Please scroll down to read important information about your rates, fees, and other cost information before submitting your application.

Important information regarding rates, fees, and other cost information

INTEREST RATES AND INTEREST CHARGES

Annual Percentage Rate (APR) for Purchases

18.49% (Prime Rate + 10.99%) to 26.49% (Prime Rate + 18.99%), based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.

APR for Cash Advances

29.24% (Prime Rate+ 21.74%)
This APR will vary with the market based on the Prime Rate.

Penalty APR and When It Applies

29.99% (Prime Rate + 25.99%)
This APR will vary based on the Prime Rate.

This APR will apply to your account if you:
1) make a payment that is returned;
2) make 2 late payments in 12 billing periods; or
3) do not pay the Minimum Payment Due by the Closing Date of the billing period in which it is due.

When Does the Penalty APR Apply to Payment Terms Purchases? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, to Payment Terms purchases from the day after the Payment Terms period ends and for the remaining duration that the Penalty APR applies.

How Long Will the Penalty APR Apply? If the Penalty APR is applied, it will apply for a minimum of 12 billing periods in a row, and will continue to apply until after you have made timely payments, with no returned payments for 12 billing periods in a row.

Paying Interest

Your due date is at least 25 days after the close of each billing period. We will not charge you interest on purchases if you pay your entire standard balance by the due date each month. Payment Terms purchases will be included in the standard balance after their Payment Terms period has expired. We will not charge you interest on Payment Terms purchases during their Payment Terms period. We will begin charging interest on cash advances on the transaction date.

Fees

Annual Membership Fee

$0

Transaction Fees

 
  • Cash Advance
  • Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction
  • None
Penalty Fees
 
  • Late Payment
  • Up to $39
  • Overlimit
  • None
  • Returned Payment
  • $39

How We Will Calculate Your Balance: We use a method called "average daily balance (including new transactions)."


Loss of Introductory APR: If a penalty APR applies to your account for any reason we will end any introductory APRs and a penalty APR will apply to your Account.

Variable APRs will not exceed 29.99%.

Variable APRs for each billing period are based on the Prime Rate published in The Wall Street Journal on the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. If the Prime Rate increases, Variable APRs will increase. In that case, you may pay more interest and have a higher Minimum Payment Due. When the Prime Rate changes, the resulting changes to variable APRs take effect as of the first day of the billing period. Variable APRs are accurate as of 04/06/2025.

TERMS AND CONDITIONS

View the full Card Member Agreement.

By submitting this application, you, as an individual and the Authorizing Officer of the Company, (a) are requesting us to open an Account in the name of the Company, (b) are requesting that we issue Card(s) as you direct, (c) are agreeing to be jointly and severally liable with the Company for all charges to the account, and (d) are REPRESENTING THAT ALL CARD(S) ISSUED ON THE ACCOUNT WILL ONLY BE USED FOR COMMERCIAL OR BUSINESS PURPOSES. Only qualified individuals 18 or over may be approved for a Card Account. This offer is available to US Residents. When you use the Account (or sign or keep the Card), you agree to the terms of the Card Member Agreement that will be provided to you for the Account. The Card Member Agreement includes an arbitration provision, which impacts the opportunity to have claims related to the Account heard in court or resolved by a jury, and to participate in a class action or similar proceeding. We may change the terms of, or add new terms to, the Card Member Agreement at any time, subject to applicable law. We may apply any changed or new terms to any existing and future balances on your Account, subject to applicable law.

You promise that the information you provide on this application is accurate. You authorize us to verify this information and to obtain reports from consumer reporting agencies. You authorize us and our affiliates and subsidiaries to share information we have about you at any time for marketing and administrative purposes as permitted by law. Upon request, we will tell you if we have received a consumer report and the name and address of the agency that provided it.

Additional Cards: You must notify Additional Card Members that we may obtain, provide, and use information about them and that their use of your Account is subject to certain provisions of the Card Member Agreement. The maximum number of Additional Cards issued on each Account is 99.

