management by adding Employee Cards2 to your Account. |


American Express AccessLine®4 Fast and secure payments to domestic suppliers, even if they don’t accept Card payments. Plus earn Membership Rewards1 Points. Enrolment required. |


Employee Card Benefits Gain greater transparency over your business spend and simplify employee expense management by adding Employee Cards2 to your Account. |

1. Membership Rewards: Subject to the Terms and Conditions of the Membership Rewards program available here. Enrolment into Membership Rewards is required (an annual fee may apply). Eligibility to participate in the Membership Rewards program depends on your Card product type, and is subject to the approval of American Express.
2. Employee Cards: Subject to Terms and Conditions. Fees and charges may apply. This offer is only available to those who reside in Australia. Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.
3. With Flexible Payment Option, you will be charged interest if you do not pay your Closing Balance in full by the due date each month. Please refer to your monthly statements for the current Interest Rate and PDS for number of interest-free days. Eligibility criteria applies. For full Terms and Conditions please click here.
4. AccessLine- This information has been prepared without taking into account your objectives, financial situation or needs. You should read the AccessLine Terms and Conditions and consider the appropriateness of Australian domestic payments using AccessLine in relation to your individual requirements. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. To use AccessLine, you must have an American Express Corporate Card or American Express Business Card that is registered to use the service. Terms, conditions, fees and charges apply.