USA PATRIOT Act Notice: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, including your name, address, date of birth and other information that will allow us to verify your identity.

New York Residents: New York residents may contact the New York State Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York State Department of Financial Services 1-800-342-3736 or www.dfs.ny.gov

Cash advance at ATMs: We may issue you a Personal Identification Number (PIN) to use to obtain cash advances at participating ATMs. Or you may request a PIN for cash advances by contacting us. We will send you a letter confirming your PIN.

Notice to Delaware Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balances from month to month.

Notice to Oregon Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balances from month to month. You may pay more than the minimum payment due, up to your entire outstanding balance, at any time.

Notice to Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

The Amazon Business American Express Card and Amazon Business Prime American Express Card is issued by an American Express National Bank. © 2025 American Express National Bank.

POID K2OK:8669

OFFER TERMS

Upon approval of your Amazon Business American Express Card or Amazon Business Prime American Express Card application, Amazon will load an Amazon Gift Card into the Amazon account from which you applied or, if upon approval, you receive a link provided by Amazon on the application approval page to create a new Amazon Business account and you use the link to create the new account within 30 minutes of receiving the link, Amazon will load the Amazon Gift Card into the new Amazon Business account instead. Gift Card cannot be used to purchase other gift cards. Amazon Gift Cards are issued by ACI Gift Cards, Inc., a Washington Company. See www.amazon.com/gc-legal for complete terms and conditions.

Referral Program Terms
If you have been referred by an American Express Card Member, the Card Member who referred you may earn a bonus if your application is approved, and consequently may be able to tell if your application is approved.

BENEFIT TERMS

The following benefits and services are subject to change or cancellation.

Account Manager

Account Managers must be at least 18 years old and have a U.S. Mailing Address and Social Security Number.

Amazon Business Enhanced Data Views

Enhanced Data Views: When you make purchases on Amazon Business using your Card, Amazon will collect and share transaction data with American Express for the purpose of providing item-level purchase detail on your Card statement.

Amazon Rewards and Payment Terms

Rewards option: When using your Amazon Business American Express Card or Amazon Business Prime American Express Card for eligible purchases at a designated Amazon property you will have the option to either (i) earn % Back rewards on your purchase or (ii) apply Payment Terms to your purchase. We refer to this as the rewards option. When making purchases at Whole Foods Market and Amazon-branded physical store locations, you may not have the option to select a rewards option at checkout; in such cases, your default rewards option will apply. You will not earn % Back rewards on any purchase to which you apply Payment Terms. The amount of % Back rewards and the length of Payment Terms will depend on whether you have an eligible Prime membership. Eligible Prime membership means a current Prime membership or Business Prime membership, as determined by Amazon and governed by the Prime or Business Prime terms and conditions. Please sign-in to Amazon.com/businesscard to learn more about eligible Prime memberships.

The designated Amazon properties are: The website accessible at Amazon.com ("Amazon"), the website accessible at Amazon.com/business ("Amazon Business"), Whole Foods Market locations in the U.S., including Whole Foods Market 365 stores and the website accessible at www.wholefoodsmarket.com ("Whole Foods Market"), Amazon Go locations in the U.S. ("Amazon Go"), Amazon Books locations in the U.S. ("Amazon Books"), and the business or businesses operating as Amazon Web Services in the U.S. ("AWS"). Eligible purchases are purchases of products and services, minus returns and other credits. Buying products and services with your Card, in most cases, will count as an eligible purchase; however, the following types of transactions won't be eligible for the Amazon rewards option, won't earn % Back rewards and won't be eligible for interest free Payment Terms: fees or interest charges payable to American Express, cash advances, purchases of travelers checks, and purchases of other cash-like transactions not made at designated Amazon properties, such as purchases or reloading of prepaid cards, person-to-person payments. Additional terms and restrictions apply. Purchases made on a designated Amazon property will be recognized as such. However, purchases made elsewhere may not be categorized as you expect. Merchants are typically assigned codes and categorized based on what they primarily sell. A purchase will not receive higher % Back rewards if the merchant's code is not eligible. Purchases made through a third-party payment account or on an online marketplace with multiple retailers (other than a designated Amazon property) will not receive a higher % Back reward. A purchase may not receive a higher % Back reward if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.

Payment Terms: If you make an eligible purchase, and you select the Payment Terms option, or if your default selection for Payment Terms applies, payment will be due no less than 90 days from the date of purchase (with eligible Prime membership) or 60 days from the date of purchase (without eligible Prime membership).

% Back and points: "% Back rewards" are the rewards you earn under the Amazon rewards program. % Back rewards are tracked as points and each 100 points earned in % Back rewards is equal to $1. You may simply see "% Back" in marketing materials when referring to the rewards you earn.

How you can earn % Back rewards: You'll earn % Back rewards when (i) you, or an authorized user, use an Amazon Business American Express Card or Amazon Business Prime American Express Card to make an eligible purchase and (ii) Payment Terms do not apply.

You'll earn: 5% Back (with eligible Prime membership) or 3% Back (without eligible Prime membership) on the first $120,000 you spend in any calendar year on eligible purchases made using your Card account at designated Amazon properties when the % Back rewards option applies. Once you spend $120,000, for the remainder of the same calendar year you will earn 1% Back on all such eligible purchases. At the start of every calendar year, spend will reset and you will again earn 5% Back (with eligible Prime membership) or 3% Back (without eligible Prime membership) on the first $120,000 you spend on eligible purchases made during the year when the % Back rewards option applies. For clarity, purchases made using Payment Terms will not count towards the $120,000 spend threshold described above.

2% Back for each $1 spent on eligible purchases in the following rewards categories: U.S gas stations, U.S. restaurants, and wireless telephone services purchased directly from U.S. service providers (excludes Google Fi). 1% Back for each $1 spent on all other eligible purchases. For more details on eligible purchases and exclusions, please go to americanexpress.com/rewards-info.

Amazon Business Rewards Program Agreement: Terms and conditions for the Amazon Business Rewards Program apply. Visit www.americanexpress.com/amazonrewards for more information.

Amazon Shop with Points

How you can use points: You can use points to redeem for eligible purchases at Amazon.com and Amazon.com/Business or towards a charge on your statement.

Amazon Shop with Points

Points expiration / forfeiting points: Points don't expire as long as your account remains open, however, you may forfeit points in your program account if your account status changes, you make a late payment or otherwise as described in the terms of the Rewards Program.

American Express Venue Collection™

American Express Venue Collection™
The American Express Venue Collection provides American Express® Card Members with a Consumer or Business American Express Card issued by American Express in the US with access to a set of benefits at stadiums and arenas for select events. American Express cards issued by third-party financial institutions, American Express Corporate Cards, American Express Debit Cards, and American Express Prepaid Cards are not eligible. All benefits are subject to specific terms & conditions. Some benefits will be fulfilled by the venue and are subject to terms & conditions set by the venue, as applicable. Benefits cannot be redeemed for cash, transferred, or substituted. Void where prohibited by law. For more information, including specific benefit terms & conditions and venues included as part of the collection, please visit americanexpress.com/venues.

American Express Venue Collection™ Concessions Statement Credit

American Express Venue Collection™ Concessions Statement Credit
To redeem, Card Members must first enroll an eligible Card in this offer and then use that same Card to make a qualifying purchase. Eligible Cards are Consumer and Business American Express® Cards issued by American Express in US. American Express Corporate Cards, Debit Cards, Prepaid Cards, and American Express-branded cards issued by other financial institutions are not eligible. Limit of a total of $250 USD back in statement credits per enrolled Card each calendar year on qualifying purchases made across venues in the American Express Venue Collection™. Qualifying purchases include food and beverage concessions purchases made in-person at point of sale and at self-service kiosks at venues in the American Express Venue Collection™. At Hollywood Bowl, qualifying purchases also include purchases made in the Hollywood Bowl app or via web browser. The following are not qualifying purchases: Purchases in Amazon-operated Just Walk Out Stores, suite and catering orders, in app purchases at venues not specifically identified above, ticket sales, restaurants, transportation, parking, gift cards, merchandise, and all other non-concession purchases made at American Express Venue Collection venues. An up-to-date list of venues in the American Express Venue Collection can be found at americanexpress.com/venues/. Offer ends December 31, 2026. Participation in Amex Offers is subject to Amex Offers Program Terms. To view full terms for each eligible Card and enroll in this offer, scan the QR Code on signage at the venue or visit https://www.americanexpress.com/en-us/benefits/membership/experiences/venues/concessions-enrollment/.

American Express Venue Collection™ Entrances and Fast Lanes

American Express Venue Collection™ Entrances and Fast Lanes
American Express Card Member entrances and/or fast lanes are available at venues in the American Express Venue Collection. Card Member entrances and fast lanes may not be available for all events; hours of availability may vary and are subject to change. Entrances and fast lanes may be modified or discontinued at any time and without notice. Card Members must have a valid ticket to the event and can access the Card Member entrance or fast lane by presenting a valid American Express Card in the Card Member's name. The number of guests that may accompany a Card Member through a Card Member entrance of fast lane may vary by venue. Additional terms may apply by venue and by event (including, without limitation, security protocols). American Express does not operate the Card Member entrances or fast lanes; the applicable venue operates the entrance. Venue personnel reserve the right to not allow Card Members and their guests admittance through the Card Member entrance or fast lane for any reason, including, without limitation, not adhering to security protocols. To learn more about a specific venue, please visit americanexpress.com/venues.

American Express® App

The American Express® App and app features are available only for eligible accounts in the United States. American Express® prepaid Cards and Cards issued by non-American Express issuers are not eligible.

To log in, customers must have an American Express user ID and password or create one in the app.

Amex Offers

Eligible Card Members can redeem an Amex Offer by first enrolling in the offer in their online account or in the American Express® App and then using their enrolled Card to pay. Only U.S.-issued American Express Consumer and Business Cards may be eligible. You may not be eligible to access Amex Offers if we, in our sole discretion, determine that you have previously engaged in abuse, misuse or gaming of the Amex Offers program. Offers are also available to Additional Card Members and available offers may vary for each eligible Card Member. Please review the terms of each offer for details on how to redeem. For full Program Terms, visit www.americanexpress.com/us/amexoffersterms/.

Amex Presale Tickets™

Amex Presale Tickets™ (formerly referred to as American Express Early Access)
American Express® Card Members have access to purchase Amex Presale Tickets for select events and select seats, during a specified period prior to the general on-sale dates for those events. Tickets must be purchased using an American Express Card. An American Express Prepaid Card cannot be used to purchase tickets. Amex Presale Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Amex Presale Tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges, and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment.

Amex Reserved Tickets™ (formerly referred to as American Express Access)

Amex Reserved Tickets™ (formerly referred to as American Express Access)
American Express® Card Members have access to purchase Amex Reserved Tickets for select events and select seats, during a specified period. Tickets must be purchased using an American Express Card. An American Express Prepaid Card cannot be used to purchase tickets. Amex Reserved Tickets are sold by and fulfilled by third-party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Amex Reserved Tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges, and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment.

Connect to QuickBooks

Connect to QuickBooks works with QuickBooks Online and is available for use with Business Cards from American Express. Any QuickBooks Online screen shots © Intuit Inc. All rights reserved. Intuit, the Intuit logo, QuickBooks, and the QB logo are registered trademarks of Intuit Inc.

Dispute Resolution

Not all disputes are resolved in the Card Member's favor.

Employee Card - Category Alerts

Merchants are categorized based on what they primarily sell. You will not receive an alert if an Employee makes a purchase at a merchant from an approved category, whether or not you consider that purchase to be a part of a particular category.

Employee Card Spending Limits

Employee Card Spending Limits may be set up online or by calling the number on the back of your Card. The Spending Limit is not a guarantee that the Employee Card Member will be able to make purchases up to that limit. There are certain purchases where the limit does not apply, such as, for example, restaurant tips and hotel stays extended beyond their original reservation period, and the overall Account capacity is taken into consideration. You agree to pay all Charges without regard to whether any Charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any Charges and/or when Charges are incurred and billed that exceed a limit. For more information on the application of the limit, please refer to the Employee Card Spending Limits Terms and Conditions at www.americanexpress.com/spendlimits/terms, which will also be provided when you enroll Employee Card(s) in this feature.

Events with Amex™

Events with Amex™
The Events with Amex™ program is available to American Express® Card Members. American Express Prepaid Cards are not eligible. All benefits are subject to specific rules and terms & conditions. Card eligibility and/or Card exclusions, if any, will be set forth in a specific benefit's terms & conditions. Tickets offered as part of the Events with Amex program are fulfilled by the ticket seller and subject to rules, terms & conditions, and fees set by the ticket seller, event promoter and/or the venue, as applicable. All benefits are subject to availability and may be changed or revoked at any time. These benefits are provided "as is" with no warranty or guarantee, either express or implied. Benefits are provided on a first come, first serve basis. American Express does not guarantee every Card Member will be able to redeem every benefit. Benefits cannot be redeemed for cash, transferred, or substituted. Benefits may be canceled or modified at any time. Void where prohibited by law. For more information, including specific benefit terms & conditions, please visit americanexpress.com/experiences.

Events with Amex™ - Amex Fan Experiences

Amex Fan Experiences
American Express hosts American Express Fan Experiences at select music festivals and sporting events. In 2024, Fan Experiences are available at select events including Coachella Valley Music and Arts Festival, US Open Golf Championship, WNBA All-Star games, The Championships Wimbledon, British Summer Time Hyde Park, All Points East, US Open Tennis Championships, Austin City Limits Music Festival, and select F1 races taking place in the Americas. The music festivals and sporting events at which Fan Experiences are hosted are subject to change year-over-year, including Card Member eligibility and terms. American Express Card Members who have a valid ticket to an applicable event can visit the Fan Experience by presenting a valid American Express Card in their name. American Express Prepaid Cards are not eligible. The number of Card Member guests permitted may vary by event. Capacity limitations apply. Additional rules and terms may apply by event. American Express reserves the right to not allow or to remove Card Members and their guests from the Fan Experience for any reason, including, without limitation, not adhering to applicable rules and terms of the Fan Experience. To the extent alcohol is available at the Fan Experience, you must be 21 years of age or older to consume alcoholic beverages; please drink responsibly. Fan Experiences may be modified or discontinued at any time and without notice. For more information, please visit americanexpress.com/experiences.

Events with Amex™ - Exclusive Merchandise and Offers

Exclusive Merchandise and Offers
From time to time and at select events, venues and pop-ups presented by American Express, American Express Card Members will have the opportunity to take advantage of special offers, which may include gift with purchase offers, exclusive merchandise offers, exclusive discount offers, and/or statement credit offers. Offers are available while supplies last and for a limited time. Such offers are subject to specific terms & conditions. Card eligibility and/or Card exclusions, if any, will be set forth in a specific offers terms & conditions. Card enrollment may be required. Purchase-based offers must be redeemed using an eligible American Express Card. Purchase or other limitations may apply to such offers. Any attempt by a Card Member to obtain and/or exceed any offer limitation may result in disqualification from the offer. All purchases are final. Item is provided "as is" with no warranty or guarantee, either express or implied. Item is provided on a first come, first serve basis, while supplies last. American Express does not guarantee every Card Member who wishes to do so will be able to take advantage of an offer. Items associated with an offer (where applicable) cannot be redeemed for cash, transferred, or substituted. Offer has no cash value. Offer may be cancelled or modified at any time. Void where prohibited by law. For more information about exclusive merchandise and offers available at specific events or venues, please visit americanexpress.com/experiences.

Global Assist® Hotline

While Global Assist® Hotline coordination and assistance services are offered at no additional charge from American Express, Card Members are responsible for the costs charged by third-party service providers. For full Terms and Conditions, see americanexpress.com/GAterms.

Lowest Hotel Rates Guarantee

Valid only for American Express Card Members. If you book a qualifying hotel rate on amextravel.com and then find the same room, in the same hotel, for the same dates, the same number of children and adults, the same rate type and cancellation policy at a lower price online, before taxes and fees, we'll refund you the difference. For pre-paid reservations, your claim must be submitted prior to your stay, before the date of check-in. For verification of "pay later" hotel bookings, your claim must be submitted within thirty (30) days after you have completed the hotel stay, and the customer service representative may instruct you to mail a copy of your hotel receipt to American Express within that time period. American Express will honor the lower price for verified requests. The "Lowest Hotel Rates Guarantee" policy applies only to online rates available to the general public and excludes (1) rates or discounts that are not available to the general public, including, but not limited to, corporate, group, charter, meeting/convention, AAA, government/military, and senior citizen rates/discounts; or (2) hotel rooms booked through or in combination with frequent stay, loyalty, points, coupon promotions, rooms won through contests or sweepstakes or transferred, or rooms booked on opaque websites that do not allow you to see the name of the hotel until your reservation is complete; or (3) promotional packages, deals, all-inclusive packages, or bundles that may include additional amenities such as parking, meals, or entertainment, or (4) rates booked through the Fine Hotels + Resorts® and The Hotel Collection programs. Details

No Foreign Transaction Fees

American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.

Return Protection

Return Protection is subject to additional important terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/RPterms.

Rewards Disclosure for Employee Cards

Terms, conditions and restrictions vary by individual Card products.

Seller of Travel

American Express Travel Related Services Company, Inc. is acting solely as a sales agent for travel suppliers and is not responsible for the actions or inactions of such suppliers. Certain suppliers pay us commission and other incentives for reaching sales targets or other goals and may provide incentives to our Travel Consultants. For more information visit www.americanexpress.com/travelterms.

California CST#1022318; Washington UBI#600-469-694

Total Card Limit for Employee Cards

You may add up to 99 total Employee Cards on your account.

Vendor Pay

Vendor Pay by Bill.com is available on American Express Business and Corporate Cards. Card Members must sign up for Vendor Pay and enroll the Card for payments by going to www.americanexpress.com/vendorpay. Not all suppliers may accept American Express virtual payments. The Basic plan has no monthly fee for the first user and no fee for a second user for six months from when the first user signs up. After six months, the second user will have a fee of $15 per month. The Advanced version has a monthly fee of $59 or $99 per user depending on select accounting systems. The monthly fees are set by Bill.com and subject to change at Bill.com's discretion. Fees are in addition to American Express Card fees. There are additional per transaction fees for check and ACH services.

Year-End Summary

The Online Year-End Summary, typically available in January, reflects charges posted to your account from January 1st through December 31st of the prior year.

AMEX ASSURANCE COMPANY DISCLOSURES

For important information on policy terms, go to americanexpress.com/benefitsguide

Baggage Insurance Plan

Baggage Insurance Plan is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/BIPterms. If You have any questions about a specific item, please call Us at 1-800-228-6855, if international, collect at 1-303-273-6497.

Car Rental Loss and Damage Insurance

Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/CRLDIterms. If You have any questions about a specific vehicle, please call Us at 1-800-338-1670, if international, collect at 1-303-273-6497.

Extended Warranty

Extended Warranty is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/EWterms. If You have any questions about a specific item, please call Us at 1-800-228-6855, if international, collect at 1-303-273-6497.

Purchase Protection

Purchase Protection is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/PPterms. If You have any questions about a specific item, please call Us at 1-800-228-6855, if international, collect at 1-303-273-6497.